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Home Buying in Sedgwick County : Real Estate Advice

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Activity 145
Fri Aug 11, 2017
Prosper Realty answered:
HUD Homes are homes that typically need some work done. The upside of buying a HUD Home is that you can get an excellent deal via bidding on the HUDHomestore. Try contacting Home Loans For All. We've sent quite a few clients to them that were interested in HUD Homes. They have HUDHomestore access and they have multiple lenders that deal a lot in HUD Home. I'll include a link to them.


Best of luck!
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7 votes 16 answers Share Flag
Fri Jul 28, 2017
Mary answered:
Hi,

The photos have been removed from our display as you requested.

https://www.trulia.com/homes/Kansas/Kechi/sold/1000318436-340-E-Kodiak-St-Kechi-KS-67067

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
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0 votes 1 answer Share Flag
Sun Jul 16, 2017
Dan Leeper answered:
Great question! It's certainly possible to qualify for a new loan in your current situation. Some things to consider would be that you may need to present a letter of employment from your future employer that would indicate your start date. Best place to start would be discussing your needs with a loan officer in the state you are moving to. If you have any other questions, feel free to reach out to me. ... more
0 votes 1 answer Share Flag
Thu Mar 16, 2017
answered:
Hello, I'm a mortgage professional.

If you plan on keeping your current home you can refinance the home and use the equity from the refinance for a down payment.

If you plan on selling the home you can sue the funds from the sale for the down payment.

There are also low and no money down mortgage programs available.

If you would like help with this or have any questions you are welcome to get in touch with me.
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0 votes 1 answer Share Flag
Thu Jan 19, 2017
UpNest answered:
Good question. I would consult with a realtor in your area that have dealt with divorce cases. Have you tried searching www.UpNest.com? You can consult with a realtor in your local area for free and get your questions answered prior to signing a contract. Hope this helps! ... more
0 votes 2 answers Share Flag
Thu Oct 6, 2016
Invstnlfp answered:
Home Buyer's
I am state and federally licensed to write mortgages in 31 states for a top direct lender in the mortgage industry who offers FHA, VA, and USDA loans down to a 550 score. We keep your info private not broker it out and we go down to a 550 credit score for VA and FHA loans..
Brian Young 214-797-3479
NMLS. 902687
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0 votes 9 answers Share Flag
Wed Jun 15, 2016
Tyeshalia answered:
You can access the complete list of USDA approved lenders in Kansas at http://usdalenders.org/kansas-ks/
0 votes 6 answers Share Flag
Thu Apr 28, 2016
Aheskett asked:
Thu Apr 14, 2016
Joseph Domino answered:
No a bank cannot be held liable for failing to close a loan. Even though you feel you met all the requirements to obtain a loan, if the loan does not make business sense they are not going to execute.

There are any number of factors that could come in to play. It has to make money for the lender.
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0 votes 1 answer Share Flag
Mon Apr 4, 2016
Stephanie_leverenz asked:
Sat Feb 20, 2016
Eric.p.hendrickson asked:
Nothing will show when I click on the green tab to look at houses on the map. I used to be able to click the green tab and more detail information would show.
0 votes 0 Answers Share Flag
Sat Nov 21, 2015
Rachel Greene asked:
of work for three months due to an accident and it wiped out our savings and we just got a 60 day notice saying we can't re up or lease because they've decided to sell the home…
0 votes 0 Answers Share Flag
Thu Nov 12, 2015
Kathy Lewis answered:
You have to be a little far out for the USDA loan to work. Please contact us with questions.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
www.UsdaMortgageHub.com
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0 votes 6 answers Share Flag
Thu Nov 12, 2015
Kathy Lewis answered:
Please contact us if you need assistance.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
www.UsdaMortgageHub.com
0 votes 4 answers Share Flag
Wed Oct 7, 2015
answered:
Assuming it was a Chapter 7, there are options just 1.5 years out from a bankruptcy but they would require significant down payments (20% or more). At the 2 year discharge mark then FHA financing would become an option which only requires 3.5% down - so only 6 months away.

If it was a Chapter 13 then since it is discharged you could apply for FHA financing now, as there is no further seasoning required after a Chapter 13 discharge.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-273-4161 direct
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