Home Buying in Solano County : Real Estate Advice

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Morrisldy88, Home Buyer in Fairfield, CA
Morrisldy88 asked:
Safe Areas in Vacaville Are there any "bad" areas in Vacaville that should be avoided?
0 votes Share Flag Thu Sep 22, 2016 Home Buying in Vacaville
Alexander Gr…, Real Estate Pro in San Jose, CA
Alexander Greer answered:
I'm getting a divorce and I dont really have much credit on my own. I just contributed to bills that my husband paid - or not :( Can I get a mortgage?
I would be more than happy to help you with that.

I can get you an FHA purchase. FHA allows for credit scores all the way down to 550. An FHA loan would probably still be the same l ... more
0 votes Share Flag Thu Sep 15, 2016 Home Buying in 94585
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
When filling out the pre approval to buy. It asks how much do I want to spend on my new home is that monthly or for the total of the home?
Contrary to the previous reply you are NOT wasting your time. Many smaller lenders have online applications to get the ball rolling then an actual person reviews your submitted info an ... more
0 votes Share Flag Thu Sep 8, 2016 Home Buying in 95687
Josephine (
Josephine ("Jo") Cusi answered:
I'm in the process of buying a SS home. Accepted offer 1/26/16. There are 2 lienholders. There were a lot of delays from
Hi, CJ! I just saw your question and I hope that you already closed on this purchase. But in case you still need some insights...

Short sale is a very complex transaction with many ... more
0 votes Share Flag Sun Jul 10, 2016 Home Buying in 94591
Myra, Home Buyer in Vallejo, CA
Myra answered:
Where is the safest and nicest area in Vallejo which has affordable housing?
Vallejo is considered very affordable compared to San Francisco. It is 30 miles north of SF and 30 miles south of Sacramento. It is next to Napa, CA. It has great weather. You can r ... more
0 votes Share Flag Mon May 23, 2016 Home Buying in Vallejo
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
How long before we can buy another house AFTER the completion of a Short Sale?
I have two programs that will allow you to buy after one year. One is an FHA program and requires you to take a class. The other is a nonconforming loan. The payments are about the sam ... more
0 votes Share Flag Mon May 16, 2016 Home Buying in 94533
Alexander Gr…, Real Estate Pro in San Jose, CA
Alexander Greer answered:
Does anyone know an FHA lender that will allow an IRS tax lien to be not included in the CLTV for a purch & just hit for the monthly installment pmt?
Has nothing to do with finding a different lender. It is FHA. FHA does not allow an IRS tax lien. All lender follow what FHA says.

I do not check replies, so if you have a comment or ... more
0 votes Share Flag Mon May 9, 2016 Home Buying in 94590
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
My husband is getting out of the military in about 2 years and I was wondering how soon we should start planning/looking at home buying?
it depends what his career plan is and how he will be paid when he gets out. If he is going into a salaried job then he could potentially get a loan right out of the military. If it's h ... more
0 votes Share Flag Mon Apr 25, 2016 Home Buying in 95687
Scott Brown, Real Estate Pro in Vallejo, CA
Scott Brown answered:
What issues are being addressed in the Northgate Tiara (Vallejo) litigation? Is Tiara a "buyers beware" property?
The homes in this beautiful community are pretty nice, although there were some issues with some of the construction. I was in construction many years and saw a lot of different workers ... more
0 votes Share Flag Mon Apr 18, 2016 Home Buying in Vallejo
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Looking for first home go buy in Vacaville CA. I'm tired of throwing away and making someone else richer.
You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank s ... more
0 votes Share Flag Wed Apr 13, 2016 Home Buying in 95688
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Looking for first home go buy in Vacaville CA. I'm tired of throwing away and making someone else richer.
You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank s ... more
0 votes Share Flag Tue Apr 12, 2016 Home Buying in 95688
Alexander Gr…, Real Estate Pro in San Jose, CA
Alexander Greer answered:
How much does earthquake insurance cost in California? Is it mandatory?
No it is not mandatory and the cost depends on a lot of factors.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Gre ... more
0 votes Share Flag Thu Mar 31, 2016 Home Buying in 94591
Fredfifty, Home Buyer in Daly City, CA
Fredfifty answered:
Major incident in a home, that is now for sale...
Area is Vallejo, Ca (SF Bay Area)
0 votes Share Flag Sat Mar 19, 2016 Home Buying in Vallejo
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
First time buying a home. I'll be using my va loan. Can I buy a new modular home and land?
I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans in 47 states. Are lowest score we accept for government loans are 550 when most lende ... more
0 votes Share Flag Sat Feb 20, 2016 Home Buying in 94534
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
What are more beneficial options for a first-time homebuyer?
As a former realtor Derek's reply is a lot smarter than Shane's reply. Obviously Shane did not read your statement "(I can pay less down, but can't necessarily handle a big monthly pay ... more
0 votes Share Flag Thu Jan 28, 2016 Home Buying in Fairfield
Alexander Gr…, Real Estate Pro in San Jose, CA
Alexander Greer answered:
a vacant home for 22 months now has a lein from the city . its jointly owned they want to sell .can purchace it through the lein?
Yes. But the lien has to be paid off.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5 ... more
0 votes Share Flag Tue Jan 19, 2016 Home Buying in Vallejo
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