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Sandusky : Real Estate Advice

  • All33
  • Local Info3
  • Home Buying8
  • Home Selling3
  • Market Conditions2

Activity 25
Lindas55, Home Buyer in Sandusky, OH
Tue Jul 26, 2016
Lindas55 asked:
0 votes 0 Answers Share Flag
Maricris A, Other/Just Looking in Seattle, WA
Tue Jul 26, 2016
Maricris A answered:

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0 votes 1 answer Share Flag
Alvin King, Real Estate Pro in Las Vegas, NV
Tue Oct 14, 2014
Alvin King answered:
Your first contact should be the Listing agent. A discussion about your concerns could possibly resolve the problem. If you are not satisfied with the results, ask for the Broker. Good Luck! ... more
0 votes 5 answers Share Flag
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Thu Jan 9, 2014
Annette Lawrence answered:
Bill, cheap properties rarely end up being cheap.
The good know what I'm talking about, the undervalued, quality homes, are sold long before you get a clue they are for sale.
Looking for home for sale on Trulia and Zillow allow you the option of view homes already rejected by the four invisible markets that precede the MLS. If you want a deal on a quality house (not a cheap house) you need to get plugged into these markets.
While it's cold and still frozen up there, you can pick up the phone and find nearly every local REALTOR poised to take your call and if you demonstrate you are a serious buyer, get you plugged in.
Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
... more
0 votes 5 answers Share Flag
jtcoopers, Home Owner in 89081
Tue Nov 5, 2013
jtcoopers answered:
Advertise your place where the "summer place" people are - Akron, Canton, Columbus, Lima areas. Try this first in the local newspapers and internet sites before you pay the big commissions to realtors. ... more
0 votes 4 answers Share Flag
Kimberly Law…, Real Estate Pro in Fairfield, OH
Fri Oct 11, 2013
Kimberly Lawson answered:
If it's not fixed before the appraiser goes out...... I think you'll need inspections (specific to those areas). -- that's if the items aren't fixed before the appraiser goes out. However, that's why you're paying for these reports, it's added protection to make sure you're buying a sound investment.. However, those items will more than likely need fixed or the funds for the repairs need sourced and placed in escrow.

I don't know who your seller is (private or HUD - sounds like private because HUD would be all over it). Also, depending on who your using for financing and depending on how the contract is written up you could possibly get by with an FHA 203b escrow repair. With that you could possibly be able to borrow the costs (up to $5,000 or have the seller fund the escrow acct - 110% of the costs from quotes/estimates). Your purchase contract then, it has to mention the repairs the appraiser mentions. The appraiser also determines if the home is still insurable by HUD as is -(based on needed repairs). If it is ok 'as is' then you should be ok.. IF the home is only insurable 'subject to', (or if the costs exceed $5k), then you'll need a 203k loan. If you flip to 203k you could borrow up to 96.5% of the costs of the repairs, you close, half the money paid at close to fix it and the other half released then the appraiser goes out to inspect/confirm all repairs have been made. --> your lender should be helping you..

Hope this was helpful,
Kim Lawson
Ohio Licensed Mortgage Loan Originator
Contact and licensing information can be found on my profile.
... more
0 votes 4 answers Share Flag
Ronda Gearhe…, Real Estate Pro in Norwalk, OH
Thu Sep 26, 2013
Ronda Gearheart answered:
Sandusky is pretty small, so its close to everything. I would need more info on what he is looking for.
0 votes 1 answer Share Flag
Jamie King, Real Estate Pro in Sandusky, OH
Thu Sep 26, 2013
Jamie King answered:
I would be happy to help in your search for a home. I have 18 yrs experience selling homes in the area. Your question came up for the Sandusky area. Do you want specifically the city of Sandusky or any surrounding area?

Renting with pets will be a bit of a hurdle. I have found that many landlords are not open to pets or if they are, they only allow one small pet. Please contact me if you would like me to set up a portal for you to view homes online that meet your criteria.
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0 votes 2 answers Share Flag
Mary Anne, Home Buyer in Cleveland, OH
Fri Aug 30, 2013
Mary Anne answered:
We have a two bed/ one bath single home, totally renovated, large privacy fence and deck, in Rye Beach which is a private homeowners association with park and beach. Double size lot, and parking space for boat or RV. Plus it has an out-buliding for hobbyist and greenhouse for gardener. Less than the cost of a condo. Call Sally Routh, Coldwell Banker, 419-656-6164. ... more
0 votes 4 answers Share Flag
Kimberly Law…, Real Estate Pro in Fairfield, OH
Mon Aug 26, 2013
Kimberly Lawson answered:
If you've been approved for an FHA loan already, you would want to talk with the lender you're working with as each lender may have their own "overlays" or their own special rules on top of what FHA requires.

* A FHA 203k has a minimum of $5000 in repairs in most cases. Please also consider you could purchase all new energy efficient appliances as well.

