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Home Buying in Shreveport : Real Estate Advice

  • All143
  • Local Info11
  • Home Buying56
  • Home Selling10
  • Market Conditions1

Activity 73
Tue Jul 26, 2016
Joe Borelli answered:
All FHA approved lenders in Louisiana should be able to help you with your FHA 203K renovation loan. Here is the complete list of Louisiana 203K lenders that handled at least one 203K loan in the past year can be seen here:

http://203klenders.org/louisiana-la/
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Thu Apr 14, 2016
Anika Barnes asked:
Credit score is 640 but have recently paid down half of my cc balances. I want to preapprove for a loan but want a better rate at 680.
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Thu Feb 4, 2016
Lamar Clack asked:
Like the question states I am curious the best ways to find investment properties with a quick turn around.
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Sat Sep 12, 2015
michelle c answered:
Thanks. It is other consumer debt. A credit card payment. Have never been late abd it was due to having surgery that I did miss a payment
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Thu Jul 23, 2015
Josh Barnett answered:
Get with google maps, that is a good resource for finding different places within certain locations.
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Mon May 4, 2015
Beau Maginnis answered:
Carol Lin's answer was very good. I'd only like to add a few points...

In addition to contacting a Bank regarding your pre-approval, I'd recommend contacting a Loan Broker as well. Loan Broker's are able to shop your specific financing needs around to the various institutions offering financing to find the best fit for you. A local Realtor should be able to recommend a reputable company they have worked with.

Also, when deciding what type of home you're looking for, keep in-mind the cost of maintenance and repairs. A home with multiple water heaters or A/C units will cost significantly more in monthly expenses than a home with less equipment. Be sure to consider the age of these mechanics as well as the age and condition of the roof. These items are typically your biggest repair expenses.

It doesn't hurt to ask for (or buy for yourself) a home warranty that will cover the repair or replacement cost for aging items.
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Fri May 1, 2015
Ceceparis10 answered:
Ceceparis10 home buyer in shreveport
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Mon Feb 23, 2015
Nancy Chapmon answered:
It means that market conditions favor the seller over the buyer, and that basically means there are more people wanting to buy homes than homes available. In a seller's market, demand exceeds supply, so sellers are not 'desperate' for any offer that comes along. Houses sell faster and for more - and 'lowball' offers are out the window!

Nancy Chapmon, REALTOR, CRS
Fathom Realty
LongviewHomes4Sale@gmail.com
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Wed Jan 28, 2015
Matthew Stevens answered:
Hi Helstoy

I am a local agent in the Shreveport-Bossier city market. I would love to interview with you for a opportunity to earn your business. Please give me a call at 318-573-3047.

Thanks,

Matthew
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Wed Jan 28, 2015
Matthew Stevens answered:
There are MANY good rental areas in Shreveport-Bossier. I would really need to know what your budget is for the rental property to make the best recommendation. Please call me at 318-573-3047 and we can discuss your needs! ... more
0 votes 2 answers Share Flag
Thu Jan 22, 2015
Nancy Chapmon answered:
Hi there! That's a pretty common question from buyers, but probably puts you at a disadvantage to think of it that way. No offense, but that's "old school" thinking! Today's consumers are so well educated about property values, and Realtors are privy to up-to-the minute closed sales information that allow us to pinpoint a very narrow range in which a house should sell. No buyer wants to or should pay more than a property is worth, but sellers want to get all they can as well! By knowing a property's current market value (Realtors do) you and your buyer's agent can come up with how much "off" you can ask for a particular property. It is harder now to get much "off" due to the market having shifted to a seller's market in many areas, and a balanced market in most. I'm in Longview, just an hour away, and we have often had multiple-offer situations since last spring. Sellers are able to get more of their asking price, providing it was priced correctly to begin with. Again, your Realtor will know! If you try to offer according to a formula that has nothing to do with market value, you are just likely to lose one or more houses you wanted to live in! Best to you - do you have a good Realtor representing you?

Nancy Chapmon, Realtor
Fathom Realty
903.241.6109 ~ call or text
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0 votes 2 answers Share Flag
Fri Oct 31, 2014
Pat Free answered:
Hi Carl, I would recommend Steve Fair @Home Federal-318-518-3694.. I know he does a lot of new construction. Barksdale Federal Credit Union, also. If you have a credit union I would check with them. If you need a builder I would recommend Jack West Builder-318-470-2766 . You can also check out their website.
Pat
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Tue Oct 28, 2014
Pat Free answered:
Good Neighborhood outside of Shreveport/Bossier would be Benton, Greenwood, Keithville,
Haughton, and Stonewall La. STonewall is a great location with great schools. If you want more information you can call/text me anytime-318-458-5007 ... more
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Tue Oct 28, 2014
Pat Free answered:
I have lived in Shreveport, La. my whole life . we do not have basement. I think because of our soil.

Most are on slabs and pier and beam.

Pat
0 votes 3 answers Share Flag
Tue Sep 9, 2014
Elva Wormley answered:
If you have been reporting the income from your church on your tax returns, you'll have no problem using that income to qualify for a mortgage. You'll have to show that you've been receiving that income for two consecutive years.

Best regards,

Elva A. Wormley
Mortgage Consultant
33+ Years Experience
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
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Wed Aug 13, 2014
Theresa Miller answered:
Consider buying a home in a historic district...Like Highlands or Fairfield Historic District
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Mon May 19, 2014
Steven Chaisson answered:
We have 3 bedroom 2 bath home at 860 Francais Shreveport la that we are will to do rent to own arrangement. Call if interested, Steven Chaisson 337 255 7418
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Sat Mar 22, 2014
Deb Brittan answered:
I recommend Jeff Hudson with Hudco... His number is: 318-455-9052. Jeff is a great guy and does excellent work! Damon at Home Federal also offers the Homes for Heroes program! Feel free to call with any other questions... Deb 318-230-3823 or deb@debbrittan.com :) ... more
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Mon Feb 17, 2014
Bobby Atkisson answered:
It depends on what is on your credit that is making it "not so good" we can lend to individuals with a mid score as low as 560. And as well with no credit score. But they have to not have certain things, for example if you filed a bankruptcy in the last 24 months that could be an issue, or if you had a foreclosure in the last 36 months this could be an issue.
We offer in house credit repair as well and would love to help you out. You can fill out an application and we would give you a call within 20 minutes, at www.bobbyatkisson.com
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