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Home Buying in Sulphur : Real Estate Advice

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  • Home Buying4
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Activity 4
Tue Oct 27, 2015
Mechelle answered:
Your interest rate is based on your credit score, loan amount and loan to value. Call me if you need help with your rate! Mechelle Haywood. 225-247-3500
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Mon Apr 7, 2014
Shelli Fontenot answered:
I can give you some info on rental property in sulphur la. sligo has nice homes for rent about $860.00
a month, if that helps..and I would love to help you guys buy a home here please feel free to call me at 337-563-5253 ... more
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Tue Oct 22, 2013
Brian Nguyen answered:
Brian Nguyen, Mortgage Broker or Lender, Mission Viejo, CA
If you haven't been pre-approved yet I recommend this be the first thing you do. So speak with a lender to apply for a loan and prequalify. When you apply for a loan, lenders like myself will need to look at several different things if you are trying to prequalify for a loan. 1) Proof of income for each person that will be on the mortgage which can be demonstrated through: one month of pay stubs, previous year's W-2 forms and tax returns, official documentation to demonstrate other forms of income (alimony, child support, etc.), and two year's tax returns if self-employed (all schedules, all pages) 2) Credit Report which they will pull 3) Employment History or Business Tax Returns if you're Self Employed 4) Personal assets such as: Recent balances and statements for bank accounts, most recent account statement demonstrating market value of any investments (stocks, bonds or certificates of deposit), documentation showing interest in retirement funds, face amount and cash value of life insurance policies, value of significant pieces of personal property, debt information, the balances and account numbers of your current loans and debts, including car loans, credit card balances and any other loans you may have. These are just a few things you should have ready when you begin your buying process. If you have any other questions or need a loan please contact me through the information on my profile page. I hope this helps and good luck! Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com ... more
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Tue Mar 13, 2012
Roland Vinyard answered:
In ANY kind of sale, owner financed or not, there should be a written purchase contract which details the rights and responsibilities of each party. This can be done by a RE agent, by an attorney or by any knowledgeable party. It is best to have an attorney review it. ... more
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