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Simsbury : Real Estate Advice

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  • Local Info3
  • Home Buying7
  • Home Selling4
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Activity 18
June Buerkle, Home Buyer in Chattanooga, TN
Thu Dec 29, 2016
June Buerkle answered:
Why is your credit score only around 660?

If there are old issues that will fall off soon ... wait until your score improves. If the 660 is your current score and it is likely to stay around 660 for more than 12 months..... then you shouldn't buy a home as your cheaper option will be to rent.

Oh, you will get many responses with ways you can get loans with your poor credit score ... but those are from people that will make money off you and not be there after the deal has closed and the home owner expenses start to kick in.

With a 660 score .. you will pay more for the privilege of getting a home loan (potentially tens of thousands of dollars in increased fees), your insurance costs will be higher (potentially hundreds or thousands per year).

Also, will you have access to money for a $5,000 replacement HVAC unit or $10-20 thousand for a new roof?

Owning a home is not cheap and doing so with a 660 makes everything more expensive.

Clean up your score and get above a 730 and you will save tons. Otherwise, enjoy renting and let somebody else pay for the roof, HVAC, weather heater, septic tank, HOA fees, etc.
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1 vote 1 answer Share Flag
Diana Hellman, Real Estate Pro in Larchmont, NY
Sat Jul 18, 2015
Diana Hellman answered:
I would think she is correct because there is a walk-thru before closing and it would be impossible, among other things, to test appliances, etc. is electricity is off.
0 votes 1 answer Share Flag
Sally Grenier, Real Estate Pro in Boulder, CO
Sat Apr 18, 2015
Sally Grenier answered:
Hire a REALTOR to work for you as a Buyer's Agent! These sites don't have the best search features, plus most of the listings are out dated. Not sure what your market is like in CT, but here in CO it's a HOT seller's market. By the time they appear here on Trulia (usually about 48 hours after going in the MLS), most listings are already under contract. Not kidding you.

And for something specific like a 55+ community, you probably want an agent who specializes in that.

Try asking around to friends, family or neighbors. Or you can search for agents here.

Good luck!
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1 vote 1 answer Share Flag
Ron Krauch, Real Estate Pro in Crestwood, IL
Mon Mar 30, 2015
Ron Krauch answered:
My question from a marketing point of view is what is the expectation in the market? A thorough market analysis will show what the prevailing heat source would be. If it's electric and yours is functioning well, then I would recommend leaving it.

Ron Krauch
Managing Broker
Emerald Estates Realty, Inc.
Palos Heights, IL 60463
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0 votes 15 answers Share Flag
Cheryl Arcid…, Real Estate Pro in Avon, CT
Wed Jun 25, 2014
Cheryl Arcidiacono answered:
Yes! There are several homes and streets within the town of Simsbury with natural gas. Call a qualified Realtor to best assist you in this search.
0 votes 1 answer Share Flag
Anthony  Cruz, Real Estate Pro in Granby, CT
Wed May 28, 2014
Anthony Cruz answered:
Simsbury has so much to offer a young couple that is just starting a family. The school system ranked better than 97.4% of the other school systems in Connecticut. The family atmosphere is energizing when you go to simsbury center to do some shopping, or visit one of the many local businesses. If it's outdoor activities you enjoy, then there is golfing, hiking, running trails, biking and may other activities you can enjoy while living in Simsbury. I would suggest taking some road trips throughout the neighborhoods, stop by local businesses and discover why Simsbury was ranked the 50th best small town in 2013 to live in!

http://money.cnn.com/magazines/moneymag/best-places/2013/snapshots/CS0968940.html

If you have any questions or would like some suggestion please call me anytime. I'd love to show you some great areas to live that would be right where you want to be when it comes to a nice neighborhood for young couples..
email : anthonycruz@bhhsne.com
cell 860-394-8934
web anthonycruz.bhhsNEproperties.com
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1 vote 7 answers Share Flag
Ashley Goodm…, Real Estate Pro in Simsbury, CT
Wed Apr 9, 2014
Ashley Goodmaster answered:
Spring to summer would ultimately be considered the time of year where most transactions are being closed, based on market history.
Simsbury in 2011 saw the its largest numbers during May, June and August
2012 June, July and August
2013 April, July and August
Be sure to keep days on market in mind also. Statics show these homes were put on the market so many days before the spring rush. 2013 April-79 days July-54 days and April-47
Working with your agent to put together the proper marketing campaign and pricing it competitively among active inventory will prove successful anytime of year.
I would love to provide these reports or other information to anyone interested. (also see link-post 4/22/2014 for graphs)
Send me a message :)
Ash


