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10309 : Real Estate Advice

  • All26
  • Local Info1
  • Home Buying12
  • Home Selling5
  • Market Conditions0

Activity 25
Tue Aug 1, 2017
Mmedeiro1 answered:
To add - the water heater and furnace are 3 feet off the basement wall. I would like to move them into them against the wall and finish the basement.
0 votes 1 answer Share Flag
Fri Dec 9, 2016
NLF asked:
I was denied twice because I have multiple credit cards with outstanding balance of 38K, and unknown delenquency. My FICO score is 667.I could end up foreclosing my house. i have a good…
0 votes 0 Answers Share Flag
Thu Oct 27, 2016
Marina Malikova asked:
Sun Oct 16, 2016
Godswill Okoro asked:
Thu Sep 1, 2016
Nsplaya311 asked:
Tue Nov 24, 2015
Vladimir Barman answered:
It all depends on the business loan...if you will be personally liable for repayment of the loan...than it might affect the decision on your home mortgage since monthly debt to income ration will be higer ... more
0 votes 2 answers Share Flag
Sat Jun 27, 2015
bakermom200 answered:
Covington Park is a development name, not an actual town. And no, it is not at all in the dump.
0 votes 6 answers Share Flag
Thu Jun 25, 2015
Vladimir Barman answered:
0 votes 1 answer Share Flag
Fri May 2, 2014
Tim Moore answered:
Multi-family usually means there is more than 1 unit in a building, like a duplex or townhouse building with several town homes in it. Apartment can mean a room, a couple rooms or a living space in a building that has others in it usually on 1 level for each apartment. Townhouse means a unit with more than one level to it. ... more
0 votes 1 answer Share Flag
Tue Nov 5, 2013
Ray Padilla answered:
Yes, list and market it correctly and you will have buyers
0 votes 8 answers Share Flag
Thu Oct 24, 2013
Irina Nusinkis answered:
Tree PARAMETERS important, when make a PRICE for your HOME : LOCATION, DIMENSION and
CONDITION.
To sell the house you need to check current inventory for similar homes on market. Price your house accordingly and depend on condition of your home. Talk to 3 professionals about your HOME. Find the agent you fill comfortable to work with. Be patient. NOW -the BEST time.

Robert Defalco Realty has 4 locations:

2-in Staten Island, 1- in Brooklyn, 1- in New Jersey. We can meet at any one. For more INFO, please call c. 646-325-5504 or o. 718-605-9300
... more
0 votes 12 answers Share Flag
Wed Oct 9, 2013
Michael Denniston answered:
Michelle, the answer is yes assuming that you meet other criteria for income, debt-to-income, assets. work history etc. But you will not qualify under the most favorable terms. FHA will insure mortgages for buyers with lower scores than yours, but almost all lenders will require 10% down instead of 3.5%, limit gift money and seller contribution toward your closing costs and charge a higher interest rate.

Generally speaking, the higher your FICO, the better your options. But 640 is the minimum mid score that most lenders require for FHA under favorable terms. You may be surprised to learn that you can see dramatic improvements in your credit scores in as little as 30-45 days in some cases. I've worked with many buyers over the last 6 years who started with low credit scores and later became successful homeowners by following my free guidance. I would welcome an opportunity to help you do the same. For more info, call me directly at 917.699.0183 or email michaeldenniston247@gmail.com.

I value your opinion, please hit thumbs up or best answer, if my reply was helpful. All the best.

Michael Denniston
Senior Mortgage Banker
NMLS# 24076
The Federal Savings Bank
Direct Lender. All 50 States
... more
0 votes 6 answers Share Flag
Sat Sep 21, 2013
answered:
If it is the same type of engineer and they are looking at the same issue, then no, that problem has been addressed, maybe… Most people do not buy or sell homes very often, donâ™t get much practice as a result of gaps between transactions, so they get “squirrely” for lack of a better word. Your question does not give specifics about the nature or seriousness of the original issue. My guess is the buyer negotiated with you on price of the home instead of actually addressing the issue and getting it fixed. After that, they discovered lowering the price doesn’t give them the money to fix the problem. I suggest this as a possibility because I have witnessed it a hundred times and those incidents started out like your question. If it were me selling the home I would ask for more information before allowing access to it. You deserve as much information as they do access.

The problem is symptomatic of a buyer that has looked slightly above their budget line and resources and are now trying to figure out how to make it work. So ask questions first, good luck,

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
... more
1 vote 6 answers Share Flag
Sat Sep 7, 2013
Gary R. DeFilippo answered:
Thank you for the two thumbs up as the best answer given. I look forward to helping you sell your home.
0 votes 10 answers Share Flag
Thu Aug 22, 2013
Irina Nusinkis answered:
Low offer- it is a fresh START, its mean -that buyer need your HOME. Just wait. Now time for your buyer to shop - around for similar homes. After little while- he will be back with better offer.
If you 100% know- that your PRICE is RIGHT -you will got much more OFFERS. Final word is always yours.
... more
0 votes 9 answers Share Flag
Thu Jun 20, 2013
Irina Nusinkis answered:
PRICE will always go DOWN, when we have LARGE inventory for GIVEN area. So, just USE the moment and PICK right HOME for your family . Thanks for asking. IRINA 646-325-5504
0 votes 6 answers Share Flag
Thu Jun 20, 2013
Irina Nusinkis answered:
SHORT SALE BUYER MUST BE READY to PAY unpaid ballance at the CLOSING table. Just SEE -if it WORTH for you . Good LUCK!
0 votes 5 answers Share Flag
Tue Oct 23, 2012
Helen Timari answered:
Hi Irina,

Call Richard Freeman at 718-816-0005 and tell him I referred you.

Helen
1 vote 4 answers Share Flag
Tue Jun 5, 2012
Irina Nusinkis answered:
I live in this location for about 18 years. Walk my dog sometimes at nite. Never got a problem.Quiet , residential setting w PARKS, GOLF COURCE, SHOPPING PLAZAS, SCHOOLS, close to EXPESSWAY, 80 min to MADISON SQUARE GARDEN on X 22-BUS.
See you guys around.

IRINA NUSINKIS
ROBERT DEFALCO REALTY
646-325-5504
... more
0 votes 10 answers Share Flag
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