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Home Buying in Santee : Real Estate Advice

  • All97
  • Local Info1
  • Home Buying19
  • Home Selling4
  • Market Conditions6

Activity 29
Mon Oct 2, 2017
Derek Jones answered:
Was the price listed the asking price? When was the open house originally posted?

I wouldn't be so quick to say it's deceptive. I've had times where I scheduled an open house, then the home went pending but Trulia didn't get updated and still showed the open house. ... more
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Fri Apr 21, 2017
Prmartin1234 answered:
Does the owner pay closing cost? What about interest rates?
0 votes 8 answers Share Flag
Sat Feb 11, 2017
Vcphilbell asked:
Wed Oct 5, 2016
Arpad Racz answered:

The choice would be up to you. You can interview a few agents to see if they specialize in the areas you are interested in.

All the best,

0 votes 5 answers Share Flag
Thu Sep 10, 2015
Cindy Davis answered:
I would really encourage you to invite in a contractor or two and get some real estimates. As for whether you'll get it back when you re-sell, it's hard to say without knowing more information. ... more
0 votes 1 answer Share Flag
Sat Mar 29, 2014
Daniel Lehman answered:
Depends on EXACTLY what the credit issue is, and how low the fico is. 600s? You are OK. 500's? Not so much. But, there is a lot you could do to repair your credit if you have some time, and are willing to put in the effort...

Daniel Lehman
... more
0 votes 10 answers Share Flag
Mon Dec 2, 2013
JR Thrasher answered:
You have no clue what you are talking about when it comes to San Diego real estate. Read my blog about "finding foreclosures on Trulia" I'll put a link to it in the web reference below.

J.R. Thrasher
... more
0 votes 4 answers Share Flag
Thu Dec 6, 2012
Sasha Spiegel answered:
I agree, you should pick 1 Realtor whom you trust. However, I recommend checking into a few realtors before you make a final commitment to the one Realtor you want to work with. Be upfront that you will be interviewing a few Realtors before you make your decision.

A great way to narrow in on the Realtors you will be speaking with is to see how many Trulia Recommendations they have. Are they and active agent with VIP Status? Have they seen many of the homes in the area? Seeing homes is one of the best measures a Realtor has to share market knowledge with you.

Buying a home or a Vacation property is one of the biggest investments most people make over their life time. The Realtor you choose needs to be professional and aware of all the nuances of the neighborhoods and of the market to help you predict if a particular house is a good investment.
... more
0 votes 19 answers Share Flag
Thu Sep 13, 2012
Cara Grow answered:
Honestly, why would you do that? You pay higher than market rent, you likely will pay more than the home is worth, and you can get a traditional loan at very low interest rates these days. You can email me privately ( if you don't want to share details publicly. I don't ever recommend rent-to-own to potential buyers/renters as I've had experience working on the property owners side of these deals and know how they work. ... more
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Thu Sep 13, 2012
Cara Grow answered:
General rule of thumb is 2 years for a short sale for a FHA (3.5% down) loan.
0 votes 7 answers Share Flag
Fri Feb 10, 2012
Vito Lotta answered:
Hi Thandaman,

The first thing I would suggest is to pull your credit report. I suggest "". I am working with a couple clients that have done short sales and their credit reports do not reflect any updated information. The reason you want to make sure everything is updated as soon as possible is because a line item that hasn't had any negative reporting in the past two years isn't as bad on your score. If you wait the three years and then find out you need to fix it that line item will become a current reported line which will affect your credit score more. As for buying a new home it does depend on the type of loan you are looking for.

Please let me know if you have any other Questions, I am an Agent in Santee and also a Resident of Santee since 1972
... more
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Fri Sep 2, 2011
Cara Grow answered:
You can speak with property management companies in the area to find out what trends they're seeing, I like to look on Craigslist and see what the going rate is. You can also speak with an agent like myself in the area and pick their brains. I'd be happy to speak with you as I've lived in Santee for years and am very familiar with the market and investment property. 619-651-3103 ... more
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Fri Sep 2, 2011
Cara Grow answered:
Fannie Mae's Home Path Mortgage offers the 10% down on investment properties that are owned by Fannie Mae, but I have found that the lender usually requires 15% down. I sold a Fannie Mae home to an investor client a few months ago with the Home Path financing and it was so smooth-I do recommend it. I have great investment opportunities coming up in Santee/East County all the time if you want some more information just email me or give me a call. 619-651-3103 ... more
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Sat Jul 30, 2011
John Arendsen answered:
If the home is a "Special Service Animal" you shouldn't have a problem. Get it? Give us a call if you don't. But I'd be a little more concerned about the integrity of the MH you're buying than your pet. ... more
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Fri Nov 5, 2010
Nancy answered:
This isn't an answer, but I have the same question. It is a listing on Trulia:

