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South Ironbound : Real Estate Advice

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  • Local Info0
  • Home Buying3
  • Home Selling0
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Activity 5
Mon May 23, 2016
MCM_STL answered:
You don't necessarily have to be debt-free. Lenders are looking at a combination of credit score, income, how much credit you have access to and how much debt you have relative to available credit among other things.

One of the things that really hurts people is credit card debt particularly if you continually carry a balance near the top of your credit limit. If that's your case, then I 100% understand why your lender is telling you this. I'd personally never buy a house if I had any amount of credit card debt. It's just such a huge waste of money to pay double-digit interest that I'd make getting rid of that a priority over buying a home. If you have the cash to pay it off, I'd say do it by all means.
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Thu Jan 2, 2014
Larry Sarlo answered:
you may want to narrow your search in a circle around something important like your work commute...
Since South Jersey can be considered from Cape May to Atlantic city to Salem to Moorestown.

Considering South Jersey from Camden County and Gloucester County
Berlin Twp Winslow Washington twp Magnolia, Audubon, Mantua, Deptford, Clayton, Franklinville, It will depend mostly on the size of home you are purchasing also.

There are many others but you would do best for yourself narrowing areas down for your commute or some other important perspective.

Search Short Sales and foreclosure Deals at

Larry Sarlo
RE/MAX Preferred
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Tue Dec 3, 2013
Mark Overdevest answered:
If you find yourself in a multiple offer situation and are unsure of the other parties offers as is usually the case, it's best to think of what the home is worth to you based on what you have seen in the market thus far. Establish that price in your head, and be willing to go to that amount. If you feel the terms are acceptable and the price is satisfactory, take the offer before the bank asks for highest and best or has the other buyer match their terms. ... more
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Wed Aug 7, 2013
Paulo Quintela answered:
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