If he is your ex, I would have him sign a lease to pay you rent. Since it's likely he can't afford rent, you can garnish his salary which would require a court petition.
A more realistic approach is contact your attorney who handled your divorce. Your attorney should be able to file eviction proceedings to remove your ex from your home. The consequences of an eviction is your husband's credit will be further ruined and even worse, landlords refuse to take in tenants who have an eviction. Evictions are proof that the tenant does not pay rent.... more
The most common loan being used in the Spotsylvania area is a FHA loan which requires 3.5% of the sales price down, however a lot of Spotsylvania, Caroline and King George all have $0 down loan programs ( USDA and VHDA) and of course if you are eligible for a VA loan that is also $0 down.
Another fee to keep in mind is the costs associated with closing on a home which will most likely be at least a couple thousand dollars. It use to be common to ask for 3% of the sales price in closing costs assistance, but with our local market being so strong it is starting to change.
Another challenge is going to be finding a home around $100,000, while it is definitely possible there is a limited amount of inventory at that price range. If you have any additional questions I would be happy to answer them.
Realty World Select
1171 Central Park Blvd #200
Fredericksburg Va 22401
I would suggest that if you feel your REALTOR is giving you an unfair selling price to check around with a couple other agents to see if they come up with the same selling price. Also ask your REALTOR for specifics on how they came up with the price point.... more
Hello, I am Beth a Realtor with 1st Choice Better Homes & Land in Fredericksburg, Chris's advice is great. Some other options maybe to contact Habitat For Humanity or the Salvation Army they maybe able to pick up some large items, if they are able to be donated. Another option maybe to sell anything left in the home with value to help offset the expenses of the clean out and repair. :)... more
Additional information you should know involves the disclosure of potential short sales in future listings. The changes coming to listings through the Metropolitan Regional Listing Service (MRIS) includes the status of distressed sales. The information provided below was a recent message sent to agents from MRIS. This should help with future home searches.
We are working on providing a consistent, more accurate method for entering and searching for distressed properties. Starting next week, a new Transaction Type field will be added to Matrix and Keystone. All listings must be categorized as one of the following:
Standard sale refers to a property which is available for sale without third party involvement or approval.
Potential Short Sale refers to any property that is underwater and the sale is subject to bank approval.
Foreclosure refers to a property that is subject to foreclosure proceedings. Until the foreclosure proceedings are finalized, the seller still owns the property.
REO (Real Estate Owned) properties are bank or lender owned.
Other/Undisclosed should be selected when you do not have your sellerâ€™s permission to disclose the property as a distressed sale.
It will be the sellers decision to disclose if a home is a potential short sale.
Dwayne Moyers, Realtor
Long and Foster Realtors (Woodbridge Office)
Maryanne Moyers, Associate Broker
Long and Foster Realtors (Fredericksburg Office)
Top 2% of Realtors Nationwide... more
Depending on where you live, you might be able to market the home for sale, contents & all. It's not extremely common to find buyers looking specifically for furnished homes, but if it can be considered resort or second home material, you might have a better shot.
In the end, you might be better off having an estate sale to sell the contents and then deal with the marketing of the vacant home for sale.
Better Homes & Gardens Real Estate Metro Brokers
Like many agents here, I always suggest you talk to experts like your CPA. Sometimes talking to more than one expert is useful. Today, there are a number of solutions to problems like yours, including a short sale, a loan modification and deed in lieu of foreclosure (signing over the deed to your property and walking away if the bank will allow this). It would be a good idea to talk to a foreclosure avoidance counselor. Free services are listed for each state on the HUD website. (See the link in the Web Reference area below.) You should also check with local governments to see if they have a recommendation for such services.
The main thing is to make sure you are well informed about all your options and their ramifications for you. Since you are currently keeping up your minimum payments, you probably can take the time to educate yourself and find the best solution for you.
Prudential Real Estate of the Rockies
Often times and most logically commission paid is relevant to services offered. Compare your Realtor presentations, communication skills and strong marketing and negotiation skills which can bring you more dollars in price and thereby compensate for the price paid for their services. You have the ability to call the shots, after all you own the property. Make sure however, that you are more than penny wise when evaluating not only the analysis of what your home might sell for but the education, authority and experience of the one you choose to Represent you!
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Fredericksburg, VA.. 22401
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