Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in Springfield : Real Estate Advice

  • All13
  • Local Info1
  • Home Buying5
  • Home Selling0
  • Market Conditions0

Activity 21
Sat Dec 2, 2017
Sharonjohndavis answered:
What percentage of houses does title company find with out clear titles
0 votes 13 answers Share Flag
Wed Aug 9, 2017
Wallace1972 asked:
What are my options? Shouldn't my closing attorney have uncovered this during the title abstract search?
0 votes 0 Answers Share Flag
Wed Jul 19, 2017
Maryame_goli answered:
The house is located in California. The original seller would like to make this title change to save money during tax season. How can we make sure this will not impact us negatives on or after closing? Any advice is appreciated. ... more
0 votes 1 answer Share Flag
Thu Sep 22, 2016
Yahlei Barrios answered:
Your Realtor can just fill out an amendment for a new closing date, however you need to call your lender and find out what is causing the delay and when will the loan get approved. Once you get that info then your Realtor can fill out the amendment. Your Realtor should have been in touch with your lender everyday 7 days prior to closing.

Yahlei Barrios, Realtor
Realm RE Professionals
... more
0 votes 2 answers Share Flag
Mon Dec 28, 2015
Gzhovna answered:
Minor additions.
Actually there are three buses 114, 114X, 117. Two of them 114X and 117 are express buses with routes on US22. But 114 is local.
All of them are running on schedule, so is easy to figure out your ride.
It takes no more then 50 min the get to Port Authority, even less on express.
I have moved to Springfield about two years ago, so know very well.

Will you need to find a nice house in Springfield, will do my best to assist.
Let me know, my cell 718.986.3542.
... more
0 votes 4 answers Share Flag
Sat Aug 22, 2015
Trevolyn Haines answered:
What 'bait and switch'?

You asked for a personalized estimate and that is going to be what you get; it doesn't cost you a dime and there is no obligation.

Sounds like a great deal!

So please do not harass, or otherwise be a jerk to the poor agent that actually paid to have the pleasure of being introduced to you and is spending their own valuable time (that they are not getting paid for and could be using more productively or enjoyably elsewhere) helping to give you what you asked for.

If you decide that you really do not want a free personalized estimate, just politely let the agent that contacts you know that you are no longer interested.

Best of luck to you.
... more
0 votes 3 answers Share Flag
Sat Aug 22, 2015
Trevolyn Haines answered:
The seller is probably just as distressed as you are AND they have the added burden of having to cure the HOA lien (which could possibly be in the thousands of dollars) so be grateful that this was found prior to your closing (since the previous buyer- i.e. the seller- wasn't so lucky).

Because of the many issues that can come up and all third parties (appraisers, inspectors, title, etc.) involved, closing dates are basically targets.

Best of luck.
... more
0 votes 2 answers Share Flag
Sat Aug 22, 2015
Donna Clayton answered:
If the house is in New Jersey, closing dates in this state are really only "targeted" dates. But quite honestly, the closings typically don't always happen on the exact scheduled (or targeted) date. The closing dates are (more often than not) delayed for various reasons, such as lender delays, lawyer delays, or title issues. So the fact that Friday was the scheduled date is absolutely not a guarantee that the closing would have happened on that date. ... more
1 vote 2 answers Share Flag
Sat Aug 22, 2015
Scott Godzyk answered:
Unfotanately you may not have a recourse. There is no excuse for an appraisal 2 weeks after you were suppose to close. This is where teh buyer and tehir agent needs to be on the ball 4 weeks BEFORE closing. The appraisal should be ordered 4 weeks before and most of the time is done about 2 weeks before. You should sit down face to face with the loan officer and tehir mamager and get some real answers ... more
1 vote 3 answers Share Flag
Sun Sep 1, 2013
Laura Giannotta answered:
0 votes 2 answers Share Flag
Mon Oct 15, 2012
Doc & Ellen Stephens answered:
Contract questions are best answered by attorneys. In general, As long as both Buyer and Seller still want to complete the sale, the simply extend the closing. Keep in mind that either party may incur extra costs due to the delay, including taxes, insurance, loan fees (which should be waived if your lender caused the delay), etc. The extension amendment can include an adjustment for those items. Be careful NOT to change anything that affects the loan underwriting, or a longer delay can result.

Good luck,

Doc Stephens, REALTOR
... more
0 votes 3 answers Share Flag
Wed Jul 11, 2012
Ibrahim Hughes answered:
First, I would hope that your parents have a real estate attorney who can best advise them on this issue.

