I work in the Scotch Plains area. There are definitely some homes in the area in that price range, but most of them will need work, no question.
If you give me a call, we can talk in detail about your needs, what's available, what "work" means, with no obligation. I can also talk to you about options that may be available to you to help with closing costs.
Information is a good thing when thinking about making a major investment like purchasing a home.
Call me at 908-675-0167 for a chat. look forward to hearing from you.