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Stephenville : Real Estate Advice

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  • Local Info1
  • Home Buying2
  • Home Selling0
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Activity 7
Thu Apr 10, 2014
Darkarthouse asked:
Need an apartment that rents to people with felony conviction
0 votes 0 Answers Share Flag
Thu Mar 13, 2014
JJ Hampton answered:
If you give me a call or send me an email, I can recommend a great local mortgage broker.

JJ Hampton, Realtor
Barbara Hampton & Associates
Stephenville, TX
254-592-3480
0 votes 3 answers Share Flag
Wed Mar 12, 2014
Amy Clarkson answered:
I think it depends on the segment of the market a home is in. I try to share examples with my clients of what a staged home looks like versus a home that has not been staged. With sites like Trulia now being one of the first places a home is viewed, the pictures are critical and staging can make a huge difference there. ... more
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Fri Jan 4, 2013
VCDSDFG answered:
I would look into USDA loans. You would not have to have a down payment, but there are cetain guidelines you have to meet to be eligible for the loan. I would speak with a lender and see all of your options. ... more
1 vote 3 answers Share Flag
Thu Jul 12, 2012
Alison Hillman answered:
Hi Daffeial,

Not sure what you mean by stories, can you clarify a bit so that I can help you?

Cheers,
Ali, Community Manager
0 votes 1 answer Share Flag
Mon Jun 11, 2012
Bill Eckler answered:
As a buyer or as a seller? There can be a big difference.....

Bill
0 votes 7 answers Share Flag
Wed May 11, 2011
Don Groff answered:
I have been involved in several owner financing transactions. You always need to make sure you are protecting your interests so please do consult an attorney. There are several companies who specialize in this type of transaction in the Austin area. I was able to help a client short sale their home and find a more modest owner financed home they could afford. This worked out great for them as they would not currently qualify for a mortgage. Their situation warranted the owner finance option as they were downsizing and getting their finances back on track.

Make sure you actually close in a title company just as you would in any normal purchase transaction. Although all lenders frown upon this type of transaction and have acceleration clauses in their disclosures as long as they get a check each month for the mortgage payment I have not found one to act on it.

This is a complicated transaction where you can easily get burned. Make sure you do your homework and hire an experienced real estate attorney that has done these transactions before.

Best of luck to you.

Don Groff
REALTOR | Mortgage Broker | Consultant
Keller Williams Realty | 360 Lending Group
o.512.669.5599 m.512.633.4157
listings@dongroff.com
... more
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