What is you definition of noisy neighbors. I am not trying to shoot you down but the village has laws about the times it has to be quiet. Usually it is 11:00 PM through 7:00 AM. Call the 311 and inquire.
Sometimes just talking with the neighbors will do a better job.
I wish you all the best.... more
Your discretionary income most likely is lowering your purchase power. Pay down debt.
Call a good mortgage officer to help your understand what you can afford. If he says good and is able to give you a pre-approval letter for so much now you have something to shop with. However pay down that debt and save for 20% down payment.... more