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Home Buying in Springboro : Real Estate Advice

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  • Home Buying8
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Activity 13
Mon Apr 6, 2015
Bill Burress answered:
This really depends on the HOA. I have seen it both ways. In general I have found that a PUD for detached SFRs require an annual fee and condos will have a monthly fee. Always research the particular property and ask your real estate agent. ... more
0 votes 1 answer Share Flag
Sun Nov 2, 2014
Regina Wagner answered:
Normally they are monthly fees, depends on the listing broker how they advertising it.
0 votes 1 answer Share Flag
Thu Sep 27, 2012
Kristin Hoch answered:
I believe the market has started to find a balance in recent months. Statistically the list to sell ratio has a variance of less than 5%. According to the National Association of Realtors in 2011 60% of homes listed at fair market value will sell in the first 60 days! ... more
0 votes 8 answers Share Flag
Tue Sep 28, 2010
Julie Beall answered:
Unfortunately it does not. She would have been qualified for repeat home buyer tax credit of $6500, but she had to close by June 30th. BUT if she is military the rules change.Special Rules for some Members of the Military branches , the Foreign Service and the some of the Intelligence Community.

Here is the definition of these members:

for qualified service members who are ordered on a period of official extended duty, these dates are extended. For these home buyers, the tax credit applies to sales with a binding sales contract in place on or before April 30, 2011 and closed by June 30, 2011.

A person who is forced to return to the U.S. for medical reasons before completing an assignment of at least 90 days of qualified official extended the duty outside of the United States may qualify for one-year extension.

Definitions:

“Qualified service member” means a member of the uniformed services of the U.S military, a member of the Foreign Service of the U.S., or an employee of the intelligence community.
“Official extended duty” means any period of extended duty outside of the United States for at least 90 days during the period beginning after December 31, 2008 and ending before May 1, 2010.

Hope this helps!
Good Luck!!
... more
0 votes 3 answers Share Flag
Wed Jul 8, 2009
Mary Starkey answered:
Kim, it really is not a common problem. here in the Dayton area. I am a real estate agent in Springboro and my clients have always been cooperative in flexible showing time. I agree that if a seller has limited their showings to just one day a week, then they must lack motivation to sell. However, there may be other situations of which I am not aware that warrent only a Sunday showing. ... more
0 votes 8 answers Share Flag
Tue Apr 28, 2009
Christina Cavins answered:
Hi Anne!

I'd love to help explain the Mortgage Forgiveness Debt Relief Act for you! Please check out this article for complete details http://activerain.com/blogsview/1054279/What-Mortgage-Forgiveness-Means-For-You and please let me know if you have anymore questions at anytime.

Thanks,
Christina Asad Edwards, Realtor
Christina.Asad@RealLiving.com
Office 937-573-0082
Cell/Text 937-205-4741
www.DaytonOhioHouse.com
... more
0 votes 3 answers Share Flag
Sun Apr 26, 2009
Keith Sorem answered:
Anne
You need to find a Realtor with short sale experience. From the lender's point of view, it is better for them (that means costs them less money), for a short sale than foreclosure.

Sometimes if a sharp Realtor contacts the bank they can negotiate the best outcome for your family. This means if they, as a professional, contact the bank, the bank knows that you have made decision not to just walk away , but to try to do the right thing.

There is such a thing as honor. You have a debt. A mortgage is a promise to pay. Let them know that you are honorable people and are not abdicating your responsibility. You may be surprised. They may honor your commitment and help you.

If you need a referral let me know.
... more
0 votes 6 answers Share Flag
Tue Aug 5, 2008
Mary Starkey answered:
FHA limits are set by county and fortunately Warren County's limit is now $337,500 from the previous amount of $256,500. If you need any more help feel free to call for a loan consultant and a real estate consultant. I live in Springboro and will try to answer any questions you may have. ... more
0 votes 3 answers Share Flag
Tue Feb 26, 2008
Alan May answered:
I would not avoid his listings (why punish or limit yourself because he's the listing agent?)... but if you should fall in love with one of his listings, and decide to pursue it, I would ask him, (or his managing broker) to designate another agent in his office to represent you in the purchase.

While dual agency is legal in many states, and transactional agency is available in many others, I do believe that it's a conflict-of-interest, and a lawsuit waiting-to-happen. The only person who's well served when practicing dual-agency, is the agent who gets a double-bang off the commission.

The clients (both of them) can no longer count on the "expertise" of the agent they hired. Her negotiation ability, her advice of what the home is worth, what inspection issues should be pressed, credit, or when we should walk away from the deal... all of those are compromised when she is getting both sides of the deal.

Yes, as John mentions, sometimes it goes smoothly. Everything will be fine... until it isn't. And if/when it goes bad, it goes bad very quickly and very big. Make sure your agent understands that if you should decide on any of his properties, you're going to want him to "designate" another agent.
... more
2 votes 4 answers Share Flag
Sat Feb 9, 2008
James Gordon ABR SFR SRS answered:
The reason for 2x4 construction is the building code for insulation in the walls. It can be met with 2x4's and fiberglass batt. 2x6 will allow for increased insulation. If you are just looking for a better insulated home you may want to look for a home that uses rock wool insulation instead of fiberglass batt. For a home with 2x6 exterior walls you may have to order a home built and use a custom builder as most production builders do not offer 2x6 as an upgrade on their spec sheets. ... more
0 votes 2 answers Share Flag
Wed Feb 6, 2008
J R answered:
Unfortunately it can take the bank as many as 120 days to make their decision, and there isn't anything the agent can do to hurry them along. Every short sale expert I have heard has said the key is explaining to the buyer they have to have patience. Good luck!

And it is the bank who decides what to take, as far as the price goes. You should have all the inspections your agent suggests. In my area that would be an engineer inspection and a termite inspection. Sometimes there are water tests. Your area may be different.
... more
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Wed Jan 30, 2008
Monir Mamoun answered:
Nope, no offer is rude. Just be prepared to justify it with comparable in order to make your case. But also be prepared that some buyers will feel "insulted." A silly term since it's only business, but you never know. 10% is not unheard of, nor 15%. Go for it if the price is right. ... more
0 votes 5 answers Share Flag
Sat Nov 24, 2007
John Youker, Broker answered:
This property was last for sale in the MLS for $720,000. It is the First Baptist Church of Springboro, and included 9 acres of land as well. It is not currently for sale, at least on the MLS. If you need any help with anything else, let me know. ... more
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