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Seminole County : Real Estate Advice

  • All10
  • Local Info1
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 618
Kathy Burgre…, Home Owner in Westchester, NY
A few hours ago
Kathy Burgreen answered:
Lease options or Rent to own are scams. You need to pay a huge upfront deposit + monthly rent + a premium in addition to the rent. If you don't buy or not qualified, the owner / seller keeps all of your money. No refunds. It's in their contract.

I hope you suffer under Trump. You people in 32779 who voted for Trump will have misery & what the hell were you thinking. Hope you end up homeless because that is what you deserve.
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0 votes 1 answer Share Flag
John Burke, Real Estate Pro in Austin, TX
Fri Dec 16, 2016
John Burke answered:
Hi Kellyw96,

The only option you'll have is an FHA mortgage. Fannie Mae & Freddie Mac loans require your DTI to be under 45% but FHA will allow up to 54.99%.

Another big concern is what type of mortgage you have on your rental property & how long it's been used as a rental property.

Here's why:

If you have an FHA mortgage on your rental property, the requirements for qualifying for another FHA mortgage get a little sticky. For example: Your rental property must have at least 25% equity in it & you'll have to have an appraisal done to prove it.

The only other thing I can think of is to have another lender (like me) review your tax returns to see if the DTI really is 50%

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
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0 votes 2 answers Share Flag
Nonew, Home Buyer in Oviedo, FL
Mon Dec 12, 2016
Nonew answered:
Hi, is there anyone familiar with Florida Hardest Hit Fund?
0 votes 16 answers Share Flag
Karen Weathe…, Real Estate Pro in Orlando, FL
Mon Dec 12, 2016
Karen Weathers answered:
Any property can be sold "as is". It really is the seller's choice.
0 votes 1 answer Share Flag
Karen Weathe…, Real Estate Pro in Orlando, FL
Mon Dec 12, 2016
Karen Weathers answered:
Hi Sophia,

The best person to speak with is a loan officer. Your credit may actually not be as bad as you think.
0 votes 1 answer Share Flag
Maricris A, Other/Just Looking in Seattle, WA
Mon Nov 14, 2016
Maricris A answered:

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:


Consumer Care Advocate
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0 votes 1 answer Share Flag
Tribalspirit…, Home Buyer in New York, NY
Fri Nov 4, 2016
Tribalspirittrading asked:
How do VA loans work and is there a lowest credit score involved. Also any down payment required?
0 votes 0 Answers Share Flag
Angelica P, Home Buyer in Seattle, WA
Tue Nov 1, 2016
Angelica P answered:

Please follow the steps below to unclaim a home using a desktop browser.

1) Sign into your Trulia Account
2) Click on "My Saved Homes"
3) Click on the tab "Claimed Homes"
4) Select "Unclaim Home"

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Prinpun0926, Home Buyer in Longwood, FL
Wed Oct 19, 2016
Prinpun0926 asked:
Kerrymyers25, Home Buyer in Fort Myers, FL
Tue Oct 18, 2016
Kerrymyers25 asked:
Over a year ago I married and moved into my husbands home. I now use the house I've owned for 13 years as investment property. I am refinancing.
0 votes 0 Answers Share Flag
Sean M, Both Buyer and Seller in Sanford, FL
Sat Oct 1, 2016
Sean M asked:
We are planning on moving from FL to NC within the next 6-8 months. We still have to put our current house on the market, but based on the condition and location of our home, and judging…
0 votes 0 Answers Share Flag
Jlynch, Home Buyer in Bronx, NY
Tue Aug 30, 2016
Jlynch answered:
If you have a good credit, it won't be a problem for you to rent a home. Actually, you can do it on your own, using
0 votes 1 answer Share Flag
Colleen N La…, Home Buyer in
Mon Aug 29, 2016
Colleen N Laudat asked:
pregnancy complications my mother is disabled and cannot work but she has 2 evictions the one i have and another from over 5 years ago. I've been homeless for going on a month . How…
0 votes 0 Answers Share Flag
Mike Mikkola, Home Seller in Sanford, FL
Sat Aug 27, 2016
Mike Mikkola asked:
Susie Kay, Real Estate Pro in Dallas, TX
Wed Aug 24, 2016
Susie Kay answered:
Lisa Hart, Home Buyer in Lake Mary, FL
Mon Aug 22, 2016
Lisa Hart asked:
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