Although Don is located in VA, he is CORRECT!
A smart owner will not allow the renter to place the property in peril.
A smart owner will pay for HOA, taxes, insurance and any other fee that could created residual liability.
However, read the rental agreement. Some foiks may not have received the best consultation.
Of course you are awae YOU ARE PAYING ALL OF THESE FEES, plus maintaince budget, depreciation, taxes and profit.
Consult with a professional and get yourself on a trajectory to reap the benefits of ownership, instead of paying for someone else's home.
Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL