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Home Buying in Simsbury : Real Estate Advice

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  • Local Info3
  • Home Buying7
  • Home Selling4
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Activity 9
June Buerkle, Home Buyer in Chattanooga, TN
Thu Dec 29, 2016
June Buerkle answered:
Why is your credit score only around 660?

If there are old issues that will fall off soon ... wait until your score improves. If the 660 is your current score and it is likely to stay around 660 for more than 12 months..... then you shouldn't buy a home as your cheaper option will be to rent.

Oh, you will get many responses with ways you can get loans with your poor credit score ... but those are from people that will make money off you and not be there after the deal has closed and the home owner expenses start to kick in.

With a 660 score .. you will pay more for the privilege of getting a home loan (potentially tens of thousands of dollars in increased fees), your insurance costs will be higher (potentially hundreds or thousands per year).

Also, will you have access to money for a $5,000 replacement HVAC unit or $10-20 thousand for a new roof?

Owning a home is not cheap and doing so with a 660 makes everything more expensive.

Clean up your score and get above a 730 and you will save tons. Otherwise, enjoy renting and let somebody else pay for the roof, HVAC, weather heater, septic tank, HOA fees, etc.
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Sally Grenier, Real Estate Pro in Boulder, CO
Sat Apr 18, 2015
Sally Grenier answered:
Hire a REALTOR to work for you as a Buyer's Agent! These sites don't have the best search features, plus most of the listings are out dated. Not sure what your market is like in CT, but here in CO it's a HOT seller's market. By the time they appear here on Trulia (usually about 48 hours after going in the MLS), most listings are already under contract. Not kidding you.

And for something specific like a 55+ community, you probably want an agent who specializes in that.

Try asking around to friends, family or neighbors. Or you can search for agents here.

Good luck!
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Cheryl Arcid…, Real Estate Pro in Avon, CT
Wed Jun 25, 2014
Cheryl Arcidiacono answered:
Yes! There are several homes and streets within the town of Simsbury with natural gas. Call a qualified Realtor to best assist you in this search.
0 votes 1 answer Share Flag
Anthony  Cruz, Real Estate Pro in Granby, CT
Wed May 28, 2014
Anthony Cruz answered:
Simsbury has so much to offer a young couple that is just starting a family. The school system ranked better than 97.4% of the other school systems in Connecticut. The family atmosphere is energizing when you go to simsbury center to do some shopping, or visit one of the many local businesses. If it's outdoor activities you enjoy, then there is golfing, hiking, running trails, biking and may other activities you can enjoy while living in Simsbury. I would suggest taking some road trips throughout the neighborhoods, stop by local businesses and discover why Simsbury was ranked the 50th best small town in 2013 to live in!

If you have any questions or would like some suggestion please call me anytime. I'd love to show you some great areas to live that would be right where you want to be when it comes to a nice neighborhood for young couples..
email :
cell 860-394-8934
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Peter Nowak, Real Estate Pro in Simsbury, CT
Wed Jun 26, 2013
Peter Nowak answered:
Great Question. The town could give the very specifics but it depends on the frontage you have on your road. General Rule is about $50.00 per foot of road frontage would be your assessment for the line and about $5000.00 for a contractor for them to connect you to the main line. Two very separate charges although the town will accept a payment plan on your sewer assessment. ... more
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Peter Nowak, Real Estate Pro in Simsbury, CT
Wed Jun 26, 2013
Peter Nowak answered:
Great question. There is a lot of back and forth on this issue. Regardless of the true fact, there is a perceived negative with any home that has the larger main power lines near or on the home's property. These type of homes stay on the market much longer and sell for less than the same home on the same lot without any large power transmission lines. Your largest concern should be the resale of this type of home. ... more
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Amanda Albert, Real Estate Pro in Woodbridge, CT
Fri Jul 3, 2009
Amanda Albert answered:
The requirement is that one person be at least 55. Now, if this person is married to someone much younger, and he passes away, the remaining spouse will not have to leave her home. That is how the 20 percent is applied.

If you are not 55 or your spouse is not 55, sorry, you can't get in.

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Mariann Kalo…, Real Estate Pro in Simsbury, CT
Fri Dec 5, 2008
Mariann Kalogeros answered:
At the end of the 3rd quarter 2008, the median price of a home in Simsbury had risen by 8.5 % over 2007. Because this number is rather surprising given the current market, I took a closer look at sales in Simsbury focusing on price ranges. What the information showed is that the median had risen because nearly 9% more homes have sold in the $400,000 to $600,000 price range in 2008 over 2007 while about 11% fewer homes sold in the $0 - $399,999 range during the same time period. Therefore, the median price increased because more expensive homes sold this year over last .Overall, the market in town is flat. Again, this is good news given the current market. Therefore, if you have a home that has no new improvements, it is unlikely that the price has risen 10% over last year’s price. If you would like a copy of the information referenced above, contact me and I will get it to you. ... more
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