Not sure what you're otherwise asking but hopefully this will help.


* Borrowers who are purchasing a new primary residence and will be retaining their
current residence, the borrower must qualify with both housing payments and may not
use rental income to offset the Mortgage on the departing residence, unless one of the
following applies:
*Relocating OR Sufficient Equity Position: Relocating for work OR if you have 75% loan to value or less as determines by appraisal.
** If property does not qualify under either of two scenarios referenced above, then rental income may not be used to qualify on the departing residence.

Departing Residences with Negative Equity Position: Generally are not allowed but will be considered on a case by case basis.

Hope this answers what questions you have. If your other lender doesn't have 203k and you have add'l questions, I'd be happy to help.

Best wishes,
Kim Lawson
Ohio Licensed Mortgage Loan Originator
Contact and licensing information can be found on my profile.
... more
0 votes 2 answers Share Flag
Jena, Both Buyer and Seller in Sandusky, OH
Tue Jul 30, 2013
Jena answered:
We've actually been in close contact with our lender, our broker and our real estate agent regarding all the details and our options. Our hope would be to rent it out to stay ETHICAL while putting our family is a better and safer position. We have four people in a 672 sf house. As we continue to make our mortgage payments, we continue to lower the asking price in hopes of catching someone's eye. ... more
0 votes 4 answers Share Flag
Cathy Gertz, Real Estate Pro in Westminster, MD
Tue Jun 18, 2013
Cathy Gertz answered:
You can contact the local police department in that area and get the crime statistics.
0 votes 1 answer Share Flag
Bw29forever, Home Buyer in Sandusky, OH
Mon Apr 1, 2013
Bw29forever answered:
Norwalk is longer than 15 minutes from the Sanusky Mall. Perkins Township has a low crime rate. Schools in Perkins have been considered one of the best districts in the area. Traffic is not a problem as the amusement park, Cedar Point, uses only Milan Road. Kalahari is in Huron, on Milan Rd./rt 250. Locals know when to time their errands in the summer, if using Milan. I've lived in Perkins for 50 years. The entire area is great because it offers big town choices (restaurants,movies,mall) but is small most of the year. Taxes and water are higher. Our first home was in Sandusky but moved so our daughter could go to Perkins Schools. Best of luck to you. ... more
0 votes 10 answers Share Flag
Tiffany, Home Buyer in Sandusky, OH
Mon Aug 27, 2012
Tiffany asked:
Good afternoon! My husband and I are awaiting an approval for our USDA home mortgage loan. The process can take up to 6 weeks, and the funding may not be available until January 2013. We're…
0 votes 0 Answers Share Flag
Candice, Home Seller in Norwalk, OH
Sun Aug 12, 2012
Candice answered:
Have you considered looking in the Norwalk area? 15 minute commute to Sandusky with small-town values and amenities. Brand new high school - top notch education at any one of the public schools, plus we have a K-12 Catholic educational system. We have a home for sale that is 3 blocks from the Catholic schools and the middle school; 4 blocks to the downtown area; 6 blocks from the library; move-in ready. ... more
0 votes 4 answers Share Flag
James Tan, Real Estate Pro in elk grove, CA
Thu Oct 27, 2011
James Tan answered:
Yes, UK citizens can buy in USA, there is no restrictions.
Please visit for more information for foreigners buying homes in USA.
0 votes 2 answers Share Flag
Dee Nofziger, Real Estate Pro in Toledo, OH
Wed Apr 20, 2011
Dee Nofziger answered:
Without doing comps, it does appear to be in the ballpark range as far as value. It is correct that you will probably have a hard time getting an FHA or even conventional loan with mold issues and no floor coverings.

Back to the pricing question though ... banks usually reduce their prices every 4-6 weeks around 5% until they start generating ample showings. They do this to encourage a multiple situation, which they hope drives the offers up, due to competition from other buyers. Even with no other offers, if you offer too low, they will reject it, unless it has been on the market quite awhile. Even then, they may drop the price substantially, hoping for a multiple offer situation to drive the price back up again.

My advice is always, if you really want the home, offer close to asking price (within 5-10%).
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0 votes 4 answers Share Flag
Mark Ryan-Ma…, Real Estate Pro in Centerville, OH
Mon Aug 23, 2010
Mark Ryan-Mark Ryan Group answered:
Sounds like you got some pretty good info here...

1st - is it listed for sale? If not then they are not likely to accept an offer from anyone.

2nd- In my experience this is not an issue until closing when they ask for the arms length transaction form to be signed and if you lie you are committing loan fraud and that is no small thing.

3rd- consider making an offer and disclose your relationship... depending on the "deal" the bank may just take it... but if they don't you have not wasted a ton of time thinking they may.

4th- If you are considering it as a "tool" jus to save them from foreclosure and then turn around and sell it back to them I think you are flirting with loan fraud and should consult with an attorney for sure...

Hope this helps.

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