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Summit County : Real Estate Advice

  • All23
  • Local Info1
  • Home Buying16
  • Home Selling1
  • Market Conditions2

Activity 532
Mon Oct 16, 2017
Tdlinh80 answered:
you click the ad, click "report this listing" , choose "Error type" to be "no longer available".
0 votes 1 answer Share Flag
Fri Oct 13, 2017
Akinkadri answered:
Live in Dallas Texas. Looking to buy a used mobile/Trailer home by owner. Please email me at akinkadri@yahoo.com. Thanks.
0 votes 17 answers Share Flag
Wed Oct 4, 2017
Michelle Ross asked:
Seems like everyone wants to do monster loans, but we only need 20-22k to totally revamp a house we already own free and clear. No liens on it. Some taxes owed, but those are already figured…
0 votes 0 Answers Share Flag
Thu Sep 21, 2017
Aaron B. Lewis answered:
Yes owner can still sell it. Price will depend on the bid/purchase price at sheriff sale.
Feel free to call or email to discuss further. 313-405-7337
0 votes 4 answers Share Flag
Thu Sep 14, 2017
Jodysmit98 answered:
I've owned a Ryan Homes house for 11 years. I have just learned that the workmanship of their roofs is only warranteed for (1) ONE YEAR, and the shingles are 10 years. ONE YEAR for their work for an item that can cost $30,000.
What does that say about the confidence Ryan Homes have in the people they employ to build your home?
... more
0 votes 13 answers Share Flag
Fri Sep 8, 2017
Julie asked:
We are trying to determine when the property was actually listed on the website and how it was controlled/submitted by realator?
0 votes 0 Answers Share Flag
Mon Aug 7, 2017
Mollyack asked:
Conventional loan, 20% down. No ability to explain the situation. Lived on life insurance for a year until I could start working again.
0 votes 0 Answers Share Flag
Sun Jul 9, 2017
Irisbutrn2 asked:
Sun Jul 9, 2017
Irisbutrn2 asked:
Fri Jul 7, 2017
Faith T answered:
Hi,

The data you reported is coming from your county records, because of this I am unable to edit or remove the information. This data is gathered by a third-party data collector and only updates on Trulia when discrepancies are identified at the next data collection cycle. Unfortunately, we are unable to expedite this process.

If the county records are correct and Trulia has not received the updated data yet, owners have the ability to edit their home facts on Trulia which appear in the 'Owner Information' section. Please know that edit home facts feature is currently removed from the property pages while we improve the feature. While we do not have a specific date for when they will be available, I can assure you this is only temporary. We thank you for your patience.

Thank you for using Trulia!

Faith
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
0 votes 1 answer Share Flag
Tue Jun 27, 2017
Scott Godzyk answered:
Hoping you did not wire money to someone you do not know. This like other sites is filled with rental scams. NEVER wire money for a rental. Always pay in person after verifying. If you scroll to bottom right, click on help center to report fraud. You may want to call the police too ... more
0 votes 2 answers Share Flag
Mon Jun 26, 2017
Kathy Burgreen answered:
So you're willing to pay a 20% interest rate on a $175K loan? Because that is what private lenders charge + high fees. You don't get the low interest rates and low fees that licensed mortgage lenders give. There are plenty of private lenders. Look on Craigslist. ... more
0 votes 1 answer Share Flag
Sun Jun 18, 2017
Kathy Burgreen answered:
You will need that money to close and yes, you can be sued. What do you mean the money is not available to you anymore? I would advise contacting a lawyer but then you don't have money for a lawyer either, correct?
Bottom line - you signed a contract. You're expected to honor the contract. If you don't, the other party has a right to sue you. Buyers can cancel a contract under the following conditions: a home inspection, if a lender refuses to finance your loan, or an appraisal. If you passed the deadline for the home inspection and appraisal, you can't go back. However, if the lender is financing your loan, how is it you don't have the money to close?
... more
0 votes 1 answer Share Flag
Fri Jun 16, 2017
Mary answered:
Hi,

Thank you for reaching out and I apologize for the inconvenience this has caused you. We have closed your Trulia profile as your requested

Thank you for using Trulia!

Mary

Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
0 votes 1 answer Share Flag
Tue May 30, 2017
Kathy Burgreen answered:
Your credit score needs to be 620 or higher. It's still very low now. As much as you hate paying rent, you need the following to buy a home: cash for a down payment (at least 3% of the purchase price) + cash to pay for closing costs (about 1% of the purchase price) + cash for moving and miscellaneous expenses.

To qualify for a mortgage loan, lenders need to verify the following information:

Employment and Income - Salaried? Hourly? Full time? Independent Contractor? Self Employed? If self employed - you need 2 years work experience. Do you receive a W2 or a 1099?
Savings or Investments - 401K? Savings account? Annuity? Where is the money for the down payment and closing costs coming from?
Credit Score and Credit History - Most lenders want a credit score of 620 or higher. Some lenders will go down to 580 BUT you will be charged a higher interest rate, higher fees, etc. Why spend extra money when you can wait until your credit score is 620 or higher.
Outstanding Debt - credit cards? student loans? medical debt? car loans?
Debt to Income Ratio - your outstanding debt should be 30% or less of your income.
Tax Returns - the last 2 years.

Hopefully this helps.
... more
0 votes 1 answer Share Flag
Mon May 8, 2017
Liviaharris3 answered:
I bought a home as is and then I found a well on it are the people who sold the house to me are they responsible for taking care of the well due to the fact I did not know it had a well
0 votes 15 answers Share Flag
Thu May 4, 2017
Jfb840 asked:
I do not need the proceeds for the down payment. I cannot move my elderly mother who lives with us into temporary housing.
0 votes 0 Answers Share Flag
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