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Home Buying in Springfield : Real Estate Advice

  • All175
  • Local Info23
  • Home Buying30
  • Home Selling16
  • Market Conditions3

Activity 44
Tue Feb 14, 2017
Alpember asked:
Tue Oct 25, 2016
Atxaviermartin answered:
According to my knowledge, the cut off credit score for an FHA loan is 620-650 but still it varies from one lender to the other. You can definitely consult the VA loan experts, one of the leading VA and FHA loan consultant in MO. ... more
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Thu Mar 17, 2016
MCM_STL answered:
I don't follow how the public record information here has any bearing on your house's marketability. What you see on Trulia today will be overwritten by the data your agent enters when your house is actively listed for sale.

Trulia's info is usually a reflection of what's on tax records. Why don't you take a look at what your local county lists for your house? You should be able to access that via the Greene county's assessor's webpage.

Certain things like a finished attic or basement may not be reflected in tax records depending on when they were done and whether they required permits. My basement bathroom has been there since at least the 70s if not earlier but the tax records don't reflect its existence. That doesn't mean we can't include it in the bathroom count when we list our house for sale though.

It's also worth knowing in the past, a bathroom with a shower rather than a bathtub would often be considered a "half" bath. Since it wasn't a "full" bathroom, it tended to get rounded down to the next classification.
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Sun Oct 25, 2015
solitaswan asked:
Some of the photos have blue or gray around the home and I am not sure if that has any meaning, I asked this question before and never received a response.
0 votes 0 Answers Share Flag
Thu Oct 8, 2015
Sally Grenier answered:
Good question! The quick answer is "It depends". Here's some good info about credit inquiries. I would check with the lenders to see if they are dong a "hard" or "soft" credit inquiry. Lots of hard inquiries definitely could have a negative impact on your score.

Hope this helps!


Sally Grenier
Broker Owner
Metro Brokers | Grenier Real Estate
303.475.4508 Cell
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0 votes 1 answer Share Flag
Fri Jul 10, 2015
Chris Stumbaugh answered:
Hi there
Good question

The short answer is

620 credit score, must be financing for a primary residence only, loan limit of $417,000, property must be located in a USDA approved area ( usually just outside metro areas)

You can check out the map on and your local Real Estate Agents will know as well

We provide USDA loans nationwide ( in the TOP TEN on Lending Tree)

Chris Stumbaugh
Reliant Bank Mortgage Services
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Fri Jul 10, 2015
Chris Stumbaugh answered:
Hi there
Good question

You can direct this question to the title company or attorney that provided the closing for this transaction

If one of those cannot effectively answer your question, they should be able to give you a contact ... more
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Mon Jul 6, 2015
SS.EGR asked:
I need a list (I know it'll probably be a short list, at best) of local lenders who actually do their own underwriting & hopefully even keep/maintain their loans in-house. I'm assuming most…
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Tue Mar 31, 2015
Javier Montiel - Top Local answered:
Trulia doesn't allow FSBO listings.
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Tue Mar 31, 2015
Jim Olive answered:
The house can be placed on Trulia, but not by you. You would have to get into the local MLS (can be done with some agents through an "MLS only" listing. So you would still be essentially selling it FSBO, but you would have more exposure by being in the MLS and all of the aggregate services that pick up the MLS feed (like Trulia, and Zillow, etc, etc). ... more
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Wed Oct 1, 2014
bevh2790 asked:
Mon Apr 21, 2014
Elaine Montgomery answered:
I just emailed you the listing information. Let me know if you would like to take a virtual tour of the home. I can walk and talk you through. I have done this for buyers in Idaho and Alaska, and saved them
travel money. Check out my listing at 2517 W Brook Ridge also!

... more
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Tue Jan 21, 2014
Douglas Anderson answered:
1122 N National; single family home 2 bed 1 bath $425 per month: 1110 N National (B) Duplex 2 bed 1 bath central heat and air $415 per month, includes trash service. Please feel free to contact us at 417.889.2998 or visit us on line Thank you, Doug ... more
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Thu Dec 19, 2013
Kelly Boatman answered:
If you are already working with a Realtor, they can access the disclosures on the home you are interested in for you. Keep in mind that many homes such as foreclosures, dated homes, etc may be sold "as is" and will not have any disclosures. In that case the home buyer needs to do their own due diligence and have an inspection done for peace of mind. ... more
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Sun Nov 3, 2013
Prentiss Holt answered:
I encourage you to try getting pre-approved with iServe. I sent all of my clients there, bar none.

I have known some people to get approved with between 0 and 5% down, and the agent I linked you to-- Dennis-- literally answers calls day or night to help his clients.

If you'd like any other information or help, though, I'd be happy to answer emails!
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Mon Oct 14, 2013
Zach Seales answered:
Unfortunately it is not, but I would love to help you find a place in that area if you are still looking to buy a home! Please contact me at the information you can find on my contact page. Thank you.

Zach Seales
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Wed Jul 31, 2013
Zach Seales answered:
Absolutely. We offer all spectrums of lending FHA, VA, USDA, CONVENTIONAL, JUBMBO ETC in all 50 states and have done deals with similar information. We would be more than happy to help you out please contact me for your 10 minute pre-approval. ... more
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