Surfside Beach has a full service government, police, fire dept. etc. The town is well maintained, parks, recreation, beaches, and streets. I have been a homeowner in Surfside Beach for 14 years and would never consider Garden City as comparable. The beaches and parking in GC are free, but the water overflow is poorly drained. Homes don't seem as well kept either. While taxes maybe less, I've seen homes burn down to the ground by the time the county responds. I guess you get what you pay for.