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Home Buying in Suffolk County : Real Estate Advice

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  • Home Buying4
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Activity 759
Thu Mar 23, 2017
Anthonygbrooks answered:
You should consider East Somerville, a vibrant, working class neighborhood that is changing in interesting ways. Easy access to down-town Boston (and HMS) via subway (Orange Line) and busses. ... more
0 votes 16 answers Share Flag
Tue Mar 21, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

The maximum mortgage you can qualify for would depend on a lot of different criteria including the taxes and insurance on the property.

The best thing to do is to get a pre approval.

If you have any other questions or would like help with this you are welcome to get in touch with me.
... more
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Wed Mar 8, 2017
Tallgirl6 asked:
Sat Dec 17, 2016
Barbarajung57 answered:
Thu Dec 8, 2016
Nicole Vella asked:

I made an offer on the following listed property (below) and backed out of the P&S because there was a significant discrepancy in the sq footage between the public listing…
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Tue Nov 29, 2016
Freeman "Mike" Hill answered:
Many condos purposely only allow space for the "over under units". If the builder said it would fit a larger unit you probably have a better chance at a credit. You (or better still your lawyer or buyer's agent) should definitely negotiate this before the closing as the new federal regulations will cause a delay at closing. ... more
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Sat Nov 26, 2016
dearmschris asked:
I've read about some of the HUD programs that list houses at 50% off but they are in hard to reach places. My family lives all around the Boston area. I would like to buy a small single…
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Wed Nov 2, 2016
Marguerite & Edward Cote answered:
My husband is VA approved for a condo/townhouse. We are having a hard time looking . We would like Peabody MA or Danvers MA. We have been looking for 8 months.
0 votes 14 answers Share Flag
Fri Oct 28, 2016
Lisa M. asked:
Live in Massachusetts. Freddie Mac was investor of first home. Also what is the waiting period to able to even think of getting another home.
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Tue Oct 25, 2016
Adamb1017 asked:
I own a 2 family in MA. I owe around 210 and it's worth nearly 400k after 8 years. I clear around 8,000 a year on average after everything is paid. Some suggest taking my 170k or so…
0 votes 0 Answers Share Flag
Thu Oct 6, 2016
Cassandra C asked:
Fri Sep 9, 2016
Mariyaluci answered:
The 203k loan is a specialized renovation or construction loan, backed by the Federal Housing Administration. It is available to both buyers and refinancing households, and combines the traditional "home improvement" loan with a standard FHA mortgage, allowing homeowners to borrow their renovation costs
Planning to buy a fixer-upper, or make improvements to your existing home? The FHA 203k loan may be your perfect home improvement loan.

In combining your construction loan and your mortgage into a single home loan, the 203k loan program limits your loan closing costs and simplifies the home renovation process.

FHA 203k mortgages are available in all 50 states in loan amounts of up to $625,500.
... more
2 votes 12 answers Share Flag
Wed Aug 31, 2016
Bamboopo answered:
Cost of a home is 179,000 with 20% down, how much would be my mortgage per month?
0 votes 5 answers Share Flag
Sat Aug 27, 2016
Vladimirudyak answered:
Yes... it's mandatory in every state for sellers agent to disclose any major problems discovered during previous inspections to new buyers.Especially in New York and Florida, where Annette practices. Can't believe that she calls herself professional yet doesn't know basic things in real estate ethical conduct. ... more
0 votes 29 answers Share Flag
Wed Aug 17, 2016
CH Naamad asked:
What to do if you owned there? Is now a good time to put your unit on the market, or should you wait till inventory shrinks? Please contact me for more info on this matter. See all the condos…
0 votes 0 Answers Share Flag
Sat Aug 13, 2016
Lillytena answered:
A construction loan is not a simple process, and should be left to experienced loan officers/lenders doing business in state where property is located that specializes in new home construction loans. It is common for custom builders to have bank source(s) to do construction loans for homes they build.
If yours does not he should know of a source, but you can typically find a local/regional bank that has a Construction loan dept. Some may do a One Time closing which is for construction and the permanent loan or you may need to find a source also for the permanent loan once construction is finished as many banks only do the construction loan piece.
... more
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