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10977 : Real Estate Advice

  • All30
  • Local Info3
  • Home Buying16
  • Home Selling3
  • Market Conditions0

Activity 27
Mon Jun 5, 2017
Mje5150 asked:
Why? It was incredibly useful. The zoom in and out on search area is not sufficient because it is impossible to exclude areas I don't want while including areas I do want.
0 votes 0 Answers Share Flag
Mon Apr 3, 2017
33jennyhealth asked:
I am a RE writer and many times I have to write about foreclosure. I need to know whether selling to an investor really helps or is it just a myth.
0 votes 0 Answers Share Flag
Wed Jun 17, 2015
Wagner Mazariegos asked:
My parents are looking to rent a house below or at $2000 that has at least 3 bedrooms at a bathroom. Also, a place that is dog friendly. The dog is a mixed Schnauzer and weighs below 25lbs.…
0 votes 0 Answers Share Flag
Fri Apr 24, 2015
Javier Montiel answered:
No, but try

Good Luck!
0 votes 2 answers Share Flag
Wed Oct 1, 2014
allan erps,ABR,SFR answered:
Need a credit repair specialist in your are, please let me know as I have done so for many clients.

Allan Erps
Licensed Real Estate Salesperson,ABR,SFR
Better Homes & Gardens/Rand Realty
95 South Middletown Road
Nanuet, New York 10954
Voice Mail (845) 624-8100 x141
Fax (845) 624-7137
Cell/Text (845) 304-3040
... more
0 votes 8 answers Share Flag
Mon May 6, 2013
Maureen McEnroe answered:
Hi Lee,

SONYMA is a great option. The ability to get a sellers concession is another good idea to help pay the closing costs. I suggest you speak with a mortgage broker so that he/she can explain all the programs and financing options available to you. If you don't know a mortgage broker, I can recommend a great one.

Good luck in your home search

Maureen McEnroe
Licensed Real Estate Broker
Prudential Joyce Realty
Accredited Short Sales Designation
914 588 1873
... more
0 votes 4 answers Share Flag
Thu May 2, 2013

As is a Consumer-advocacy website, I often answer questions within my purview to provide relevant information to other consumers who may be visiting today for the first time. If my answer was time-sensitive---such as discussing current interest rates or a specific loan program---then I could see your point. But as this question might pertain to another consumer on the same topic TODAY, then I feel my answer is timely enough.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
... more
0 votes 8 answers Share Flag
Wed May 1, 2013
allan erps,ABR,SFR answered:
Mon Apr 29, 2013
Good afternoon,

First step:

Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for. The Mortgage Banker can review your credit and give you a clear estimate of where you stand on your credit today.

If your credit is less then outstanding here are some steps to help fix your credit:

First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website.

Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE.

The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
0 votes 9 answers Share Flag
Wed Sep 19, 2012
Brianna Harris asked:
Mon Oct 24, 2011
Abu Musa answered:
You may talk to the local police station.Also you may visit .
0 votes 4 answers Share Flag
Sat Oct 22, 2011
Mark Lazar answered:
If you were late only once, there still may be some refinancing options available. It is not clear why your mortgage payment went up. Do you have an adjustable mortgage? If you do decide to try modification, be extremely careful. Use it as a true last resort, when all other options have been exhausted. If anybody advises you to be late on your mortgage in order to qualify for a mod, run....

Mark Lazar - Mortgage Doctor
NMLS #36160
Allied Financial
... more
0 votes 10 answers Share Flag
Sun Feb 27, 2011
Jacques Guercy answered:
Drew call me or e-mail me i will forwarded all 1 bed listing tha you can preview

0 votes 5 answers Share Flag
Mon Oct 25, 2010
Bob Movin-On answered:
They need to do what it take to make the payments work at 31% of your monthly income. As stated below this is done in a variety of ways lowering rates, extending loan, reducing principal, overlooking past due payments, etc.
Note: Monthly income equals total yearly income divided by 12 months because if you just assume 4 weeks make a month you end up with 13 months per year and there are only 12.

Good Luck
Bob Patrick
Buy a home after foreclosure, short sale, deed-in-lieu-of, or bankruptcy expert
... more
0 votes 4 answers Share Flag
Tue Aug 10, 2010
Carmen Di Biase answered:
The most recent sales, within the last 3 months, ranged between $187,200 and $267,000. There were 3 in total. The $187,200 was a foreclosure.

The value of your unit will depend on the market conditions at the time of listing. ... more
0 votes 3 answers Share Flag
Sun Jul 4, 2010
Carmen Di Biase answered:
You are experiencing a number of life changing events. Do not act in haste or desperation. Seek out experts in the areas that are impacting you beginning with your divorce attorney. Is the house owned jointly? Will it be part of the settlement? Your best recourse may be to sell your home. As the others have said, reach out to the bank, if only to get more time to straighten matters out. Lastly, all of this stress has to play a major factor in your illness. With the help of your "team of experts", set a clear course to a goal that will get you out of your stressful situation and on with your life. ... more
0 votes 6 answers Share Flag
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