If you find the house yourself, immediatly tell the listing agent that you intend to represent yourself and do the work you are supose to ie. order the appraisal, inspection report, handle the repairs and coordinate all business with title, mortgage officer, inspector, apraiser and bug guy in a timely manner. then yes you can as I have dozens of times and have never ran into in agent that said no. It is important that you talk directly with the sellers agent and let them know you are representing yourself and expect the 3% buyers commission be rebated to you at close. they show the house as the sellers agent and are usually excited to get the deal going. I own several homes in Texas and California and have never had a problem with this. I think any sellers agent that turns this away is unethical and I would write the owners a letter explaining why i did not buy there home. Although I have only ran into great agents eager to do business with me. I think the key is to establish your expectations over the phone before you see the proprty. Cheers! and Good Luck!!