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Home Buying in Sarasota County : Real Estate Advice

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  • Local Info4
  • Home Buying72
  • Home Selling3
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Activity 1,004
Mon Dec 4, 2017
Meelly10 answered:
I was told by the bank 5 miles rudious to compare my house with between good ans bad homes . the realtors said 2 miles. The bank said, don't trust the realtors, they want fast cash, that is not selling your house, that is ripping you off comparing your house with homes built 1920's where yours was built 1980's. your house is in a good location and its worth what you have price it, the bank said. ... more
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Sun Dec 3, 2017
Rick answered:
There are a lot of good answers here.
BUT the answers bring a few more questions.

Let's say that a listing says a home was built in the late 1980's, and was replumbed in 1996. From the posts that have already been made, I think we can assume that PVC was used in 1996, rather than PEX. Now that the replumb is over 20 years old, will the PVC be subject to leaking? Years ago, we actually requested copper plumbing in new homes because it was thought to last as long as the house. What about PVC? Those pipes in the attics are exposed to a wide variance in temperature, as well as by hot water flowing through them. What about the PVC joints? Are they as strong as the PVC pipes themselves, or are they subject to failure?

I guess what I'm asking is whether PVC has, in effect, solved one issue (pinhole leaks in copper) but is subject to its own type of failures?

Most importantly, have any of the agents out there seen where PVC plumbing has failed in a home? If so, after how many years?
... more
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Wed Nov 8, 2017
S.abey asked:
I am an invetor, and I pay cash. How can I locate Realtors in a given area?
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Mon Nov 6, 2017
Barbara Lopez asked:
The property address is 3422 Highlands Bridge Road, Sarasota, FL 3423. We had the property listed for sale with our realtor weeks ago, but we took down the "for sale" listing…
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Fri Nov 3, 2017
Diane Christner answered:
Hi Rachel,

First, look up the address of the property on the Sarasota County property appraiser's website and see who is the owner of record.

Then, using that owner of record, go to the Sarasota County Clerk of Court website and under official records, do a search for that owner's name and see what comes up. If there is a Lis Pendens filed, then the property is in foreclosure. The attached document (which you can see as a pdf file) will show who is the attorney of record for the foreclosure and have contact information.

If the property is in foreclosure, there will be additional charges and legal fees on top of the owner's mortgage that must be paid off before the home can be sold to you. Sometimes those legal fees can add up to $30,000 or more.

After verifying whether the home is in foreclosure or not, I would suggest getting with a lender as a 2nd step to see what you can afford in payments and if this is even something worth pursuing on your part. Remember, you also have to factor in property taxes and insurance on the home in your monthly payments. You'll also need to decide if you can afford home ownership, because you become responsible for big maintenance items like leaking roofs and broken AC units.

If, after talking to a lender, you do decide to go forward, I would suggest don't sign anything with this property owner without consulting a local real estate attorney first. The attorney can do a search for liens on the property (so there are no surprises), plus put together a purchase contract for you that protects your interests in the transaction. Boiler plate contracts from big box stores leave a lot of things out.

