Of course it always needs to be verified, but certainly worth knowing the truth. It could be a realty trac, or something that for sure a local reo agent could answer for you. If it was FreddiMac/ or Wells etc it would be completely transparent. You never know when you just stumble upon a couple of great deals, especially this time of year.... Doesn't it seem kind of weird sometimes? This whole space between now and the 5th of Janurary? 15 years here and still can't quite get the "feel" for it. Then all of the sudden whammo..... the hustle bustle is back on. Good hunting.!