Second, I would think that, like most other liens attached to real estate, this one could be paid at closing. Or are you saying that the lien needs to be Paid in order to obtain an inheritance tax waiver? If so I would think that your attorney and/or title co would have notified you of this sooner. What is your attorney saying?

If you don't have one I strongly advise that you get one asap. Good luck.
... more
0 votes 2 answers Share Flag
Fri Feb 17, 2012
Weichert Realtors answered:
0 votes 6 answers Share Flag
Sat Nov 12, 2011
Weichert Realtors answered:
Sonia, did you move to Springfield? Regards,
0 votes 5 answers Share Flag
Mon Jun 13, 2011
Hopefully you didnt pay any aplication fee, but the appraisal just has to be switch over to the new company.
0 votes 7 answers Share Flag
Sat Mar 26, 2011
Pam Webb answered:
I am an agent in Springfield and have lived here for 16 years. Please contact me. There are many options for you and I will be happy to help. I am available 7 days a week at your convenience. I am also on the Hudson County MLS and would be able to help you in Hoboken as well. Look forward to hearing from you and telling about Springfield and the surrounding towns

Pam Webb, Keller Wiliams
... more
0 votes 5 answers Share Flag
Fri Jan 14, 2011
Yolanda Escobar-Flores answered:
GW, You need to consult your attorney. He or she will be the right person to decide if you can terminate your agreement with the seller.
Best wishes!
Cell: 908-418-1616
... more
0 votes 1 answer Share Flag
Sat Jul 3, 2010
Katia M. Belas answered:
Buying a brand new house is never a "sure date closing" transaction, the right thing would have been that you never release yourself from the place you are renting until after closing. That is always my advice for my clients when they are buying a brand new construction, yest, you lose some money paying for 1 month extra rental, but what would you think is best, lose 1 month of rent and have time to move from one place to the other or be "homeless" who knows for how long until the closing actually happens? Here are your opitions:
1- Move in with a relative.
2- Try, re-rent the place you are now.
3- Look for a place to rent on a month-to-month basis
4-Hope that it will close before you have to move(these dates always change with no notice, so maybe you will be lucky to have a closing before you expect)
Also, try talking to your attorney to see if he can pressure the builder's attorney to expedite the closing date with a "time of the essence" notice, or any legal advice he/she can give you to help you.
... more
0 votes 1 answer Share Flag
Wed May 12, 2010
Hal Benz answered:
Well, I'll join in the chorus...consult a really experienced real estate attorney on this one. Could you take possession and handled the eviction yourself? (Not that you would necessarily want to jump into that mess). In my experience, unless the contract specifically addresses this isue, you'll probably ned to sue for damages. Again...have a GOOD and EXPERIENCED lawyer in your corner. As for the tax credit, it's close by June exceptions, even valid ones. Good luck!! ... more
0 votes 4 answers Share Flag
Mon Feb 22, 2010
Mary Petti answered:

REO's are a tough deal anyway, they can drag on for months waiting on the bank to make a decision. Your agent not being in touch with you and not informing you of the steps involved right from the beginning and throughout the process makes it that much harder.

To reply to your itemized problems:
1) Did your agent do a market analysis and show you that the house was worth MORE than listed at (which in this case, making an offer of full list price would almost guarantee your offer was accepted by the bank), or that it was at least worth what you offered? Remember, its ultimately the BANK, not the "seller" who OK's the sale price. They want to take as little as possible of a hit since they aren't getting paid back what the homeowner owes.

2) Most REO's are sold "as is" (and it should state that clearly in the listing) and the bank will usually do no repairs. Essentially the home inspection is for your benefit to know what you are getting into right from the beginning. However, the fact that is probably WAS an "as is" sale should have been brought to your attention as a matter of course, not just by telling you the bank will say no.

3) Did the delay in submitting the offer have to do with having to gather together the necessary documents to supply to the bank? REO's will usually not accept incomplete offers.

4) You agent usually has no input in extending the loan commitment date, nor can they usually sway the bank (who owns the property) to give it to you, although it seems in your case that was accomplished. Dealing with the banks is tough sometimes, but your agent still should try do what you ask without voicing displeasure.

5) Steering is usually not allowed in any state, but sometimes if the agent has done a lot of REO's they know who gets the work done quickly, efficiently and knows the process well, thats why they make recommendations.

You can STILL hire an attorney to represent you and go over your options, and I would suggest you do so..
... more
0 votes 7 answers Share Flag
1 2
Search Advice
Home Buying in Springfield Zip Codes