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Home Buying in Schenectady County : Real Estate Advice

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Activity 62
Thu Sep 15, 2016
Roberto Molina asked:
Mon Sep 5, 2016
Laura Hooks asked:
1st time home buyer interested in a short sales need advise. Any programs available for 1st time home buyers . is a short sale bank owned property a bad choice does anyone know the process.

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Sat Sep 3, 2016
Laura Hooks asked:
Short sale can you apply for city program for closing cost when purchasing a short sale. Also can you tell me the in and outs of a short sale i am a first time home buyer
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Sun Aug 9, 2015
Dennis Evans answered:
This one is currently pending and scheduled to close on 8-10-15, However there are plenty of great properties in the area, Give me a call at 518-649-2507
Dennis Evans
Coldwell Banker
0 votes 2 answers Share Flag
Sat Jul 25, 2015
My NC Homes Team answered:
Unfortunately a seller can respond or not as they please. Your offer should have an expiration date and time, offers should not be open ended. My take away is that the seller and/or their agent are playing games trying to see if they can't get additional offers. Whether you decide to play along with them is up to you. If you wish you could have your agent resubmit your offer with the caveat that the seller has 24 hours to accept it or counter, after which you are pulling your offer and will no longer consider the property. Ultimately it's up to you to decide how much jerking around you're willing to accept from the Seller and how badly you want this particular house. My own experiences (25 years worth as a top producing broker) is that when one side or another starts off playing games, it's an indication you're going to be working with real jerks. ... more
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Wed May 27, 2015
Gmjefersen answered:
They are not even built yet.

Avoid buying there. You will lose money quickly because property values are falling big time.
Also, the land there is contaminated (remember Love Canal? Also remember that location in the movie Erin Brockovich. Perfect examples of this land).

Also, you will have to get flood insurance because that area was totally underwater after two hurricanes (just google images of Schenectady flooding)
... more
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Wed May 27, 2015
Gmjefersen answered:
Avoid Schenectady!
Taxes just about the highest in the state, you will lose money quickly because values are falling. The city is about the highest over-assessed city in the state
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Wed May 20, 2015
Anna M Brocco answered:
If you qualify you can get a loan, so for a personalized answer visit with any licensed loan officer, all else would really be just speculation; be aware that a mortgage pre approval letter is necessary to determine your price range and for any offers to be taken seriously. ... more
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Sun Mar 22, 2015
Anna M Brocco answered:
You can check local public records, tax records, ask any neighbor....
1 vote 2 answers Share Flag
Tue Mar 10, 2015
Dennis Evans answered:
I answered this question a long time ago, Its funny, cause I just sold 5 Flower hill ct.... I had completely forgot this question was even asked! Such a small world!
0 votes 7 answers Share Flag
Sun Mar 8, 2015
Dennis Evans answered:
Niskayuna is doing so well, Many homes sell very quickly as GE is really an amazing Company!
I realize this post is from some time ago, But if anyone is looking to buy or sell.... Give me a call... ... more
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Mon Feb 23, 2015
biblioteq answered:
Yeah - a VA loan. Join up serve and survive. NINJA loans are what got us in a tailspin.
0 votes 2 answers Share Flag
Sat Dec 27, 2014
My NC Homes Team answered:
As the buyer this isn't really your issue, it's the seller's problem. You, your agent and or your attorney should be pressuring them as from the limited amount you've written; it's clear there's not going to be a closing till the Seller produces the signed waiver. ... more
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Fri May 16, 2014
Sheena answered:
311 Chiswell Road Schenectady, NY: taxes about $5500/year
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Thu Apr 17, 2014
Dennis Evans answered:
Give me a call at 518-649-2507 and lets talk. I grew up in this area and am one of the leading selling agents here. I also have an office on Union St....
So, lets talk and see what we can do for you and your family.
... more
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