Good luck.
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Thu Nov 2, 2017
Pamela110457 answered:
I would like to share my story. I met a guy fifteen years ago. I lost my late husband to cancer. I was raising my three kids on my own. Was I ever in for the surprise of my life! This man was in cohoots with my family. I got brutally screwed over by this man named Larry and my mothers brother Gregg. They set up my auto insurance in which they involved one of their illigitamate mushroom truck drivers. They totally exhausted my auto insurance. They got well over $200,000 from my insurance and bought multiple properties and put them in aliases. I get money laundering was involved.. illegal let me tell you "NOBODY CARES, NOT THE TAX CLAIM OFFICE, NOT THE DEED OFFICE NOT THE DA OR ATTORNEY GENERAL. EVEN THE ATTORNEY I HIRED GOT ME Nothing AND I PAID HIM THOUSANDS OF DOLLARS. MY AUTO INSURANCE LAWYER KNEW LARRY HAD ANOTHER LAWYER AND MY INSURANCE COMPANY KNEW IT WAS A SET UP. THERE WAS NO STATE BOY ON THE SCENE. HE WROTE UP A BOGUS REPORT AND USED MY ADDRESS FOR ALL THREE OF THEM AND LARRYS CELL NUMBER FOR ALL THREE AND IT WAS NOT THEIR REAL NAMES THEY WERE FAKE!THE PROPERTIES THEY BOUGHT WERE ALL PUT IN ALIASES WHY AND HOW CAN THEY GET AWAY WITH THAT SOMEONE PLEASE EXPLAIN THIS TO ME??? THE HOME I LIVE IN NOW LARRY TOTALLY VANDALIZED IT. I HAVE HIGH LEVELS OF TOXIC MOLD HE RIPPED OUT MY BRAND NEW INSALLATION. HE LURED ME OUT OF MY HOME ALLOWED SOMEONE TO COME INTO MY HOME AND WHATEVER THEY REMOVED FROM MY HEATER THEY BROKE IT. HE PUT CAMERAS IN MY HOME HAD PEOPLE STALK ME FOR YEARS,UNTIL THIS DAY. HERE HE COLLECTED MONEY ON MY BROTHER AND LATE HUSBAND TOO. I PAID FOR MY UNCLES DAUGHTERS HOME IN WESTGROVE. I ALSO PAID FOR THE IMMIGRANT(ILLEGAL) TWO HOMES ON HONEY SUCKLE ROAD IN NOTTINGHAM PA. I GOT NOTHING AND MY MOTHERS DEATH CERTIFICATES WERE HANDED OUT LIKE CANDY. HE HAD MY EX BOYFRIEND FROM HIGHSCHOOLS BROTHER TODD FOLLOW ME AROUND FOR FOUR YEARS EVEN WHEN I HAD MY GRANDSON WITH ME. THESE ARE GROWN MEN. LARRY COLLECTS SOCIAL SECURITY UNDER FIVE DIFFERENT SOCIAL SECURITY NUMBERS AND SOCIAL SECURITY KNOWS THIS. I WENT BY THE BOOK AND CANNOT GET SSDI AND I HAVE SEVERE HEALTH ISSUES. MY IDENTITY WAS STOLEN, MY NAME AND MY KIDS NAMES ARE STILL BEING USED. LARRY EVEN FILED TAXES IN MY KIDS NAMES AND USED THEIR SOCIAL SECURITY NUMBERS AND MY NIECES SSI NUMBER. I WOULD LIKE TO KNOW WHAT WAS GOING THROUGH LARRYS HEAD AND MY MOMS BROTHER GREGG THAT TOLD THEM THAT THIS WAS OK TO DO THIS TO ME I NEVER DID ANYTHING TO THEM. MY MOTHERS BROTHER ALREADY HAD MONEY BUT STOLD MINE. THAT IS NOT WHY I HAVE AUTO INSURANCE, I HAD AUTO INSURANCE FOR LIGITIMATE ACCIDENTS, PLUS LARRY PUT DRUGS IN MY FOOD FOR YEARS. I HAVE NO HOME NOW AND NO MONEY BECAUSE OF LARRY AND MY MOMS BROTHER GREGG. I PAID FOR THEIR MISTAKES. THANK YOU FOR ALLOWING ME TO SHARE MY STORY ... more
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Sun Oct 22, 2017
answered:
More home mortgage loan options than most lenders! www.phmc.com/coreyvandenberg Subprime and prime loan options for purchase, refinance, and remodel.
0 votes 6 answers Share Flag
Wed Oct 18, 2017
Mary answered:
Hello,

To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.
http://www.trulia.com/submit_listings/

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:
http://www.trulia.com/help/ask/

Thank you for using Trulia!

Mary
Consumer Care Advocate

Contact Us: http://www.trulia.com/help/ask/
Help Center: https://support.trulia.com/hc/en-us
... more
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Mon Sep 25, 2017
Nick Owens asked:
My wife and I went into contract to buy our new home in late January 2017. We closed in April 2017 and moved in on June 1, 2017.

