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Home Buying in Santa Monica : Real Estate Advice

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  • Local Info26
  • Home Buying64
  • Home Selling13
  • Market Conditions3

Activity 122
Mon Jan 30, 2017
answered:
Hello Avivawolman, you did not refer to an address or link to know which property you are inquiring about.

The purchase in Pico, Santa Monica start from 449k for 1bd 1ba 650sf condo, 639k for 2bd 1ba 844sf condo and the single family homes start from 1.3m for 3bd 2ba home.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Fri Dec 2, 2016
Gail Blix answered:
my investment property went into foreclosure in 2011 and the property sold to the tenant in the property at the time. The bank work a deal with that tenant who wanted to buy it. My assumption was that the bank would pay off any outstanding HOA fees however after the foreclosure I received a bill for $5,000 in late HOA fees that also included attorney fees and late fees etc. I explained that normally the bank is to pay off those outstanding fees at the time of the sale of property. The HOA attorney said no and then they garnished my wages in 2012. On 3/3/2016 I paid the $5000 off and so today I get another bill from the Riverside County Sheriffs Office that I owe interest and other costs totaling $4,137. Can they do that? After reading your article I feel I should not have had to pay anything since the bank sold the property right away. Gail ... more
0 votes 33 answers Share Flag
Mon Feb 15, 2016
Matt A asked:
wanted to make you aware that the photos no longer open when they are clicked. Your site, which I used to use daily, no longer seems responsive, doesn't allow you to see the photos…
0 votes 0 Answers Share Flag
Sat Dec 12, 2015
Rich Reed answered:
You can advertise it for sale on postlets.com and it will appear on Trulia and other sites as well.
0 votes 3 answers Share Flag
Sun Aug 16, 2015
Diana Hellman answered:
Generally speaking, the interest in a house is directly related to price, location and condition although there are other issues like layout, etc. You should have your agent do the due diligence by looking at the history, speaking with the listing agent to find out if there are any environmental issues, etc. ... more
0 votes 4 answers Share Flag
Fri Aug 7, 2015
answered:
I would be more than happy to send you my list of preferred real estate agents in that area.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 1 answer Share Flag
Mon Jun 22, 2015
answered:
I am assuming that you have checked the value. Ask your bank if they will take a deed in lieu of foreclosure because of your situation. I used to work in a bank and handle this sort of thing. If they will not take a deed in lieu, then ask for a short sale, if they will not do that quit making the payments and ask your attorney whether a chapter 7 or 13 is in order.
Probably a chapter 13 to force them to short sale the property and a chapter 7 to clean up any debt that shows up. That is for your attorney to decide.
Keep in mind if you have any money in the bank you may want to shift it into an annuity, in order to avoid losing it. Again consult your attorney
... more
0 votes 2 answers Share Flag
Thu Jun 11, 2015
Alex Montelongo Real Estate Group answered:
You may accept their low offer or not. Any listing that is priced right will generate multiple offers right now. If your property has been siting on the market for a while and you only have one low ball offer... It may be time to reduce your price anyways. You do what you think is right. If the buyer is interested in another property, there is nothing that you can do to change that. Maybe its better that they leave now rather than later.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE lic#0145682
... more
0 votes 1 answer Share Flag
Mon Apr 27, 2015
answered:
The escrow company's name should be in your closing documents,

I am assuming they did not give you a copy or you have lost them.Check with the agent who sold you the house, or the agent who had listed the house. ... more
0 votes 2 answers Share Flag
Mon Apr 27, 2015
My NC Homes Team answered:
I would start by speaking with your attorney, it's possible that they can pull tax records where the information you're looking for would be noted. If not it may be that your attorney will end up having to request this information during the divorce proceedings. ... more
0 votes 1 answer Share Flag
Sun Apr 26, 2015
Nick asked:
I am anticipating of going through the divorce process, so I just would like to know where the funds received from sales of community assets/homes went to and the nature of their distributions…
0 votes 0 Answers Share Flag
Wed Apr 1, 2015
Jamie Tian answered:
Hi Suzie,

What is the address? Let me know and I would be happy to schedule a viewing for you, as well as for any other properties you are interested in.

Feel free to contact me anytime via phone/text at (310) 717-1321.

Best,
?
Jamie Tian
Rodeo Realty
(310) 717-1321
JamieTian@RodeoRE.com
www.JamieTian.com
BRE #01920120
... more
0 votes 2 answers Share Flag
Wed Apr 1, 2015
Jamie Tian answered:
Flag the listing or contact Trulia directly!

Feel free to contact me anytime via phone/text at (310) 717-1321.

Best,
?
Jamie Tian
Rodeo Realty
(310) 717-1321
JamieTian@RodeoRE.com
www.JamieTian.com
BRE #01920120
... more
0 votes 1 answer Share Flag
Wed Apr 1, 2015
Jamie Tian answered:
Yes you can still sell it.

Feel free to contact me anytime via phone/text at (310) 717-1321 or via email at JamieTian@RodeoRE.com if you would like assistance selling your condo, or to find out how much your condo is worth.

Best,
?
Jamie Tian
Rodeo Realty
(310) 717-1321
JamieTian@RodeoRE.com
www.JamieTian.com
BRE #01920120
... more
0 votes 6 answers Share Flag
Wed Apr 1, 2015
Jamie Tian answered:
Hi Shanna,

These are all great areas to consider. If you tell me more about your price range and how large of a home you are looking for, I would be happy to let you know which neighborhoods will be affordable and where you can find what you are looking for.

Feel free to contact me directly anytime via phone/text at (310) 717-1321 or via email at JamieTian@RodeoRE.com and I would be happy to answer any questions you might have. I work with a lot of relocation clients and I know it can be difficult researching properties from out of state.

Best,
?
Jamie Tian
Rodeo Realty
(310) 717-1321
JamieTian@RodeoRE.com
www.JamieTian.com
BRE #01920120
... more
0 votes 3 answers Share Flag
Wed Apr 1, 2015
Dorene Slavitz answered:
Thu May 29, 2014
Byron Hebert answered:
Its up to the agent you are working with, but most offers require you to put up an escrow deposit once the offer is accepted. You also mention below sellers are taking too long to consider your offer. One thing that can be done is make your offer expire in a short period of time, such as a few days. If lots of sellers are sitting on your offers over 2-3 days either you are only considering foreclosed properties or you are making low offers, which causes the seller to drag their feet waiting for a better offer to come along. ... more
0 votes 9 answers Share Flag
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