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Home Buying in Sayville : Real Estate Advice

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  • Local Info4
  • Home Buying5
  • Home Selling3
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Activity 3
Mon Apr 15, 2013
Anna M Brocco answered:
You can, and costs depend on several factors, therefore contact any local insurance company and ask for a free quote based on your needs, then go from there.
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Fri Jan 18, 2013
Anna M Brocco answered:
There are other factors involved in order to answer such a question accordingly, such as debt, non debt spending habits and anticipated, etc.; therefore for a personalized answer visit with any licensed loan officer; be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. ... more
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Sat Jan 29, 2011
Ralph Windschuh answered:
Unfortunately, discrimination still exists in our society but I'm not sure it occurred in this case. A seller's agent works for the seller and is required to do their fiduciary duties to protect the seller. That is what could have happened here. Asking for credit scores by itself is not a discriminatory act. However, if the seller's agent asked for your credit scores and not those of the ultimate buyer, than it's possible discrimination may have occurred. On the other hand, if the offers were the same or close to the same amount, such things as the terms, your credit score versus those of the ultimate buyer, could have affected the seller's decision making. I would recommend speaking with your agent, his/her broker, and then go from there. You can certainly contact LIBOR or NY Dept of State to file a complaint if you feel it's warranted. Good luck in your home search and I truly hope your fears are not warranted.

Ralph Windschuh, Century 21 Princeton Properties, 631-467-0009
... more
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