Financing in Simi Valley : Real Estate Advice

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Jeff Smith, Real Estate Pro in Thousand Oaks, CA
Jeff Smith answered:
Is there any way to get money offered by the seller towards closing costs back in cash?
What are you trying to accomplish ? There are a few strategies you can use and if you don't use the entire credit you will lose it. Depending on how mortgage pricing is working on any g ... more
0 votes Share Flag Tue May 29, 2012 Financing in Simi Valley
Leo76dragon, Home Owner in San Jose, CA
Leo76dragon answered:
I'm currently doing a short refi and have hired United Equity Negotiations out of San Ramon CA. Has anybody had pos or neg experience with them?
Hi Pete,
I am goin through with United Equity as well... I believe we started our process the same time as yours in Dec. 2010... we are at that point where we are waiting to be den ... more
0 votes Share Flag Wed Nov 16, 2011 Financing in Simi Valley
George Raymo…, Real Estate Pro in Fort Worth, TX
George Raymondo answered:
My husband and I are thinking about buying a house with an FHA Loan, but we need $20K more of income to
Hello Monica,

Before you go to the next step of either throwing in the towel, changing areas or waiting for a miracle by winning the lottery, try getting a second opinion. Please rem ... more
0 votes Share Flag Tue Jul 19, 2011 Financing in Simi Valley
Otto Kobler,  in Sonoma County, CA
Otto Kobler answered:
I have a current home in Southern CA that I purchased in 2009 and currently have about 28% equity (what I put down). I am relocating to Nor Cal for
One of the things you can do if you do not have the minumum equity in your SoCal home is to pay down the balance to get to the right number. It may mean putting less down on the new hom ... more
0 votes Share Flag Wed May 4, 2011 Financing in Simi Valley
Jacob Varghe…, Other/Just Looking in San Jose, CA
Jacob Varghese answered:
I have been approved for a FHA loan, the lender Ally Bank is holding up loan docs because the HOA did not answer a question on the FHA questionaire
Hi Tony,

If this is a refinance, check the purchase documents file. Per chance the answer is already there?

If you have a friend or even enemy in the same complex ask them if the ... more
0 votes Share Flag Tue Oct 6, 2009 Financing in Simi Valley
Crestico Rea…,  in Los Angeles County, CA
Crestico Realty answered:
I'm trying to refi and my home. I'm asking for a loan of $330K and the house appraised for $430K. We have
Hello Kim,

Contact my rep over at the Direct Lender that we use. their todays right was at 5.5% on a 30 years fix.

Houtan Hormozian
American Guardian Home Loans
T: (949) 242-5 ... more
0 votes Share Flag Tue Feb 17, 2009 Financing in Simi Valley
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