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Home Buying in Spring Valley : Real Estate Advice

  • All91
  • Local Info9
  • Home Buying12
  • Home Selling4
  • Market Conditions3

Activity 16
Fri Jul 1, 2016
Lily Pigg answered:
The only 2 in East County with true own land are:

Lake Jennings in Lakeside (senior community)
Sweetwater Vistas in Spring Valley (all age community)
0 votes 4 answers Share Flag
Sun Oct 26, 2014
Cindy Davis answered:

I just tried to look this up fro you and don't see be clear is this the address of a property?
0 votes 1 answer Share Flag
Sun Aug 17, 2014
3560021 answered:
I had a good experience with them:

Baruch Weiner
Capital Property Inspection
Phone: (845) ­371­-8111
Fax: (866) ­642-­8913
Email :
Web: ... more
0 votes 7 answers Share Flag
Wed Jul 31, 2013
JR Thrasher answered:
Hi Kelly,

You have asked this question several times. I've sent you listings that fit your criteria. When will you be ready to move?

J.R. Thrasher
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0 votes 1 answer Share Flag
Thu Jul 12, 2012
Jerry Heard answered:
I was raised in La Mesa and went to Spring Valley Jr. High, now Middle School and I rarely considered it to be humid. It is a bit humid in San Diego today because of the moist air coming up from Mexico.
This site has a lot of information about the community as well

I am never too busy for your referrals

Jerry Heard
Your Broker
The San Diego Property Shop
Direct 619-920-9796
Office 619-269-5545
Fax 619-269-9168
CA DRE # 00648687
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0 votes 3 answers Share Flag
Sat May 19, 2012
Cindy Davis answered:
Yes indeed, short sales are long from the sense of time. The term is used because the seller is 'short' on being able to repay his or her note.

Who knows why? I agree that experienced agents and/or experienced negotatiators tend to get it done sooner instead of later - but still 3 months is the shortest I've ever experienced.

I think we all forget that the banks have thousands of these nationwide and there may be dozens of files (if not, more) sitting on one person's desk. Short sales are complex animals where the bank evaulated not only the seller's situation, but the value of the property, as well.

They're not fun but they are a part of our real estate market.
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0 votes 6 answers Share Flag
Mon May 14, 2012
Cindy Davis answered:
It is most appropriate to select one agent and stick with that person. If your current agent is not giving you the attention you deserve, feel free to try one of the rest of us!!

Working with multiple buyer agents is not recommended. It's not fair to the agents you are working with and you will not get the best service that way. I find that my buyers and I go on a journey together as we discover the type of home they are are looking for.

It takes time to get to a level of comfort and trust with an agent. If you are going shoppint with several agents, you are not likely to develop the same quality of relationship and guidance.
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0 votes 13 answers Share Flag
Wed Apr 4, 2012
Cindy Davis answered:
It is generally returnable. Here are the caveats...

If you cancel the escrow prior to your contingency period have a right to your deposit back. If you cancel after the contingency period expires, you will lose it.

if you do cancel, the seller must agree to return it and technically speaking, can give you a difficult time in doing so. In 10 years of practice however, I've only seen that happen once, however!
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0 votes 5 answers Share Flag
Mon Feb 6, 2012
I could be wrong but I think the problem is that the banks who cast the burden of doing any repairs on the listing agents. So when you show up with a VA or a FHA loan, the agents percieve that they will need to do more in repairs which could amount to several thousand dollars. Yes they get the money back when and if it closes. In the meanwhile the deal could fall apart, the lender could pull the listing. They could wait a year to get their money back.

So it is not surprising that agents do not want to shell out several thousand dollars doing repairs. So my guess is that a lot of VA or FHA offers never see the bank. Again I could be mistaken. I think the banks will take which ever offer nets out the most money.
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0 votes 9 answers Share Flag
Tue Mar 29, 2011
Tara Steinke answered:
Great answers below... you may also ask your lender as to how much you can ask in closing cost / down payment assistance you can build into the purchase price (i.e. have the seller provide from their sales proceeds). That is another source of supplementing your own funds to make it possible to close.

Best of Luck,

Tara Steinke
Solant Real Estate Services
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0 votes 5 answers Share Flag
Mon Feb 28, 2011
Cory La Scala answered:
If your credit score is at least 500-579, you can get a FHA loan, but you'll need a 10% down payment. If your score is at least 580, you can pay the standard FHA down payment of 3.5%. Even if you have a 20% down payment, you'll need to pay the mortgage insurance for at least 5 years, and then until you have 78% equity.

I have some really good information about credit scores, how they work, and what to do to increase yours. Remember, a low credit score means a higher interest rate too.

Let me know if I can help!

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0 votes 9 answers Share Flag
Thu Dec 2, 2010
Daniel Salazar answered:
not only are there some nice homes in the El Cajon, chula Vista has four different Golf course's to offer all within about six miles from each other. I would be happy to send you listing's from there area or you can go to and search for your self, let me know if I can help you in any way. ... more
0 votes 3 answers Share Flag
Thu Dec 2, 2010
Valli Lopez answered:
It depends. You can gross up your SSI, and unless you are getting more income, maybe child support or something like that, you may have a lower price range, but still, you can buy a home.

There are city assistance programs that help with the down payment on simple interest, that you will not have to pay on until you sell or refinance. All cities have different programs so it depends where you are looking.

You may also qualify for CalStrs, about .5% down payment. Or if you have VA benefits, you don't have to put any money down. There is CALHFA which is little money down. Some properties require 3% down if they are HUD homes. It's a lot to chew. Maybe you can email me to be more specific about where you are looking to buy and I can give you a more direct answer.
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0 votes 1 answer Share Flag
Sun Aug 22, 2010
Alex Saavedra answered:

Every lending situation is different. I need to get more specifics from you. It may be possible. Contact me now so that we can better assess your situation and take advantage of the current market. Good Luck!

Alex Saavedra
Century 21 Award
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0 votes 2 answers Share Flag
Wed Aug 19, 2009
Kari Shea answered:

Different banks have different methods. When the receive an offer:

Some have a waiting period of 3 yo 5 fays to see what else comes in and then negotiate for they feel is best.

Some negotiate each offer as they come in.

Either way, the select the offer they feel is "most likely to close" un the fastest time frame possible. That does not always mean the highest offer, they are looking for the best offer.

We hope this helps,

Mark and Kari Shea
San Diego Real Estate Experts
Foreclosure, Short Sale & Investment Specialists,
Development Opportunities & Traditional Real Estate
... more
1 vote 3 answers Share Flag
Sat Jan 3, 2009
Jean Jacobelly asked:
First it's sold then it's not. Don't e-mail me again.
0 votes 0 Answers Share Flag
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