Status: Assessor
Bedrooms: —
Bathrooms: 1 full, 1 partial
Property type: Single-Family Home
Size: 1,308 sqft
Lot: —
Year built: 1940
Nearby School: Palos South Midd… Nearby schools
Zip: 60464

Description provided by Trulia
This is a Single-Family Home located at 8823 West 126th Street, Palos Park IL. 8823 W 126th St has 1 ½ bath and approximately 1,308 square feet. The property was built in 1940. The average list price for similar homes for sale is $647,876 and the average sales price for similar recently sold homes is $278,750. 8823 W 126th St is in the 60464 ZIP code in Palos Park, IL. The average list price for ZIP code 60464 is $616,419.
... more
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Tue Nov 2, 2010
Kari Shea answered:
Hi Lou,

We are with Bill Eckler, consult a real estate attorney familiar with occupancy law.

Best to you,

Mark & Kari Shea
Shea Real Estate
Serving Greater San Diego County ... more
0 votes 5 answers Share Flag
Mon Jul 26, 2010
ROY Mason answered:
Theres also the USDA loan for rural areas,
0 votes 6 answers Share Flag
Sun Jun 6, 2010
HappyinSantee answered:
I have to agree with Santee Lover and Cathy. I looked at the area 3 times at different phases of the construction and the prospect of the one road access is unacceptable. I went there on a couple of mornings recently to see what the general morning traffic was like, and it was crowded, as expected. Can't imagine what the builder (or the City of Santee) was thinking when this plan was hatched, because any evacuation would certainly be a joke. ... more
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Wed Mar 17, 2010
Homertsimpson answered:
I just helped someone with almost this exact same scenario. If you can afford to purchase another home then you'll feel a bit safer just in case you're not able to keep you current one; it certainly not a bad way to keep you in the Santee area!

The whole BK thing is a bit tricky and depending on which way you file, 7 or 13, it's possilbe to keep you current home and get a reduction on your current mortgage(s) to current value; not to mention a much better interest rate and terms. Check with your attorney and account on how best to proceed. If you need a great attorney that won't cost you an arm and a leg you can call Kathryn U. Tokarsha (619) 285-1992 and vist her website at: for assitional information. I'd be more then happy to refer you to an accountant in La Mesa area if you need one.

If you want to find out about qualifying for a loan to purchase another home here in Santee please call Shawn Perkins at (619) 994-1110, he'll qualify you for FREE and let you know what your options are; you may not need to put the full amount of your retirement in to the home but Shawn can guide you about the best ways to hold on to your money so ask him.

Have a great day!

Keith E. Green
(619) 726-8660
... more
0 votes 8 answers Share Flag
Sat Sep 26, 2009
Diane Wheatley answered:
I took this information directly from the California Association of Realtors Legal Q&A for you. It states the following:

You are not eligible for the tax credit if the taxpayer owned another main home at any time during the three years prior to the date of purchase. For a married couple filing a joint return, this requirement applies to both spouses. For example, if the taxpayer bought a home on Sept. 1, 2009, the taxpayer cannot take the credit for that home if he or she owned, or had an ownership interest in, another main home at any time from Sept. 2, 2006, through Sept. 1, 2009.

In conclusion and in answer to your question, I would take this to mean that you would need to file separate returns in order for you to receive any benefits from the tax credit. But only if you are to purchase a residence and close escrow before the Nov. 30th deadline and prove that you have not held an ownership interest in any home for the three years prior to the purchase.

You will need to calculate the difference between what you stand to gain by filing jointly with no tax credit vs. filing separately and receiving the tax credit. The limit is $4,000 for a married person filing a separate return.

Please confirm all this information with your tax advisor before making any decisions. Good luck to you! Congratulations on your engagement and pending wedding!

Diane Wheatley, Broker
(909) 981-5400
... more
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