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Home Buying in Santa Barbara : Real Estate Advice

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  • Local Info19
  • Home Buying72
  • Home Selling9
  • Market Conditions12

Activity 94
Mon Jan 30, 2017
Sheryl Arndt answered:
Hello Terriepoohbrara, your question/comment is hard to completely understand but you did not mention the number of bedrooms for your section 8 voucher. The rentals in Carpinteria start from $1,350 for 1bd 1ba apt, $1,995 for 2bd 1ba apt, $2,700 for 3bd 1.5ba condo with ocean view. All rentals will have to be checked to see if they accept Section 8 rents.

The inventory is quite low in the area so you should check with the local rental management companies as well.

If you have been receiving your Section 8 rental voucher for over one year and are moving to the same area your rental voucher is you may even qualify to buy with the Homeownership Voucher. If so you should check with your case worker if they offer it there and if you qualify as we do the financing.

You would need a minimum 640 fico score to qualify for the Homeownership Voucher program and some minimal funds if utilize the down payment and closing cost assistance program.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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Sun Jan 15, 2017
Jstein asked:
Wed Jun 22, 2016
Margaret Brown asked:
Wed Sep 30, 2015
vsaumarez asked:
https://www.youtube.com/watch?v=reb4GXg1W2k&feature=youtu.be
My wife are FTBs and want to buy in SB. we saw this video and want to know if it is this true? Are homes really that small…
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Tue Mar 10, 2015
hori4kids asked:
Wed Feb 25, 2015
Melissa Wiggans answered:
Hi David,

Trulia is a real estate advertising sites. It is a shame that there are people trying to scam others, but remember if something sounds too good to be true or sounds suspicious, it probably is. I've also encountered similar postings on websites like Craigslist, too. You can always flag a post as fraudulent in order to get it removed. ... more
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Tue Feb 17, 2015
Alexander Greer answered:
I would be more than happy to email you the property profile.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer

Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
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Thu Jan 22, 2015
USMortgageRanger answered:
Hi Jntstieg,

The question you are asking however legitimate would need other clarifications and poses a bevy of other questions. Are you paying cash for the home, If not how much will you finance (this will make a difference based on the amount of Lenders title policy) What is your current credit score (makes a difference on loan amount and insurance cost) What is the address of the property ( will need this in order to calculate the estimated taxes for 3 months reserve). It is best that we speak in person where i can help guide you and assure you that you are making the right decision for your family.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
I look forward to working with you to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
https://www.thefederalsavingsbank.com/LowellSterling
... more
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Thu Jan 22, 2015
Brittany Lough answered:
Hi Elena,
Thats a great question. It's actually a very good time to buy because interest rates are great and there is typically less competition among buyers during the holiday season. Buyers typically take a step back during the holidays. At the moment prices are steadying off. Right now we are seeing homes sitting on the market for longer periods of time and I think many of these sellers are ready to sell. There is speculation that we may see the market and prices start to increase again come spring time. Please feel free to contact me if you have any questions. ... more
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Sun Nov 23, 2014
Brittany Lough answered:
That home is not currently listed for sale in the Santa Barbara Multiple Listing Service. Please let me know if you have any questions.
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Fri Sep 19, 2014
Valli Lopez answered:
Hello Renee and Robert,
My company just rolled out a product that is a real rent to own program where you buy the property and everyone gets paid accordingly, then you pay the lender that buys the house for you rent until you are able to buy it from them outright and all your payments and equity become yours at that time.


Call me or email me if this sounds like an option for you now or in the future.

Valli Lopez
NMLS 980530
619-916-9595
Valli@ValliLopez.com
... more
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Tue Jul 15, 2014
Andy Madrid answered:
Jon,

I didn't see that anyone responded to you regarding purchasing a foreclosure in Santa Barbara. As far as F/C properties go, our city isn't like alot of other cities in that we dont really have much foreclosed inventory anymore. There have been less than 10 homes that were foreclosures and these generally sell at market price so if you are looking for a fixer that is low priced, those days are pretty much gone and what is left requires cash and no contingencies.
let me know if you have any other questions. I'd be happy to help you.

Andy Madrid
Coldwell Banker
1290 Coast Village Rd
Montecito, CA 93108
(805) 452-1456
... more
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Fri Apr 4, 2014
J Perry answered:
I will also say that I have stopped using Zillow and Trulia because I have received more scam responses than legitimate ones! Again... very frustrating!
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Thu Feb 6, 2014
Shel-lee Davis answered:
When you are looking at Foreclosures on this site, you are usually NOT looking at properties that are actually for sale. The foreclosure data comes from public records. Often the "price" is misleading as it is either the amount that the owner is behind or it is the amount of the loan that is foreclosing - and there might be 1, 2, 3 or more total loans on the property.

Your best bet to find good deals is to work with a local realtor who knows what is available today and also what is coming on the market. Hoping for a property you find under Foreclosure and thinking you can get it for amount shown will only lead to frustration and disappointment. Hope this helps.

Shel-lee Davis BRE #01817412
Real Estate Consultant
International Real Estate Specialist - IRES®
Senior Real Estate Specialist - SRES®
Certified Home Seller Advisor - CHSA®
Certified Home Buyer Advisor - CHBA®
Member - National Association of Certified Expert Advisors - NAEA
Certified Distressed Property Expert - CDPE®
RE/MAX Estate Properties
424-2HELP12 (424-243-5712)
... more
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Thu Feb 6, 2014
Jerry Reed asked:
Mon Jan 27, 2014
Alexandra King answered:
Hello Sandra,
Yes...in the SB/Ventura area. Please send me your specs: type of home,# Beds & Baths/Interested in Condos? What sqft? ROI? And anything else you consider important. My # is (805)687-8823.Laurie ... more
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Mon Dec 23, 2013
Aaron Schulman answered:
My partner and I represent commercial and residential expertise. We are happy to help for any of your needs. Many thanks. Aaron Schulman 805 669 8779.
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