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Santa Fe : Real Estate Advice

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  • Local Info2
  • Home Buying6
  • Home Selling0
  • Market Conditions0

Activity 7
Tue Nov 14, 2017
Shirley Cooper asked:
I'm wanting to buy a house. I'm a first time home buyer.
0 votes 0 Answers Share Flag
Thu Apr 24, 2014
Annette Lawrence answered:
Have your agent find you a home that is really for sale.
Or wait until this home is listed by your or another REALTOR.
The most reliable road to success if made by those who really know what they are doing.
The seller does not know what they are doing. They fell into an investor trap. Exercise care and verify everything.

Your agent is the resource to whom you should turn. Your agent can review the existing contract, for a fee, and determine what can be done next. You are not at a dead end.
... more
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Sun Mar 9, 2014
Tim Moore answered:
Once foreclosed it is usually bought by the bank so it is now a bank owned home. There is no difference in buying from a bank rather than Mr Mrs Jones except the property can be in need of some repairs and you are dealing with a stone cold slow to answer seller. Banks often require a 7-10 day inspection period and to close in 30 days so you can't dilly-dally. ... more
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Mon Aug 26, 2013
Monica Rojas answered:
Ryan road is in Algoa. Near Algoa-Friendswood to give a location off hwy 6
0 votes 1 answer Share Flag
Mon Aug 9, 2010
What you should not have done was close your credit cards, but i don't think you will be able to open them again. Eventually, if you have 3 student loans that are being paid on time, and you have 2 car loans that you are still paying on, your scores should go up. Each account has to be paid on time every month. If you have any open credit cards, use them for a $10 charge and pay the bill immediately when you get it. This will help raise your scores. ... more
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Fri Mar 12, 2010
William Squires answered:
If your friend can not afford the home try to modify with the lender. If they don't qualify for a modification Short Sale the home to prevent the Foreclosure. The Short Sale is a preferred option for BOA instead of Foreclosure.

William Squires
Coldwell Banker
Barrington, IL 60010
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0 votes 12 answers Share Flag
Mon Feb 8, 2010
Hi Karen,
What types of issues do you have on your credit?

I have a couple of wholesale lenders that will underwrite FHA loans under a 600 score but the rates are not the best in the world.

Feel free to contact me if you need more info or help.


John Burke
Mortgage Banker
Champion Bank
(877) 228-9069
... more
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