The community (South Padre Island) is not diverse (it is Caucasian/white), about 1000 residents. The visitors (tens of thousands in the season) are mixed; can also be Hispanic (some from Mexico). There are craaazyy! times on the island (spring break in the month of march) and some biker meetings; you might enjoy or love to avoid. Brownsville (20 miles away) is majority Hispanic. No too many black people there.... more
When more than one party is purchasing a home in TX we require that both party sign the loan application but does not have to be present in TX. As in your case the Title closing would be signed in multiple location. I would be delighted to assist you in making this a reality and yes we can do the majority of all the disclosures via electronic disclosure to make it easier for all parties.
PH 469-347-3572... more
HOA fees vary greatly from place to place. Are you looking at a condo or townhome? Or a single family home? Are you looking for a community with nice common amenities like a pool, clubhouse, healthclub, etc.??? Way too many variables. Your best bet is to get in touch with a great local REALTOR who can work for you as a Buyer's Agent.... more
Yes, indeed, special assessments, if known, should be disclosed in the listing info. It can be a negotiated item depending on what it is for, the amount, how motivated the Buyer/Seller is, etc. Having as much information as possible is always positive!... more
Although I agree with checking what the Condo Decs say regarding pets, it's been my experience that Owner can have a pet, but not renters. There is only one complex on the Island that does not allow any pets whatsoever. All condos are different. They differ from not having any restrictions, to restricting the number and size of the pets. One thing is true of all.....pet owners have to keep their pets on Leash, clean up behind them, and be respectful of others. I, myself, find it hard to believe, but not everyone loves other peoples pets.... more
mselizabeth66 - any chance you're still looking for a fixer-upper on South Padre Island?
New Listing: http://www.navicamls.net/displays/?n=329&i=925184&k=5ufP2
Please let me know if you have any questions. LindaZuniga1@gmail.com... more
Long Island Village may have their own site and in many cases once a renter has stayed in a place and like it, they will return year after year. Make your property as comfortable as possible with all the needed items and you may not have to worry about repeat guests after a few years!... more
There does not seem to be a question here perhaps that is why you do not have any replies. There are not examples for the above items with the property address you can call any insurance company and get a quote for yourself and the tax assessors office will provide the taxes, all properties are different on both items.
We love your pets too! South Padre has condos and town homes available that will accommodate your fuzzy friends. Please let us know what size property you prefer and what price range you are in.... more
There are any number of lots/tracts with actual beach front available in the undeveloped area. In Texas, we have the Open Beach Act which basically says: "No Private Beaches"!!! If you check out the map on my web site, there are any number of Public Accesses within the City Limits WITH PARKING!!!... more
I was just about to post an answer when I noticed that this question was asked on December 3, 2010. Hopefully Ed has already been to South Padre Island and enjoyed the beautiful beach and all that South Padre Island, TX has to offer.... more
Anytime you have multiple owners contributing to the expenses for commonly owned areas, you will have an HOA, or Homeowners Association. This can be for a condo complex or single family homes in a community with amenities. It will be the responsibilty of the HOA to maintain and insure such features as a clubhouse, pool/spa, tennis courts, gated entry, boat docks, parks... any feature that the community collectively owns. This can also include services such as water, trash removal, pest control or cable that is shared by the owners. Each property owner in the community also possesses a percentage of these common areas, therefore, is part of the HOA. Along with contributing to the costs, each owner will have a vote in determining how the community and its features are maintained.
In the case of condominiums, the shell of the building, itself, is also deemed "common" area, and is maintained by the HOA. The entity's responsibilities will also cover purchasing insurance on the building, including flood and windstorm insurance for our coastal properties in South Texas. Some HOA's choose to incorporate this expense in with the other maintenance/operating fees for the community for simplicity. Some, however, will bill the insurance expense separately. Therefore, when purchasing a property that does exist in an association, it is important to know what the fees cover and when they are billed (monthly, quarterly or annually). More often, if the HOA fee is a low one, the insurance is a separate cost, which will need to be included when calculating finances for a loan.
It all seems very complex, so some HOA's hire outside management companies to handle all the particulars... especially for large communities or condo complexes. However it is handled, the extra HOA fee will ensure you have additional amenities to your property and peace of mind to enjoy them! For more details on this topic or additional assistance with real estate dealings in South Texas, contact:
H. Therese Eaton, broker/owner
Rio Isla Properties
I was curious about the general tax situation there as well and google'd "calculate property taxes for 78578" . Not too hard to do.. The links I followed showed the tax burden to be apx. 1.69% to 1.74% (lower to higher price ranges) . Then are you applying a homestead discount or do you have another primary residence, etc.
And I have to agree with Ron in as much as you've given no info on a stacked question and seem to expect something with what seems to be no personal due diligence whatsoever .. Sooo, good luck to you on that..