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43074 : Real Estate Advice

  • All5
  • Local Info0
  • Home Buying1
  • Home Selling1
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Activity 4
Wed Jan 18, 2017
Hi Karen,

Since you are already on the Deed, this will have to be treated as a refinance. This will be a little bit tricky. You'll have to show that you've been making the mortgage payments for at least 12 months to document what's called continuity of obligation.

You also may not need to wait for another year or 2 depending on your credit scores, when the sale date was on your last home & when your BK was discharged.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
... more
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Tue Jan 17, 2017
Karen Pusateri asked:
My mother purchased a home while I was going thru a short-sale and had not only herself, but my father and me added to the deed. I am renting the home and the intent was always for me to…
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Thu Oct 2, 2014
Ruth and Perry Mistry answered:
Updated kitchen, and a great room.
Energy efficiency.

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Sat Jun 28, 2008
C clark answered:
It depends on the buyer. I have had buyers wait a few weeks before scheduling a second showing and another couple of weeks to submit the offer. Usually though, when this happens, my buyers weren't absolutely in love with the home and lower offers were submitted. Your best option is to have your realtor keep calling their realtor to get feedback on your home. Timely feedback is important. ... more
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