There are so many products, everchanging, for financing, especially government loans!
Your Best bet is to speak to a Morgage Broker who can give you all your options, especially one who Specializes in First Time Home Buyers, as wellas FHA loans.
I have great reviews from All my Clients that go with Hugh Donohue, Mortgage Financial. He is available 7 days a week, by phone, email and in person! He can give you info quickly, honestly & he's been doing this for Decades!!
He will make you feel Secure, Comfortable & Informed,which is so important when learning the process as a First timer :)
Here is his contact info., firstname.lastname@example.org, 508-892-8370, you wont be disappointed with his service, no matter where you are in the buying process. Especially needing to get Pre approved, which most Agents/Sellers Require before actively viewing homes.
Please feel free to view my Review.., he is a Big Part of the Positive Results, Satisfied Clients Ive been Fortunate enough to work for!
Hope this helps getting you on the right tract, GOOD LUCK!!