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Home Buying in Santa Clarita : Real Estate Advice

  • All192
  • Local Info19
  • Home Buying77
  • Home Selling20
  • Market Conditions8

Activity 88
Sun Jan 29, 2017
Sheryl Arndt answered:
Hello Tania, yes it is but you should go visit. In the meantime you can do some research with the links below.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

The single family homes start from 480k for 3bd 2ba home in Santa Clarita. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation and discuss your credit profile, funds and which loan program you are looking for.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sat Sep 17, 2016
Steve OConnor answered:
Hi Brian,
I have worked with many first time home buyers in various markets. I am patient and enjoy working with married couples and walking them through the first time homebuyers jitters.

Call me at 626-340-9342 I live in Santa Clarita and will be closing on a home for my wife and I in a couple of days!

Any Questions, just give me a call!

Steve O'Connor
... more
0 votes 23 answers Share Flag
Thu May 5, 2016
Sheryl Arndt answered:
Hello Kristy, there are currently only 2bd 2ba condos at the price range. There are some lower rents in neighboring cities.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. There are currently four 1-2-3 bedroom condos available under 160k in Los Angeles. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide to buy you will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Thu May 5, 2016
Sheryl Arndt answered:
Hello Chiska_B, you may qualify for a 3%-5% Sapphire Grant down payment assistance from a minimum 620 fico score. You may consider FHA 3.5% down from a minimum 580 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 6 answers Share Flag
Tue Apr 5, 2016
Mark answered:
ListingBidder.com has recent historical data for listing proposals from Realtors throughout the United States and Canada. This data shows that on the open market, in a free-market system, where Realtors compete by submitting their marketing proposal and real estate commission fee rate, the total commission ask ranges from 3.0% to 6.0% nationally. These commission rates vary by zip code and almost show a perfect bell curve with the bulk of these proposals falling around 4.75%. Whether you are looking for the average rate in California or the average rate in Kansas, we have found the rate varies by zip code because the ask rate tends to drop as the home values increase. We would love to help you find a realtor with a competitive commission rate: https://www.ListingBidder.com

Note: These figures represent the total commission rate which is usually split between the Listing agent and the Buying agent.
... more
0 votes 11 answers Share Flag
Tue Jan 12, 2016
Daniel Castiel answered:
Hi,

Personally, I prefer single family homes, however the maintenance is usually higher in single family homes, but I like the more private feel.

I would be happy to work you. Please feel free to contact me anytime
if you have questions.
... more
0 votes 5 answers Share Flag
Sat Dec 12, 2015
Rich Reed answered:
Fri Dec 11, 2015
Rich Reed answered:
You can use this search to find a property, in Santa Clarita and elsewhere, and on the right side of the details page is a widget that will show your drive times. It's free, but you need to sign up.

http://www.searchpoint.net/search.asp?_org_id=camrmls&_agent_public_id=A38934&_sponsor_office_id=3429
... more
0 votes 1 answer Share Flag
Fri Oct 2, 2015
Greg answered:
Check online. There are lot of websites.
0 votes 3 answers Share Flag
Thu Jun 4, 2015
Farhad Khan answered:
IF YOU ARE A BUYER AND WANT TO SAVE AN AVERAGE OF ************$50k TO $75K OR MORE ON :

>> BRAND NEW HOME THAT FELL OUT OF ESCROW

>> ANY OTHER RESIDENTIAL HOMES THAT FELL OUT OF ESCOW

VISIT: http://HousingRadar.com and get FREE escrow fall out listing notifications!

CONTACT: KHAN FARHAD | ESCROW FALLOUT SPECIALIST | 415.329.4008 | EMAIL: wentpending@gmail.com
... more
0 votes 5 answers Share Flag
Thu Apr 30, 2015
Dan Tabit answered:
Sakura,

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
... more
0 votes 2 answers Share Flag
Fri Apr 24, 2015
Sean Seckar answered:
Robinchoppe

Is there a question you would like answered?

Sean Seckar
RE/MAX of Santa Clarita
0 votes 1 answer Share Flag
Sun Apr 5, 2015
Alex Montelongo Real Estate Group answered:
Lease to own never works out. It is not commonly practiced these days. We all know of it but it almost doesn't exist. Keep working on your credit. You'll be surprised at how much can be done in such a short time. If you are really serious about credit repair... You should seek professional help with a company that specializes in credit repair.

Al the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
... more
0 votes 3 answers Share Flag
Sun Apr 5, 2015
Alex Montelongo Real Estate Group answered:
There are so many different variables to a person getting approved for a loan. It is true that someone can initially get pre-approved for a loan and not qualify down the road. Maybe the property does not qualify for that type of loan. Perhaps the borrower makes a mistake somewhere during the process and his debt to income ratio changes or their credit score drops at some point. Maybe their hours change at their job or someone gets laid off. It is important for the agents as well as the borrowers to be well informed throughout the process of any changes that may occur.
I wouldn't say that this is a common occurrence but it certainly does happen from time to time.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
... more
0 votes 17 answers Share Flag
Fri Apr 3, 2015
Alex Montelongo Real Estate Group answered:
Is the Uncle representing your brother? You mentioned payments, are you obtaining a loan or are you asking for the brother to carry a note on the property? If you are asking the brother to carry a note, I suppose they can ask to see if you are qualified to make that purchase. If you are getting a loan from a banking institution you can provide all of your financials to the bank and obtain a pre-approval from them. Then you would just have to show the bank pre-approval along with the funds to close the deal.
Best of luck,
Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
... more
0 votes 3 answers Share Flag
Fri Apr 3, 2015
Alex Montelongo Real Estate Group answered:
Not sure. You would have to call Trulia Customer Service and ask the same question.

Alex Montelongo/Broker
Coldwell Banker Star Realty
0 votes 1 answer Share Flag
Fri Apr 3, 2015
Alex Montelongo Real Estate Group answered:
It depends on the overall strength of the offer, the buyer and the skills of the agent. There are so many variables that can weaken or strengthen an offer. I can sit and type for a couple of hours just to explain the different scenarios. Work with an experienced agent that can help you structure the best offer possible.
Best of luck,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic#01456982
... more
0 votes 15 answers Share Flag
Tue Feb 24, 2015
Brad Korb answered:
Welcome to the LA area! I suggest having your husband commute during rush hours to and from Santa Clarita and Santa Monica and see how he feels about the commute. You are able to get a lot more home for your money in the Santa Clarita area. If you have any questions about homes in Santa Clarita it would be my pleasure to assist! ... more
0 votes 4 answers Share Flag
Sat Feb 14, 2015
M5chloe asked:
I am looking to purchase a used modular/manufactured home and have it moved to a foundation on a piece of property I am looking to buy. Once that is completed I want to refinance the home…
0 votes 0 Answers Share Flag
Sat Apr 26, 2014
Christina O'Dell answered:
It is a really interesting transitional market right now. There are a lot of properties that are sitting idle, but there are also many properties that are being sold very quickly. When the price is on point and the house is marketed properly (for example professional photos, staging, proper syndication to the appropriate audience) the home will sell. If you are considering listing your home, ask for a marketing plan from the agent you are looking to work with. They should be able to provide you with a solid plan to get your home sold and give you the confidence to list. If you have any questions, please don't hesitate to reach out if I can help in any way. (661) 290-3762. Good Luck! ... more
0 votes 1 answer Share Flag
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