Assuming you have a steady, verifiable income, you should be able to get a loan. However, the cost of financing is based on a lender's risk. The higher the risk to the lender, the higher the cost to the borrower. Try to get your score up to 640 before you apply for a loan.
Don't Let Them Make a Monkey Out of You! Follow the links below.
Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.