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Southwest Coconut Grove : Real Estate Advice

  • All14
  • Local Info2
  • Home Buying6
  • Home Selling0
  • Market Conditions0

Activity 10
Fri Apr 7, 2017
Alejandro Bendayan answered:
Some areas of Coconut Grove have private policy or security services like the Bonita Park area where roving guards police the area 24 hours a day. I've been renting a summer home in the area for the past 4 years and never had an issue with crime during that time. The rest of the year the property is also occupied by its owners and they have not had issues either since they bought the property. They are very happy with the security of the neighborhood. Checking with the local police department should be your next step if you wish to inquire about crime rates in the area. ... more
0 votes 5 answers Share Flag
Wed Mar 4, 2015
Oliver von Gundlach answered:
Al,
contact an experienced mortgage broker and go through all the numbers involving your loan and payments after closing. Once you know how much you can afford, interview multiple real estate agents and go house hunting. Your dream will come true. Good luck and let us know when you are interviewing. ... more
0 votes 13 answers Share Flag
Wed Mar 4, 2015
Oliver von Gundlach answered:
Sandra,
Coconut Grove is a fantastic place to live. Some areas in the Grove increased in price substantially. A great alternative with a lower price point is the City of South Mia. Just minutes from the Grove with beautiful residential areas and lots of trees. Let us know if we can be of further help. ... more
0 votes 22 answers Share Flag
Wed Mar 4, 2015
Oliver von Gundlach answered:
Horserider,
I would evaluate why your score is where it is. You are making good money and have reserves, so you should be able to increase your score.
Talk to multiple experienced mortgage broker to find out what loan programs there are available for you. ... more
0 votes 16 answers Share Flag
Mon Mar 25, 2013
Maria Diaz answered:
That property is not still available , if you woul like to reach me in the future you can do it by marilindiaz@gmail.com or by text message to my phone 3056390445, good luck,Maria Diaz from Coldwell Banker ... more
0 votes 7 answers Share Flag
Mon Jan 28, 2013
Yanoska Diaz answered:
If you are trying to see how the house and the school look like now, you go to Google Maps and travel through the entire neighborhood. Here is the link.
0 votes 1 answer Share Flag
Sat May 21, 2011
RAQUEL CORONEL P.A., REALTOR answered:
Good afternoon Coconut Grove home buyer!
there are several reasons why a person can lack of credit history, maybe your credit is brand new because you are young, or you never actually worked on building it, maybe you are new to the country, maybe your credit has just been inactive for a too long, or other deeper reasons. (for more information you can read the Fair Credit report Act, it s free and public or contact a credit professional). But you also need to have income proof, last 2 years tax returns and bank statements reflecting your income deposits in order to have a pre-qualification done by your bank of any mortgage professional.
if you do have the rest of the documentation and you feel ready to start looking for your new home, I am a Realtor and a Licensed Mortgage Broker also, I can help you with that step if you like; but it is extremely important to remark that it is essential that you go through a pre-qualification processo BEFORE you start looking for your new property, so you can save some time, gasoline and headaches in the near future!
Have a great day!
Raquel Coronel P.A. - Realtor
(305) 989-5894
info@raquelcoronel.com / www.raquelcoronel.com
... more
0 votes 9 answers Share Flag
Fri Nov 19, 2010
Zmbrennan answered:
This is a good option for many people who can not qualify for the tightened lendingThere are many homes on the market and not many buyers at this juncture so negotiating something which works for everyone is a great option. standards. A good place to start your search is Craigs list and or your local paper. Look for ads placed by sellers for LEASE/OPTION or RENT TO OWN. Look in both the "for Sale" and the "for rent" categories.Also, Run an ad yourself stating what you are looking for.
Check vacant homes in the neighborhood you would like to live and call realtors on homes that have been on the market a long time. Suggest the realtor be paid a percentage of the rental or a percentage of the option consideration and guarantee realtor fees at final closing if you should finance in the future.
Be sure to have a clause that forbids further encumberance of the property and be sure to search and have a clean title before committing. An attorney can help with this for a nominal fee.
Good thinking. Good Luck
... more
1 vote 4 answers Share Flag
Mon Oct 18, 2010
John Walin answered:
just realized this is old posting from April 2009. Mario, how did everything work out??
0 votes 5 answers Share Flag
Thu Mar 6, 2008
Bob Galivan answered:
Luis:
I suspect you might be out of luck. The auction price of the home is most likely going to be the judgement for the mortgage value plus costs of the home. In Miami, most foreclosures are being sold back to the lender at auction, then being listed for re-sale some months later through a local Realtor. You should be able to find out the mortgage value in public records. If you do not win the auction, Florida law gives you 14 days to move out after notification from the lender. Most of the time, this does not happen right away, so you may have more time than that, but I would start looking for an alternate place to live now. ... more
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