*Based on information from Connecticut Multiple Listing Service, Inc. for the period 11/26/2003 through 4/19/2014. Due to MLS reporting methods and allowable reporting policy, this data is only informational and may not be completely accurate. Therefore, Coldwell Banker Residential Brokerage does not guarantee the data accuracy. Data maintained by the MLS's may not reflect all real estate activity in the market.
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0 votes 3 answers Share Flag
Peter Nowak, Real Estate Pro in Simsbury, CT
Wed Jun 26, 2013
Peter Nowak answered:
Great Question. The town could give the very specifics but it depends on the frontage you have on your road. General Rule is about $50.00 per foot of road frontage would be your assessment for the line and about $5000.00 for a contractor for them to connect you to the main line. Two very separate charges although the town will accept a payment plan on your sewer assessment. ... more
0 votes 2 answers Share Flag
Peter Nowak, Real Estate Pro in Simsbury, CT
Wed Jun 26, 2013
Peter Nowak answered:
Great question. There is a lot of back and forth on this issue. Regardless of the true fact, there is a perceived negative with any home that has the larger main power lines near or on the home's property. These type of homes stay on the market much longer and sell for less than the same home on the same lot without any large power transmission lines. Your largest concern should be the resale of this type of home. ... more
0 votes 4 answers Share Flag
Brent Bell, Real Estate Pro in West Hartford, CT
Fri Sep 24, 2010
Brent Bell answered:
Ernesto,

Not everyone knows that in Connecticut with one call to the tax collector's office for the town, you can ask 3 important questions about any property address in that town. 1) What are the current taxes? 2) Is the current owner current on their tax payments? and 3) Are there any other taxes for this property in addition to the town real estate taxes (i.e. fire district taxes)? ... more
0 votes 3 answers Share Flag
Brent Bell, Real Estate Pro in West Hartford, CT
Wed Feb 10, 2010
Brent Bell answered:
Have your teens use facebook... Many areas of Simsbury have quiet streets and cul-de-sac locations. However, some of these neighborhoods seem to be populated with families who are already sending their children away to college and graduate school! After you look for homes in your price range and map them to avoid busy streets or areas that are too far from schools or other amenities (Simsbury is quite spread-out geographically), I would rely on the teens in your family to provide the next filter. They will have a chance to participate in the process and you will gain some insights which will make your move smoother.

For an accurate search without so many ads, visit www.CTReal.com. You can also reach this directly from the first page of my website...
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0 votes 2 answers Share Flag
Seth Winklem…, Real Estate Pro in Bristol, CT
Tue Sep 1, 2009
Seth Winkleman answered:
What you can do is look for cul-de-sacs. When you go to look at houses, check and see if there are neighbors around, and ask them.
0 votes 2 answers Share Flag
Lori Meyerson, Real Estate Pro in West Hartford, CT
Tue Jul 14, 2009
Lori Meyerson answered:
Hi...I'm a Realtor with Prudential CT Realty in the Simsbury office. I saw your post and thought I'd respond. I agree with everyone else below that you sound like a very savvy seller who is taking all of the appropriate steps to sell your home for the most money, in the shortest amount of time. Isn't that the best outcome a seller could ask for? Believe it or not, our inventory of pristine and updated homes that are priced right isn't very large in Simsbury right now. There are certainly many buyers out there...especially those who would love to take advantage of the $8000 tax credit which is currently set to expire at the end of November. I would say that is you price your home in line with other recent sales in town, your home could sell as quickly as between 1-3 months. If you'd like more specific information feel free to email or call me and I'd be happy to help in any way that I can. Good luck with everything!
Lori Meyerson
860-983-4792
www.LoriMeyerson.com
lmeyerson@prudentialct.com
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0 votes 4 answers Share Flag
Amanda Albert, Real Estate Pro in Woodbridge, CT
Fri Jul 3, 2009
Amanda Albert answered:
The requirement is that one person be at least 55. Now, if this person is married to someone much younger, and he passes away, the remaining spouse will not have to leave her home. That is how the 20 percent is applied.

If you are not 55 or your spouse is not 55, sorry, you can't get in.

Amanda
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0 votes 3 answers Share Flag
Ctbry, Home Buyer in Wethersfield, CT
Thu Feb 5, 2009
Ctbry answered:
Hi Susan -

Hopefully this finds you and your family enjoying CT. My partner and I have been living in Wethersfield for 2 years and really like the area and state. Simsbury is a beautiful location with a lot to offer.
I would say that the hardest part is making friends...

Take care,
Bryan
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1 vote 7 answers Share Flag
Mariann Kalo…, Real Estate Pro in Simsbury, CT
Fri Dec 5, 2008
Mariann Kalogeros answered:
Nick,
At the end of the 3rd quarter 2008, the median price of a home in Simsbury had risen by 8.5 % over 2007. Because this number is rather surprising given the current market, I took a closer look at sales in Simsbury focusing on price ranges. What the information showed is that the median had risen because nearly 9% more homes have sold in the $400,000 to $600,000 price range in 2008 over 2007 while about 11% fewer homes sold in the $0 - $399,999 range during the same time period. Therefore, the median price increased because more expensive homes sold this year over last .Overall, the market in town is flat. Again, this is good news given the current market. Therefore, if you have a home that has no new improvements, it is unlikely that the price has risen 10% over last year’s price. If you would like a copy of the information referenced above, contact me and I will get it to you. ... more
0 votes 4 answers Share Flag
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