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Home Buying in Santa Rosa Beach : Real Estate Advice

  • All112
  • Local Info5
  • Home Buying31
  • Home Selling4
  • Market Conditions10

Activity 35
Barbara Mora…, Other/Just Looking in Santa Rosa Beach, FL
Tue Mar 1, 2016
Barbara Morano asked:
Kathy Burgre…, Home Owner in Westchester, NY
Thu Jan 28, 2016
Kathy Burgreen answered:
As a former realtor I STRONGLY advise you to do your research first. Visit and speak with residents of previously built DR properties or subdivisions. Find out what their experiences were like and if they are still satisfied living there.

From what I've read online, many residents have complaints and wish they never bought from DR Horton. Search Google and read what residents wrote. Also Q & A forum has many posters complaining there too.

FYI - Never assume a home built after 2012 is in better condition than an older home. When you purchase a house, you will have contingencies in your contract for inspections, financing, appraisal. You can have as many types of inspections as you wish (roof, termites, mold, etc.) so older homes will need to pass inspections if the owners want to sell.
On the flip side, a new home can be built with lower cost materials, poor supervision, subcontractors who can be illegal immigrants, etc.
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0 votes 1 answer Share Flag
walbond, Home Buyer in Santa Rosa Beach, FL
Fri Jun 5, 2015
walbond asked:
scott, Other/Just Looking in Oxnard, CA
Tue Mar 17, 2015
scott asked:
edit. I try to create a simple search and get three different versions and then no place to actually click to implement them in a way that I know that is what I am doing. I get no hits on…
0 votes 0 Answers Share Flag
John Hicks, Real Estate Pro in Columbus, OH
Thu Nov 20, 2014
John Hicks answered:
Hello June!

It will depend on where your job is located, if you are retired or work at a company that you can travel it would be easy to claim this as your primary. I can help you get pre-approved and walk you through the steps! My contact information is below.

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0 votes 5 answers Share Flag
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Thu Nov 20, 2014
Ali Qureshi answered:
It depends on the type of coverage required by your lender.
0 votes 5 answers Share Flag
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Thu Nov 20, 2014
Ali Qureshi answered:
You need to check with a lender to see if you qualify or not. I am sure there are other factors that may be important to consider.
0 votes 2 answers Share Flag
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Thu Nov 20, 2014
Ali Qureshi answered:
There is no right and no wrong approach to this. It all depends. What you need to understand is that Real Estate is NOT for everyone. At the same time if you don't give it a shot you wouldn't know. I would start on a part-time basis spending as many hours possible in real estate while keeping your day job. After your licensing etc if you start closing deals while working part-time then you may want to consider going full-time in the business. All the best! ... more
0 votes 3 answers Share Flag
Lynn Vaughn…, Real Estate Pro in Miramar Beach, FL
Mon Jul 28, 2014
Lynn Vaughn Stoner asked:
Dogs on the beach permits are available and can be purchased by Walton county property owners and full-time residents for a fee at the Walton County Clerk of Courts Office. There is an annex…
0 votes 0 Answers Share Flag
Garner Chand…, Real Estate Pro in Grayton Beach, FL
Thu Jan 30, 2014
Garner Chandler answered:
Alice is exactly right - I have a listing on Montigo and the way to get to it is to go up San Juan to Shady Pines to Montigo.
0 votes 2 answers Share Flag
Peter Mohyls…, Real Estate Pro in Destin, FL
Thu Dec 26, 2013
Peter Mohylsky answered:
The issue of flood insurance is a hot topic these days among people who are not familiar with the local area. I do not mean to down play the issue. Certain areas do require flood insurance because of their elevation above sea level but it generally is not that large of an amount annually. It is a great peace of mind issue but should not be an issue with regard to buying a home in a certain area. If you have any questions i can refer you to many different agents who can give you flood insurance quotes. ... more
0 votes 3 answers Share Flag
applebunch20…, Home Seller in Santa Rosa Beach, FL
Mon Aug 26, 2013
applebunch2003 answered:
my babysitter lived in this home for several years while her landlord went through the foreclosure process. She kept excellent care of this house, if this is the yellow one second from the main road. She was obsessive about cleaning, and never complained about any issues with the house. Sorry to see her have to move :( ... more
0 votes 3 answers Share Flag
Jason Stephe…, Real Estate Pro in Santa Rosa Beach, FL
Tue Aug 20, 2013
Jason Stephens answered:
Santa Rosa Beach is quiet. It's private. There is something unique about each and every one of the communities along the stretch of Santa Rosa Beach. That's one of the main reasons why the tourist industry thrives here. This is where people come to play and relax. The amazing architecture, fine dining, cozy boutiques and vibrant art community keep them coming back year after year. The sugar white sand and the emerald green waters ain't too shabby either. ... more
0 votes 3 answers Share Flag
Stephan Miha…, Real Estate Pro in Destin, FL
Tue Aug 20, 2013
Stephan Mihacevich answered:
Supply and demand are still cornerstones for pricing. There are only 65 active completed homes available, while 26 are under contract, and 172 have sold since 1/1/12. That is a healthy attrition rate. With 199 homes sold or under contract and only 65 available, you can see where Buyers are moving through the inventory while mortgage rates are still low and appreciation has brought the cautious Buyer back into the arena.
Let me help you find the property that fits your needs before inventory is depleted and rates rise higher.
I can be reached at 850.217.1904 or
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1 vote 6 answers Share Flag
cole blair, Real Estate Pro in Santa Rosa Beach FL...
Fri Jun 21, 2013
cole blair answered:
Sharon, the home went on the MLS just yesterday and yes it's available. Drop me a line if you have further specific questions.
0 votes 3 answers Share Flag
Jamie Lieb, Real Estate Pro in Calabasas, CA
Wed Feb 20, 2013
Jamie Lieb answered:
*RE: As of 2013 we offer Easy doc home loans or no doc loans in Los Angeles California.

