All HOA liens are essentially subject to the following; State law and the respective HOA's governing documents. The short answer is "Yes." Some HOA's are more aggressive than others and HOA's who engage large management companies tend to be more aggressive. The general process goes something like this. The HOA renders a bill, a past due notice/s, a final notice with intent to place a lien on the property, placement of a lien, and lien foreclosure. Depending upon the HOA and/or their management company, the process may be referred to legal counsel beginning with the lien placement (even sooner). This process is spelled out in the HOA's governing documents including any fines, fees, and interest that may be included along the way. It should be noted that this can GET VERY VERY EXPENSIVE. An outstanding balance of $500 (example) could easily and quickly balloon to thousands of dollars due to legal fees and interest.
While this should not be the desired action of any HOA, remember ... it's NOT personal. The HOA Board has a fiduciary responsibility to its membership to carry out the duties and responsibilities set forth in its governing documents. Failure on their part to act could create significant liability for the organization as well as them individually.
If you find yourself in arrears for ANY reason, be proactive. Go to the HOA and/or the management company and attempt to make reasonable payment arrangements BEFORE the matter is referred to legal counsel. There is no guarantee they will be able to accept installments ... some HOA documents specifically exclude that ... but it's worth asking. And again, remember - it's not personal even though, unfortunately, there are way too many (true) stories of "nastiness" associated with HOA Boards and management companies.
If you have an idea of which area you want to live in, you can contact a local realtor to help narrow things down and give you options to work with. Check out upnest.com to pick and compare from top realtors in the area that can provide you with some professional insight. Good Luck!... more
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Very large single Fully furnished Private Bedroom with Private Bath (with skylight) - 350 sq. ft. new carpet. In the White Oak area of Silver Spring, all utilities included including cable TV and High Speed (200 Mbs) Internet.
Immediate availability. Quick access to Metro Red Line into DC. Private home in an upscale quiet neighborhood on a cul-de-sac. Fully furnished bedroom (queen size bed) with private bath and large walk-in closet. Within walking distance to Metro and shopping. This is a single family home occupied by a married couple, Retired Navy CDR Bob & wife Pat. Tenant gets full use of kitchen and laundry facilities, private refrigerator, freezer, and kitchen cabinet space, and free on street parking.
Looking for a tidy non smoker (outside smoking is OK). Preference for mature professional single person.
I have pix of the room, if you send me an e-mail address, I can send them to you. My e-mail address is email@example.com
Requirements: Signed one year Lease, Rent - $950/mo. Verification of income status, picture ID and one-month security deposit. No pets.
Room can be seen by appointment, please call 301-523-2580.
Start talking to a mortgage lender. They may be able to help you clean up your credit before you actually purchase a home. They can also talk to you about loan programs like FHA which I believe sometimes only require 3% down.... more
If you want to know more information about the foreclosure property, you may check the county record where the property is part of or you may also contact a foreclosure specialist near your area for assistance.
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