Have 3.5% to 20% for a downpayment/
Get pre approved ask for an underwritter approval which takes about 1 to 2 weeks, depending on the lender.
Talk to a RealtorÂ® or real estate agent.
Compare your purchasing power (what you are approved for) to the list price.
Hopefully there are no other buyers trying to purchase the house.
Submit your offer.
Hope this helps,
Jes Sierra, B.Sc.