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Scottsdale : Real Estate Advice

  • All648
  • Local Info35
  • Home Buying203
  • Home Selling23
  • Market Conditions31

Activity 618
Thu Aug 11, 2016
Gardenguy answered:
I too live in Rio Verde and have had hauled water for over 12 years. Started with a well and switched to hauled water after it started pumping brown water. I have never had a problem with the haulers and always found them to be more then prompt if I felt I needed water on short notice. After owning several homes with wells I prefer hauled water due to less maintenance and you can pay for a lifetime of maintence fees and the cost of drilling a well for the price I pay for hauling water. Go with hauled water and don't look back it is on par with city water and sewer cost and less taxes to boot..... ... more
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Sat Jul 30, 2016
Steve Bernstein answered:
Due to the Trust issue, you definitely need to talk to an AZ Real Estate Attorney! Other than that, Selling your house by owner is much more difficult than you might think. I recently helped a friend FSBO a home, and I found that there are many complex details that go into selling your own home! Following are a few FSBO pitfalls:

1. Dealing with Arizona real estate laws regarding purchase contracts & seller property disclosures
2. Determining whether to pay Buyer side real estate agent commissions, (typically 3%)
3. Taking phone calls from numerous real estate agents who are only interested your Listing
4. Prequalifying homebuyers prior to showing your home, so you don't waste time
5. Buying For Sale By Owner & Open House signs, and then placing them in your neighborhood
6. Taking professional photos for FSBO Flyers, and for Homebuyer Website sites like

There are numerous other complexities involved in selling your AZ home by owner. Moreover, in my opinion you need to have your home listed in the MLS! Otherwise 8 out of 10 home buyers interested in buying a home in your AZ neighborhood, won't ever know your house is for sale!

Note there are a few good real estate agents and FSBO services that will list your home on the MLS for a Small fee. But if you're not paying the standard 3% Buyer's real estate agent commission, real estate agents in AZ won't show your home!

If you have additional FSBO, or Mortgage related questions regarding an AZ home, please contact me directly. I can refer you to a great local real estate professional in your neighborhood, and I am also one of the best low cost mortgage lenders in AZ! Steve Bernstein (480) 424-7144 NMLS 1230169/1443346 Equal Housing Lender
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1 vote 2 answers Share Flag
Sat Jul 16, 2016
Karen Peyton answered:
You haven't asked a question, but if you want a referral to a lender, contact me through my profile or website.

Best of luck accomplishing your re-fi!
0 votes 1 answer Share Flag
Thu Jul 14, 2016
Karen Peyton answered:
According to what I have read, yes it's true. Arizona is now the 20th state to do away with Breed Specific Legislation (BSL).

As to whether or not apartment communities will jump on the "band wagon" waits to be seen since the law may not alleviate financial liability in the event of an incident, or require insurance companies to insure without additional costs.

There's always more to the story, and given my profile photo - "we" can only hope!
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2 votes 1 answer Share Flag
Fri Jun 24, 2016
rolanddietz asked:
I have submitted a corrected square footage for this property based on official appraisal documents. 4949$qft but the listing on trulia still shows the "public record" number of…
0 votes 0 Answers Share Flag
Sat Jun 18, 2016
Bjemackey asked:
Tue Jun 14, 2016
Ccarney answered:
Great feedback from the agents!! My answer, as the "mortgage guy", is when you're fully Pre-Approved haha. Agents send your clients my way for help with financing..


C Carney
Guild Mortgage
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0 votes 14 answers Share Flag
Mon May 30, 2016
jumbosource answered:
Up to 95% LTV - must have a 700 credit score. 1 mil loan limit.
0 votes 27 answers Share Flag
Sat May 21, 2016
Diane Christner answered:
Your agent can set up an account with trulia and post your property's listing on the site. Simple process.
0 votes 1 answer Share Flag
Wed May 18, 2016
Loretta Shinobu Montgomery answered:
With Section 8 wouldn't you be saving our tax dollars by renting something that is less expensive area?
0 votes 1 answer Share Flag
Tue May 10, 2016
Angela Jacques answered:
The Buyer does have closing costs in any transaction unless negotiated otherwise in the contract. Cash deals will be typically much less than financed. Thanks!
0 votes 15 answers Share Flag
Tue May 10, 2016
Dkpcsknight answered:
Yes it was $499 to $999 for U.S. Real Estate Lead Masters/Telephone Lead Generation Company.
0 votes 39 answers Share Flag
Tue May 3, 2016
Francis.mariam124 answered:
Well, if you are looking for a lender with such interest rate, I will recommend Accord Savings, judging from a recent experience, my fiance and I just recently got a loan there at a 4.5% interest rate, and we are currently repaying and it was stress free. is contact in case you need more information.
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0 votes 12 answers Share Flag
Sun May 1, 2016
Karen Peyton answered:
The costs will vary brokerage to brokerage for signage, advertising, and E&O insurance. Some will want you to purchase signs while others will loan them to you for a fee. Some brokers will include your listings under their advertising umbrella and others will charge you for that too. The cost of Error and Omission insurance will also vary but even if not offered - you MUST carry this on you own. Lock-boxes may or may not be offered and fees or expense will be paid by you.

The non-variables are: board membership, MLS dues, and a lock-box key which (I'm thinking) will run $900 to $1,100. Why don't I know exactly??? Because first year fees are pro-rated, and after your first year you pay them when due - and they are spaced throughout the year.

Make sure you ask about ALL of the fees associated with "employing" yourself with any broker.

Good luck to you!!
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1 vote 1 answer Share Flag
Thu Mar 31, 2016
Jean-Leon Magnotto answered:
Do you know what area of Scottsdale you are interested in? The number can change significantly depending on where the property is in Scottsdale. I'd be happy to get you more detailed information if you would like to chat about your goals. Good luck either way! ... more
0 votes 2 answers Share Flag
Wed Mar 30, 2016
diana answered:
Congratulations on your future purchase. As a real estate broker and Interior Designer, I work with General Contractors (GC) on a regular basis and would strongly recommend a GC walking the prospective property with you and working up some numbers. GC's are knowledgeable on HOA regs, city requirements, and a vast amount of additional information that is invaluable throughout the remodeling/renovation process. Cheers to a successful remodel! ... more
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Sun Mar 27, 2016
Rl Munson asked:
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Thu Mar 24, 2016
Rog asked:
I am not in the market for a new home but want to keep up with prices and homes for sale in my area and look for others.
0 votes 0 Answers Share Flag
Mon Feb 22, 2016
Karen Peyton answered:
The requirement is 2 years from the discharge date on FHA, but you can likely find someone to give you a loan. Understand though you will pay a premium: points, higher than market interest rate, and will need a hefty down payment.

It would be best to wait another year...

Good luck!
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