Home Insurance in South Carolina : Real Estate Advice

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Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
do I need wind and hail insurance if I live in a condo unit on the bottom floor of a three floor building,?
I wouldn't think so, but I would imagine that the association would carry such insurance and your monthly assessment would go toward that.
0 votes Share Flag Fri Sep 9, 2016 Home Insurance in 29464
Hsprlp2, Home Buyer in Midlothian, VA
Hsprlp2 answered:
is the wind and hail insurance a must for primary homeowner in zone 2 at mount pleasant (east of highway 17)?
Why do I have to have Wind and Hail Insurance in Calabash NC. Cost is out of this world.
0 votes Share Flag Sat May 30, 2015 Home Insurance in 29464
Donald Steve…, Real Estate Pro in Fontana, CA
Donald Stevens answered:
The flood zone code A-E is the worst I believe
The zone is only one part of the equation. As everyone is mentioning here, your elevation certificate will be a big factor in your rate and your architect should be aware of the flood e ... more
1 vote Share Flag Mon Mar 23, 2015 Home Insurance in Charleston
Wayne Gaddy, Real Estate Pro in Surfside Beach, SC
Wayne Gaddy answered:
I am interested in purchasing a second home in Surfside Beach. How much does property insurance and RE taxes run for a $150,000 home?
Joe - Do you have a specific property in mind? I can get some numbers for you if you would like more detail. If I can help please contact me directly.

Wayne Gaddy - Realtor
Offering ... more
0 votes Share Flag Thu Feb 27, 2014 Home Insurance in Surfside Beach
Hilton Head…, Real Estate Pro in Hilton Head, SC
Hilton Head Isle Vacations answered:
Can anyone recommend a home insurance agent for a Hilton Head Condo that I am buying?
Kristin at Kinghorn Insurance has been very helpful over the tears in obtaining very competitive rates, Kristin.Hayrinen@hubinternational.com
0 votes Share Flag Fri Feb 22, 2013 Home Insurance in 29928
Patty Allen, Other/Just Looking in Clemson, SC
Patty Allen answered:
Any body knows how to insure a vacant home?
You're NOT the ONLY one that this happened to. We had the same situation. Ours was with State Farm! I'll NEVER go back there! We gave our business to them for many years, and they cance ... more
0 votes Share Flag Thu May 24, 2012 Home Insurance in 29072
Julie (Toon…, Real Estate Pro in Hilton Head Island, SC
Julie (Toon Pawley) Timms answered:
house insurance costs on Hilton Head Island for a 600,000 house
Hi Jane,

Let me try to explain the cost of insurance in our area. As mentioned before, the cost of insurance varies from property to property depending on building quality, elevatio ... more
0 votes Share Flag Wed Aug 24, 2011 Home Insurance in Hilton Head Island
Doug Holmes, Real Estate Pro in Charleston, SC
Doug Holmes answered:
In North Charleston/ Summerville, Goose Creek, SC, At what elevation/ Location does a house/property require flood insurance.
All of the answers are right on. You'll need an elevation certificate for the particular home. Call Steve Ash for insurance quote at 843.793.8697. He consistently saves my clien ... more
0 votes Share Flag Fri Feb 4, 2011 Home Insurance in North Charleston
Scott Bingham, Real Estate Pro in Beaufort, SC
Scott Bingham answered:
how do I find my builders insurance company the builder has gone out of business and my home has issues?
Hi Chris-

This is a problem that is becoming more and more common.

If the house is in South Carolina, check with LLR and with Secretary of State's office to find out who th ... more
0 votes Share Flag Tue Nov 30, 2010 Home Insurance in Bluffton
Donald Steve…, Real Estate Pro in Fontana, CA
Donald Stevens answered:
Buyer interested in a new home where the builder may be going bankrupt. What type of insurance is available?
You should ask for a certificate of insurance with you listed as an additional insured so you can file a claim on your behalf for defects to the home. Also make sure the policy has tail ... more
0 votes Share Flag Mon Aug 10, 2009 Home Insurance in Charleston County
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