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Home Buying in Santa Fe County : Real Estate Advice

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  • Home Buying7
  • Home Selling0
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Activity 113
Fri May 5, 2017
Jpadoven asked:
Thu Mar 9, 2017
Anne Matano asked:
Thu Aug 11, 2016
Sherri Beach asked:
Land is not subdivided, 21 year old single- wide mobile home, not on a permanent foundation, needs new plumbing and skirting, original septic from 1995 and the home being in fair condition...
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Fri Apr 8, 2016
Linda Berkowitz asked:
Fri Feb 12, 2016
bonmetz asked:
I am a retiree with zero debt and live in a cash society in Mexico. I am thinking of moving to Santa Fe and want to purchase a house. My house and car in Mexico are paid fo670 r, I have…
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Wed Dec 2, 2015
Dan Tabit answered:
Ashley,

You don't. Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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Sun Oct 25, 2015
Gypsyfiona asked:
Sun Sep 27, 2015
Robert W Neill Jr answered:
A local real estate agent should be able to help you find a suitable and accessible property and you should be able to apply for a VA loan which offers really good terms.
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Tue Jul 21, 2015
Cherolyn Johnson asked:
Mon Jul 6, 2015
Will Gamble answered:
Go SFE Northwest,,,,affordable and as the children age you will want to keep an eye on them as eventually, they will all be spending lots of time and money around the Plaza.
Anywhere in or near SFE in PERFECT....we miss is sooooooo! GORMLEY is a standout Public School and when in doubt, ask Dell Fox who is a fabulous custom jewellery maker.......sorry for the True Britain English spelling.....DELL is a great lady and shop her store....tell her Will Gamble said "HELLO"! She had a lovely child and will always steer you correctly....For insurance, See The Kelly Agency..... ... more
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Thu May 14, 2015
Amy Boeckholt Wilt answered:
I bought a foreclosure in Santa Fe a year ago. I had a real estate agent that had expertise and experience with this and guided me thru the process. I went thru 3 previous agents until I found one that understood what I wanted. I used Lynn G-Scott at Logic Real Estate. Do your homework on the property. Is it in Santa Fe or in the county. I have a Santa Fe address but am about 15 miles from the city limits and love it. Many of the areas outside of the city have little or next to no crime. Does it have a well? A private well is best. Shared wells are not good. Need to register the well if you buy. Ownership does not follow the house title. Also, what do you have for water rights? Gas or LP/propane? Electric baseboard heat? Consider the utilities. Flat roof? Check the roof maintenance. There are several kinds of roofs--foam, tar, rubber, metal. Re-sealing my foam roof due to lack of prior maintenance was my biggest expense ($7500) next to appliances. I knew it needed work going in, but I got the house at a greatly reduced price. If the water is turned off, you may not be able to get an accurate idea of the plumbing. I had some basic maintenance ($1000) after the water being off for two years. Check the septic if there is one. Look for signs of water damage, etc. Review your taxes and plan to protest them if you buy a foreclosure. Property taxes are tricky business, but getting the property properly assessed after you buy will be key to long term ownership.

Summary: 1. Get a good real estate agent 2) be prepared for repair costs with a foreclosure, be realistic 3) inspect as much as you can before you buy
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Sat Feb 28, 2015
Diane Christner answered:
Try Chrome. I've not had issues using it.
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Thu Feb 12, 2015
Aaron Borrego answered:
Looks like the lot is 0.385163 of an acre. Let me know if you have any more questions. Thanks!

Aaron Borrego
Logic Real Estate
505-577-0740
santaferealtyproperties.com
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Sat Jan 31, 2015
Debra Liggett answered:
Hi Nance, The number of active listings in Santa Fe (87506) dropped by 5.1% from the previous month. Please feel free to visit my website at www.debraliggett.com and click on "market trends" for various reports in regards to Santa Fe. ... more
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Sat Jan 31, 2015
Guin White answered:
Spring and summer are considered the listing season. As such, we usually see more listing activity during these months. Also due to increased buyer interest lately, more sellers are testing the waters. ... more
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Sat Jan 31, 2015
Guin White answered:
Hi Debi. Although this point is negotiable, it is typical for the seller to pay for Title Insurance for the Buyer in Santa Fe.
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