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Sunland : Real Estate Advice

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  • Home Buying3
  • Home Selling1
  • Market Conditions1

Activity 6
Mon Mar 14, 2016
LAhomebuyer asked:
for someone reasonable who does good work? I don't know of any friends who have hired anyone good. Any suggestions for a first timer working with an architect?

Thank you!
0 votes 0 Answers Share Flag
Sat May 17, 2014
Von Bonilla answered:
Hello Karewick,

It should not be a problem. When your listing or sellers agent enters your property on MLS, whatever information (in your case 3 bedrooms) will be uploaded on Trulia if that particular MLS allows Trulia to post your home's information. Your real estate professional may be able to help you. Have you asked your Realtor?

Much success in selling your home!

... more
0 votes 2 answers Share Flag
Sat Dec 1, 2012
Bill Eckler answered:
3-5 years could be a life time......a visit to a good attorney may help to clarify your options. Don't wait!

Good luck,

0 votes 3 answers Share Flag
Thu Jun 7, 2012
It isn’t as simple as anyone in the industry will normally share, everyone focuses on the minimum timeline and credit score threshold, in addition to those you must meet all of the other requirements as well which will be tricky after a BK.

DO NOT dispute accurate information on your credit report just because it is negative in nature, that is a serious crime regardless of what the “credit repair” experts tell you.
FHA will be the most forgiving avenue available to most people, in addition to the two items mentioned above you must also meet their TOTAL Scorecard, something rarely discussed by LO’s.

Here are a few items I thought may help:

The borrower must have a minimum of at least three (3) current, open trade lines with 12 months history of being paid as agreed, regardless of AUS findings. Alternative trades are acceptable with AUS approval. Examples of alternative trades include utilities, auto insurance and rent.
Rental Verification

If the borrower is currently renting, the rental history must be verified. Rental references on the credit report are acceptable if a rating is provided. A minimum of 12 months must be verified via cancelled checks and/or bank statements if renting from an individual or VOR if completed by management company.

Must be paid in full or have a satisfactory repayment plan is in effect at time of application, established at least 12 months and there have been no late payments on the plan (documentation must be provided to prove satisfactory payments).

Chapter 7
• Two years from discharge date; evidence the applicants have demonstrated ability to handle their credit affairs; and that applicants have re-established acceptable credit.
• Discharged less than two (2) years – NOT eligible.

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
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0 votes 12 answers Share Flag
Sat May 8, 2010
James Wehner answered:
A local REALTOR would always be your best option for the lastest MLS data. If you are hoping to relay solely on websites for this info you may be finding yourself coming in a few days too late.

Best of luck!
... more
0 votes 6 answers Share Flag
Fri May 7, 2010
Don Tepper answered:

If it's a RealtyTrac listing, it's not a price at all. In fact, the property probably isn't even for sale, and it may never be. Or if it was for sale, it's probably sold. In other words, RealtyTrac "listings" often are misleading, inaccurate, outdated, and just plain wrong.

The "price"--as others have already said--may be for one of the mortgages on the property. That has no relationship to the property's value or what it might sell for.

If you're interested in buying a property--foreclosure or otherwise (and don't limit yourself to foreclosures)--get a Realtor. Work with that Realtor to find a property. The Realtor's information--unlike RealtyTrac's--will be accurate and up-to-date.

Oh, and as Dan says, you don't have to pay for this information. A Realtor will give you the accurate, complete information for free.

Hope that helps.
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1 vote 9 answers Share Flag
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