In May 2017, while cleaning up the rooms, painting and…
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Thu Sep 21, 2017
Roseanncpa answered:
Buyer beware. Villas equipped with Sylvania circuit breakers that may cause fires. The circuit breakers are red/blue/or red/green and were installed around the time that the faulty breaker design was being sold - 1979 through early 80's. Have electrician look into if you are serious about buying....And keep in mind you are attached on both sides with residents who have similar breakers. ... more
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Mon Sep 18, 2017
Gcross44 answered:
At Lakeside plantation, what are the restrictions for pets for owners ?
0 votes 7 answers Share Flag
Sat Sep 2, 2017
Diane Christner answered:
The city of Sarasota and the county of Sarasota each have their own regulations regarding home based businesses, which are similar.

Here is the information from the city of Sarasota regarding a home based business:

General Use Limitations. Home occupations shall be subject to all use limitations applicable in the zone district in which they are located, the following additional limitations, and such limitations which may be imposed by the Director of Building, Zoning & Code Compliance.
i. The principal person or persons conducting the home occupation shall reside in the dwelling and all employees of the home occupation shall be inhabitants of the dwelling.
ii. The home occupation shall be located within the dwelling or an accessory building thereto, and does not exceed twenty-five (25) percent of the total gross combined floor area of the buildings or five hundred (500) square feet, whichever is less.
iii. The occupation shall not alter the outside appearance of the dwelling unit.
iv. There shall be no displays, or sale of merchandise on the premises.
v. There shall be no signs other than the address and name of the resident.
vi. There shall be no use or storage of material or mechanical equipment not recognized as being part of a normal household use.
vii. Activities conducted and equipment or material shall not change the fire safety or occupancy classifications of the premises.
viii. No traffic is generated by such home occupation on greater volume than would normally be generated by the dwelling unit without such home occupation.
ix. No traffic is generated by such home occupation so as to require any additional on-site parking spaces other than those spaces normally utilized by the dwelling unit without the home occupation.

If in doubt, contact the city or county (depending on location of the property) building department's zoning office for clarification.
... more
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Wed Jul 12, 2017
answered:
http://fhamortgagefhaloan.com/
FHA MORTGAGE LENDERS- Min 3.5% down payment minimum 580 fico or 10% down with a 550 fico. Seller paid closing cost up to 6%. Gift from family OK! Florida FHA mortgage lenders have the ability to approve you to purchase a home 3 years after a foreclosure, 2 years after a chapter 7 bankruptcy and 1 year after a chapter 13 bankruptcy. Please Note- The 3 year waiting period after a foreclosure starts when the title/deed is transferred out of your name. ... more
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Thu Jun 22, 2017
Eric And Sabrina answered:
I'm not a realtor however we retired in Florida and although a pool is a nice bonus we have found that being retired, it was not a plus. The upkeep, maintenance and additional costs like electric, water. .. We decided against it. It depends on where you live and who the area caters to. Unless you have money to burn, it adds little. .. The pool homes here where we looked were cheaper. ... more
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Thu May 25, 2017
Fitzgeraldmary22 answered:
I put a contract to purchase a condo in Lake Worth 10 days later I went back in to the unit to get a copy of the condo docs. The smell of the unit had me on the floor. The condo docs read
no money in reserves, it is on rented land & referred to condo as apartments. I immediately went home, the smell lingered on my clothes and car. I could still smell it once in my home. I just could not buy this unit. I am having a difficult time getting my deposit back. It has been 6 days. If I do not have my deposit back first of next week. I will contact DBR. Division of Realtors.
... more
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Sun May 21, 2017
Diane Christner answered:
What is your definition of decent? Three bedroom/2 bath homes in the metro Sarasota area in the more popular school districts tend to start in the upper $100's and go up from there. Very few short sales/foreclosures for sale at this time in that price range for single family homes of any kind. ... more
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Mon Apr 24, 2017
Luka2901 asked:
I have gone to crimereports.com and the Sarasota sheriffs web site. There was one instance in a gated community nearby called the Oaks and 2 instances 2 miles away since 1-1-17. 3 of three…
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