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91040 : Real Estate Advice

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  • Home Buying2
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Activity 3
Thu Mar 12, 2015
Sheryl Arndt answered:
Hello, If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to fit your search criteria to study and compare.

You will also need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

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Thu Mar 12, 2015
Sheryl Arndt answered:
Hello Daren, you may consider a 203k purchase loan from a minimum 580 fico score. You may consider a streamline 203k with repairs between 5-35k. If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking thumbs up or Best Answer!
... more
0 votes 8 answers Share Flag
Fri Aug 2, 2013
Janaka Perera answered:
Hi Sondra,

Your question came up under 91040 zip code and not sure if you are only inquiring about that zip code. 91040 is split between Shadow Hills, Tujunga and Lake View Terrace neighborhoods. I am involved in Sunland-Tujunga neighborhood council and other community organization as a volunteer and we have monthly meetings were we discuss all aspects of the area. Two separate senior lead officers in LAPD foothill division are handling these neighborhoods. They both usually attend those community meetings. I would encourage you to come to least one meeting and get to know some of the neighbors and local police if you are seriously considering moving into this area. It is a great community to be part of, and I live in Shadow Hills as well. Please feel free to contact me and I will give you the information.

Thanks,

Janaka Perera
Principal Broker, Perch Properties
818-281-5301
perchproperties@gmail.com
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