No financials needed. Direct Lender with accesses to private money and institutional money to lend for you purchase loan, refinance loans or rehab loans. We work with borrowers and mortgage brokers mostly in California and nationwide. Our stated income loans or our no doc loans helps for fast funding when you need it.
For 2013 we have no fico programs and no income or assets stated loan programs. Call us to see what best fits your needs. Rates starting at 4.6% APR.

Additionally we has an easy doc ( stated income stated assets ) rehab fix and flip loans available. We offer 80% LTV loan to value or 65% of the future value. This is for California deal only. With 65% of the future value you can get the purchase price and the fix up costs all in one loan with no money down. For example - if you buy a place for $200,000 and it is a good deal and worth much more. You need to fix it up for $15K and you the future value, once fixed up, is $330,000 you can get this with pretty much no money down. ie: $330k x 65% = $214,500.

We are eager to fund loans!.

We fund California residential loans $100,000 to $2.5M.

Commercial loans are offered nationwide starting at $250k upto $35 million..

We do not shop your loan request we go straight to the source.
Call us at 310-737-8420 ask for Jamie. Or visit us on the web at
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0 votes 3 answers Share Flag
Peter Mohyls…, Real Estate Pro in Destin, FL
Wed Dec 5, 2012
Peter Mohylsky answered:
Not furnished at this time. I do have two similiar properties in this subdivision in mind if you are interested.
0 votes 7 answers Share Flag
Texlaw57, Home Owner in Texas
Fri Jul 27, 2012
Texlaw57 answered:
We bought a condo in SR last fall. Lady named Kim at PrimeLending was incredibly everything cleared and thru in record time...and with as little aggravation as possible. They did us well. Suggest strongly you use local people exclusively, my mistake was in trying to use Wells Fargo (which had recently purchased my bank)...they agreed cheerfully and then backed out...and within twenty days...we were covered. I was impressed. Unfortunately... yes. the downpayments are steep. ... more
0 votes 10 answers Share Flag
Karen Oliver, Real Estate Pro in Panama City Beach, FL
Fri Jul 20, 2012
Karen Oliver answered:
I agree completely with Shay Dassa. I work 30A Santa Rosa Beach areas and Panama City Beach as well...we have been swamped with sales and many more buyers than we have seen in a few years and inventory is way down. Not only cash buyers but a huge increase in financed properties.
I have talked with several Banks and Lenders and yes there is definitely many more SS and Foreclosures on the horizon. It's true that many Lenders are holding out for higher prices for longer periods of time...they need to release more so we can sell them!!! Good luck in your journey :)
If you would like to contact me directly please feel free to do so. Sincerely, Karen Oliver Beachy Beach 30A Real Estate 850-960-2555
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1 vote 6 answers Share Flag
Peter Mohyls…, Real Estate Pro in Destin, FL
Wed Jul 18, 2012
Peter Mohylsky answered:
I agree with Myke about her comment about Zillo. it seems to be getting slower with regard to market information. IMHO
0 votes 5 answers Share Flag
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