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Home Buying in Spring : Real Estate Advice

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  • Local Info36
  • Home Buying63
  • Home Selling8
  • Market Conditions18

Activity 118
Sun Mar 5, 2017
Susie Kay answered:
I would suggest that you talk to a lender or two. Right now it's looking like it will be hard for you to get a loan. However, having said that, we do not know the detail of your situation. ... more
0 votes 2 answers Share Flag
Thu Dec 15, 2016
Ymos answered:
Check out 3323 Legends Mist Drive, spring, Texas.
Call the agent for this building and ask if she would consider pets.
0 votes 1 answer Share Flag
Mon Oct 3, 2016
Charity.faith asked:
I recently inquired about a property listed by "owner" for 30202 Deleon Fields Dr and was asked for personal information and given a lengthy story by the "owner" that…
0 votes 0 Answers Share Flag
Tue Sep 13, 2016
Robertn972 asked:
blessedfaith1212@outlook.com

is the folks doing it.

they have listings all over your site.

you need to remove their ads, they are ripping people off!

http://whocalledchecke…
0 votes 0 Answers Share Flag
Thu Sep 8, 2016
John Burke answered:
Hi Squid670,

If you can handle living on the outskirts of Spring in Tomball you might be able to buy a home with No Money Down using the USDA program.

One of the best things about the USDA program is the monthly mortgage insurance is substantially cheaper than FHA or conventional options & it's going down starting in October, 2016!

For example: On an FHA loan of $150,000, the MMI (monthly mortgage insurance) would add $106.25 to your monthly payment but on a USDA mortgage it would only add $43.75!

The other nice thing is USDA will actually allow you to roll in your closing costs as long as the appraised value supports it.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
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Tue Aug 16, 2016
Brittny Charles answered:
Have you had any luck? I'm willing and ready to work with you!
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Tue Aug 2, 2016
Alysse Musgrave answered:
You might be able to get a loan with a 580 credit score, but you should wait until your score is around 640 before you try to buy a home. Interest rates are based on a lender's risk. The higher the risk to the lender, the higher the cost to the borrower. Get your credit score up to about 640 before you try to buy a home.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
http://HelpUBuyAmerica.com
https://www.youtube.com/watch?v=D5wipynkV4U


Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
0 votes 3 answers Share Flag
Fri Jul 29, 2016
Monique Jackson asked:
with a home which he believes the owner will cover the closing but he doesn't have the 3% down payment.. His credit is fair and budget is 148,000. Are their any funding to help??
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Fri Jul 8, 2016
MCM_STL answered:
They can but it is in everyone's best interest to get an attorney involved before you go adding people to the title to establish a contingency for what happens if end up splitting up. No one wants to think this will happen but if you do without the benefit of the laws surrounding marriage and divorce, you're in for a big, messy situation. It's not fair to either of you not to establish a plan for it. ... more
1 vote 1 answer Share Flag
Tue May 24, 2016
MCM_STL answered:
If you didn't have a buyer's agency agreement, you're free to move on so long as you don't buy any other house your current agent showed you. You can get into sticky issues with something known as Procuring Cause.

It would be nice if you would kindly let this agent know you'll no longer be working with her and offer some constructive criticism. With your next agent, you should also be clear on your expectations from the start to help prevent future problems.
... more
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Tue Mar 29, 2016
Alysse Musgrave answered:
You can do a cash-out refi to get the money you need for a down payment. Let me know if you need a referral to an exclusive buyer's agent or a loan officer.


Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
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Sun Dec 6, 2015
Susie Kay answered:
Have you found your home? If not then I would suggest that you work with a local realtor to assist you.
0 votes 2 answers Share Flag
Wed Nov 18, 2015
Susie Kay answered:
I'm not sure I'm understanding your question. If you are looking for a place to rent then the landlord will be the one who can decline the tenant.
0 votes 2 answers Share Flag
Tue Nov 17, 2015
Sally Grenier answered:
Are you currently under contract? I would notify your agent, and the title company. This will need to be cleared up prior to closing.
0 votes 1 answer Share Flag
Tue Nov 17, 2015
Sally Grenier answered:
If the person isn't paying their HOA dues...then the HOA can file a lien on the property, and then eventually foreclose on it, depending on your state's due process requirements. As far as "How to do that?" -- you'd need to hire an attorney.

http://www.nolo.com/legal-encyclopedia/hoa-liens-foreclosures-an-overview.html
... more
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Wed Sep 16, 2015
USMortgageRanger answered:
Hi Dgbernal,

The good path is that HOA is not in a first lien position and cannot take possession of your home as they did not lend any money to purchase the home. What they will do is place a lien on the home and it will affect your credit. You can sell the home and clear the lien. It is also best to ask an Attorney for legal advise when it comes to the redemption period. ... more
0 votes 1 answer Share Flag
Fri Jul 31, 2015
Joyce & Tom Dawson answered:
Most Buyers try to do it backwards! They frequently lose their first choice in homes, because of it...we are in a highly competitive buying market in the entire Greater-Houston area, where the really NICE homes get multiple offers, and you need the credentials READY, so Sellers are interested in YOUR offer. ... The RIGHT way, is to deal with an agent who is highly experienced IN THE AREA of your homesearch, and ASK that locally-experienced agent WHO to get PRE-APPROVED for a mortgage loan with. (Don't troll for "wannabe" Mortgage "professionals" on the internet.) That is the very first step, and THEN, we''ll KEEP you informed about the rest of the process, so you'll ALWAYS be 1-step ahead, instead of the other way 'round. We work with the LARGEST REALTY in TEXAS, and we're assisted by highly-experienced mortgage professionals with one of the largest DIRECT-LENDERS in the USA, who can get you the BEST rates and terms. We have assisted our clients ALL THE WAY through, and SOLD over $100 million in homes,-- FINE homes, right here in SPRING and the surrounding area;-- HUNDREDS of homes, all across the NW areas of Greater Houston-- and we'd like to help you, too. CALL US, at 281-376-8100. Joyce & Tom Dawson, Coldwell Banker United, Realtors ... more
0 votes 5 answers Share Flag
Wed May 13, 2015
Phillip Madison answered:
I would suggest speaking to lender about your options. justinsteiner.com has the contact info of my preferred lender. Great team and willing to answer all your questions.
0 votes 1 answer Share Flag
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