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Southbury : Real Estate Advice

  • All33
  • Local Info2
  • Home Buying9
  • Home Selling3
  • Market Conditions1

Activity 21
Wed Aug 19, 2015
Rfenimoreiii answered:
I know this house, and by NO means is it a "Median" home for the area. Honestly, given its location, and build quality, I'm surprised its not higher. You should respectfully move on.
0 votes 2 answers Share Flag
Mon Aug 3, 2015
Diane.stanley answered:
What is the largest unit you have for sale at the Heritage Village? Also, are children allowed to live their?130
0 votes 6 answers Share Flag
Mon Oct 27, 2014
Elva Wormley answered:
Hi Vincent,

Great question!

Points are one type of fee paid at closing by you to your mortgage lender. There are two types of points: Origination Points and Discount Points. Each point equals 1% of your loan amount. For example, 1 point on a $100,000 loan would cost $1,000.

What is the difference between Origination Points and Discount Points?

They differ in where they are applied. Origination points are charged to recover some costs of the loan origination process. Typically, your Loan Officer's compensation is based on the Origination point(s).

Discount Points are used to "buy" your interest rate lower. This is known as a rate "buydown." A general rule of thumb is that one full Discount Point will lower your fixed interest rate .250% or your adjustable rate .375%. These points lower the interest rate for the entire term of the loan. There is usually some flexibility by the lending institution in determining the actual buydown formula, but less than with Origination Point(s).

The general rule is that the longer you plan to own the home, the more you might benefit from buying points, because you would realize more interest savings over the life of the loan. When you consider whether points will be right for you, it helps to run the numbers.

Best regards,

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / CA BRE #01274093
... more
0 votes 1 answer Share Flag
Wed Jul 23, 2014
Marian Van Egas answered:
Yes, I have two properties listed that will do a Rent with purchase option. They are both located in Southbury and one has an in-law apartment attached to the 4 bedroom home. It's a very nice brick ranch, listed for $400,000. I also have a very nice 3 bedroom, well maintained home that will do a Rent/Option. That is listed for #329,000. That home is in a pretty setting and a very convenient location to schools, highway and shopping areas. I also have a rent/option possibility coming up in Middlebury. Please feel free to contact me at 203 228-0393 for more information. Thank you, Marian ... more
0 votes 4 answers Share Flag
Fri May 2, 2014
Annette Lawrence answered:
And the one who inquired will be crying, "Agents won't respond to me on TRULIA!"

You need to embed in all your listings and posts, "if you are serious pick up the phone and call."
Leave the buyer with the authority to self select. That way, you don't end up chasing vapors. ... more
0 votes 1 answer Share Flag
Tue Oct 15, 2013
Tom Greto answered:
There's a separate quarterly water and sewer fee of $151.00 for all the models except the Berkshire which has a water and sewer charge of $181.00 per quarter.
15 votes 1 answer Share Flag
Wed Jul 24, 2013
Donna J Matula answered:
Hi -
Your granddaughters would have to be over 18 years old to be able to live with you at Heritage Village. However, there are two non-age restricted condo's called Heritage Crest and Heritage Circle and you'd be able to have them live with you there. Hope that helps!
... more
0 votes 3 answers Share Flag
Tue Apr 9, 2013
Tim Drakeley answered:
Feel free to contact me at 203-263-4336 - Be happy to help with your request.
0 votes 5 answers Share Flag
Mon Feb 11, 2013
David Carr answered:
You can have comparable market price opinion completed by a experienced prifessional who will use comparable prices to estimate the value, but only a licensd appraiser can state the value on the day they sign the report. The value can change if the market changes due to a variety of conditions including supply, buyer pool population, and lending terms. (c)2013David Carr ... more
0 votes 2 answers Share Flag
Fri Aug 17, 2012
Jan Hlywa, Realtor answered:
I have worked many short sales. Let me know if you would like to set an apt to discuss your situation.
0 votes 10 answers Share Flag
Wed Jan 12, 2011
Ingrid Lambert answered:
Call me if you are still interested in relocating. 203-239-4663 EXT 139. Our office has experience with the needs of retirees & I'd be happy to help you.
0 votes 2 answers Share Flag
Fri Jan 7, 2011
Anna M Brocco answered:
Since no link is visible and no address given, you may wish to ask your question again-- in the meantime, any local agent/realty office can help you, they all have access to the same information, consider a keep in mind that most landlords do prefer yearly agreements. ... more
0 votes 1 answer Share Flag
Wed Dec 22, 2010
Richard Sanderson answered:
Try contacting the Town or County community development or public relations office. Many times they maintain lists of condominiums associations or home owner associations (HOAs) for public relations outreach. Often the planning and zoning development may perform this function as they need to be able to notify a condominium association or HOA in the case of a rezoning or land use issue. ... more
0 votes 1 answer Share Flag
Wed Dec 22, 2010
The Jim and Kendra Team answered:
A-1 Business Services in Woodbury is listed on the MLS listing for the only current active in Greenhouse. That number is 203-263-6750.

JIm Beamish
The Jim and Kendra Team
William Raveis Real Estate
Southbury, CT
... more
0 votes 2 answers Share Flag
Sun Dec 5, 2010
Joyce Skowronski-(203) 350-0771 answered:
It depends on the type of mortgage you're getting.Some are no money down or 3.5 % of the loan. There are all kinds of mortgages out there Go to a mortgage broker that handles all different types of mortgages. ... more
0 votes 8 answers Share Flag
Mon Nov 17, 2008
Joyce Skowronski-(203) 350-0771 answered:
Judy, there are 122 condos for sale in Heritage Village now, but I'm sorry I didn't find 797A to be on the list.. I can e-mail you the list if you'd like me to do that. Joyce Skowronski ... more
0 votes 4 answers Share Flag
Mon Nov 3, 2008
Patrick Maloney Jr. answered:
I don't know what property you are referring to. Can you list a MLS # or address?
0 votes 1 answer Share Flag
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