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Home Buying in Santa Clara : Real Estate Advice

  • All304
  • Local Info24
  • Home Buying165
  • Home Selling11
  • Market Conditions8

Activity 274
Wed Mar 15, 2017
Jesu49 answered:
B/c they don't have to. They have never lived in the home and don't have to disclose. Some will disclose what they know with an estimated cost for repair. Get an inspection and expect repairs as they bank does no repairs, but sells as is, usually at a greatly reduced price. ... more
0 votes 24 answers Share Flag
Fri Mar 3, 2017
Lifeonspec asked:
Other than commuting issues, would like to know which area holds the value long term? as both are upcoming neighborhoods as far as the schools at both
0 votes 0 Answers Share Flag
Fri Dec 16, 2016
Prosper Realty answered:
We send our clients to Home Loans For All. Even our veteran home buyers. I'd recommend starting with them. I believe they have lenders that offer down payment assistance type programs among others. They just put out an article regarding first time home buyers. I'll include a link below.

Best of luck!
... more
3 votes 207 answers Share Flag
Sat Nov 12, 2016
Arpad Racz answered:

I would ask for recommendations from local agent's. Often it is the individual escrow / title agent that may be reviewed.

Kind regards,

0 votes 11 answers Share Flag
Fri Oct 14, 2016
Jeffknaide asked:
I'm working on doing some academic qualitative research and was hoping that somebody might have an idea of where to find the numbers of this sort of home purchase
0 votes 0 Answers Share Flag
Sat Aug 27, 2016
Yes, it can be done, but the lenders who offer it many times want American Credit, so that is not reasonable to expect. The rates are not pretty on those many times.

It is much easier to go to 50%.
Feel free to call go over your situation,

I have about 10 options for foreign nationals, I would love to compete for your business as there is a good chance that I could offer you the best option.

My phone number is 714-968-2500 License nmls 287206
... more
0 votes 2 answers Share Flag
Mon Aug 1, 2016
Arpad Racz answered:
Hi Norma,

Checking with a lender would be a good part of the process. Please email me, and I can put you in touch with a loan agent I know.

Kind regards,

0 votes 1 answer Share Flag
Thu Jul 28, 2016
Josiezula answered:
I've been reluctant to purchase the blank ATM card online because i know for a fact there fake hackers" out there, but i was convinced that it really works when my friend at my place of work got the card & we confirmed it really works, without delay i gave it a go. Every time I've withdrawn cash from my blank ATM card & the money has been in my own account in less than 24 hrs. So glad i gave it a try at last and has changed my life real good thus its illegal!! If you don't believe me then Email: ... more
0 votes 2 answers Share Flag
Thu Jul 28, 2016
Brook S. answered:
Yeah many do this and call it 'creative financing' however if you can afford it have a real estate attorney look over the details, and then decide what to do based on his/her findings that would relate to the real estate laws in your state. ... more
0 votes 5 answers Share Flag
Thu Jul 28, 2016
Brook S. answered:
Properties have a deed, not a title. Cars and trucks have a title. This makes me wonder a company is called a "title company" when relating to the process of researching the deed, etc.
0 votes 3 answers Share Flag
Thu Jul 28, 2016
josephbaltar answered:
Leave California - Go to small towns in Dakotas, Montana, Nevada, or deep South. Should be able to get a decent place for under $1,500 per month. Schools/jobs - who knows.
0 votes 2 answers Share Flag
Mon Jul 11, 2016
Christyswip answered:
The 3% is the commission the builder typically pays the real estate agent for bringing them the buyer. We do the same thing: keep 1% of the 3% commission and give you 2%. That's $8,000 we would give you on a $400,000 new home purchase. This is on top of any of the builder's promotions or incentive that they offer at that time. We represent you in your purchase, including negotiating a price for you if that is what you want. We offer this 2% cash back on any new construction home in Florida, dependent on the builder agreeing to pay us a typical 3% commission. www.We Give
Christy Redmer
licensed Realtor
We Give Realty
call or text me at 904-580-GIVE (4483) for more information
... more
0 votes 14 answers Share Flag
Thu Jun 16, 2016
VA Mortgage Hub answered:
VA loans are not anymore difficult when compared to other government loans like FHA or USDA.

VA Mortgage Hub
National VA Loans
0 votes 9 answers Share Flag
Tue May 10, 2016
Sheryl Arndt answered:
Hello Lucal99, there are banks that you may qualify 2-4 years from a BK for a 5% down Jumbo loan up to 1.5 million from a minimum 720 fico score and 10% down from a minimum 680 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or
... more
0 votes 3 answers Share Flag
Sat Mar 5, 2016
Sam Shueh answered:
Many people who go into the business learn it on the job. We had a lady wanted to get a realtor license and was broke. She is a San Jose property manger office worker.
0 votes 2 answers Share Flag
Sun Dec 20, 2015
Tna Smith answered:
Go for it !! Get your brokers license by step 1: Finding out requirements to test for brokerage exam. 2: Take Brokerage exam. Once you PASS the test. Life is good. The doors open for you to open your own firm and/or manage properties. Be sure to take property management classes to be the best property manager. :) ... more
0 votes 8 answers Share Flag
Thu Dec 3, 2015
Sam Shueh answered:
Assessed value is for tax not for valuation purpose.
You can ask for a review if it is assessed too high. Why bother if it is lower?
Sam Shueh Realtor
0 votes 6 answers Share Flag
Thu Dec 3, 2015
Claudia Muller answered:
Definitely a question that is to be addressed in your contract.
You wrote that in your offer. It was accepted.
Any modifications to the contract must be mutually agreed upon by you and the seller.

This is a very interesting way to get your offer accepted...I have seen many...but this is the first for this twist.
... more
0 votes 2 answers Share Flag
Sun Nov 29, 2015
Alysse Musgrave answered:
You don't want to spend $250-500 on an inspection unless you know the house can't be sold to another buyer.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
0 votes 9 answers Share Flag
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